Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Richard Sloan from the University of Michigan was first to document what is referred to as the "accrual anomaly". His 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones.
Healwell AI's Sloan Ratio for the quarter that ended in Mar. 2026 was -16.51%.
As of Mar. 2026, Healwell AI has a Sloan Ratio of -16.51%, indicating there is a warning stage of accrual build up.
Healwell AI (OTCPK:HWAIF) Sloan Ratio % Explanation
A former University of Michigan researcher, Richard Sloan's 1996 paper found that shares of companies with small or negative accruals vastly outperform (+10%) those of companies with large ones. In fact, for the 40-year period between 1962 and 2001, buying the lowest accrual companies and shorting the highest accrual companies resulted in an average annual compounded return of 18%, more than double the S&P 500's 7.4% annual return over the same period.
If the Sloan Ratio is between -10% and 10%, the company is in the safe zone and there is no funny business with accruals.
If the Sloan Ratio is less than between -25% and -10% on the negative side, and between 10% and 25% on the positive side, this is a warning stage of accrual build up.
If the Sloan Ratio is less than -25% or greater than 25%, and this ratio is consistent over several quarters or even years, be careful. Earnings are highly likely to be made up of accruals.
As of Mar. 2026, Healwell AI has a Sloan Ratio of -16.51%, indicating there is a warning stage of accrual build up.
Healwell AI Sloan Ratio % Related Terms
Healwell AI Sloan Ratio % Historical Data
* Premium members only.
The historical data trend for Healwell AI's Sloan Ratio % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Medical Care Facilities subindustry, Healwell AI's Sloan Ratio %, along with its competitors' market caps and Sloan Ratio % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Healwell AI Sloan Ratio % vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Healwell AI's Sloan Ratio % distribution charts can be found below:
* The bar in red indicates where Healwell AI's Sloan Ratio % falls into.
Earnings contain a lot of non cash earnings which is called accruals. The Sloan ratio is a way to identify firms with low non-cash or accrual-derived earnings relative to their cash flow.
Healwell AI's Sloan Ratio for the fiscal year that ended in Dec. 2025 is calculated as
Healwell AI's Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was -3.061 (Jun. 2025 ) + -20.139 (Sep. 2025 ) + -1.007 (Dec. 2025 ) + -4.991 (Mar. 2026 ) = $-29.20 Mil.
Healwell AI's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was -4.094 (Jun. 2025 ) + -7.565 (Sep. 2025 ) + 0.487 (Dec. 2025 ) + 3.603 (Mar. 2026 ) = $-7.57 Mil.
Healwell AI's Cash Flow from Investing for the trailing twelve months (TTM) ended in Mar. 2026 was 9.668 (Jun. 2025 ) + -0.441 (Sep. 2025 ) + 3.157 (Dec. 2025 ) + -0.514 (Mar. 2026 ) = $11.87 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Healwell AI (HWAIF) has a Sloan Ratio % of -16.51% as of Mar. 2026. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Healwell AI and its competitors.
Is Healwell AI's Sloan Ratio % too high?
Healwell AI's current Sloan Ratio % is -16.51%. Overall, Healwell AI has a GF Score™ of 53/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Healwell AI's Sloan Ratio % compare to HCA and THC?
Healwell AI's Sloan Ratio % of -16.51% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Sloan Ratio % for a Healthcare Providers & Services company?
A good Sloan Ratio % depends on the Healthcare Providers & Services industry context. However, Sloan Ratio % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Sloan Ratio % mean?
A high Sloan Ratio % can signal that a stock is expensive relative to its fundamentals. Sloan ratio measures earnings quality based on the amount of accruals. View historical data on Healwell AI and its competitors. Healwell AI's current Sloan Ratio % is -16.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Healwell AI stock overvalued right now?
Based on GuruFocus' analysis, Healwell AI (HWAIF) is currently considered Possible Value Trap. The stock's GF Value™ is $2.53, compared to a current price of $0.46 — trading 81.8% below its estimated fair value. The current Sloan Ratio % is -16.51%. Healwell AI's overall GF Score™ is 53/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Sloan Ratio % calculated?
Sloan Ratio % is calculated from a company's financial statements. For Healwell AI (HWAIF), the current Sloan Ratio % is -16.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Healwell AI (HWAIF) Overvalued in 2026?
Based on GuruFocus' analysis, Healwell AI stock appears to be undervalued.
The current stock price of $0.46 is trading 81.8% below its estimated GF Value™ of $2.53.
GuruFocus considers Healwell AI to be Possible Value Trap.
Key valuation signals for HWAIF:
Sloan Ratio %: -16.51%
GF Value™: $2.53 vs. price of $0.46 (81.8% below fair value)
No single metric tells the full story. See the HWAIF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Healwell AI Inc is a Canadian healthcare technology company. It operates in two reportable segments: Al and Data Sciences, and Healthcare Software. The majority of Healwell's revenue is generated from the Healthcare Software segment, whose core software suite consists of Electronic Health Records (EHR), Digital Front Door (DFD), and Digital Care Records (DCR). These products consolidate diverse data sources, helping physicians get a comprehensive view of individual patient health. The AI and Data Sciences division offers AI technologies and algorithms that screen clinical information and patient records, and aid in identifying patients at high risk for specific conditions. Geographically, the company generates maximum revenue from Australia and New Zealand, and the rest from Canada.
53GF Score
Get the complete analysis for HWAIF
Sloan Ratio % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
HWAIF has been successfully added to your 
