HWGLF (Harworth Group) Effective Interest Rate on Debt %: 8.35% (As of Dec. 2025)

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HWGLF Harworth Group PLC HWGLF
73 GF Score
Price $2.07
GF Value $1.89
! 8 Warning Signs
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What is Harworth Group Effective Interest Rate on Debt %?

Harworth Group HWGLF +1.97% 73 Effective Interest Rate on Debt % is 8.35% as of Dec. 2025. GuruFocus rates HWGLF with a GF Score™ of 73/100 and a GF Value™ of $1.89. The stock has 8 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Harworth Group's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $20.5 Mil. Harworth Group's average total debt for the quarter that ended in Dec. 2025 was $245.9 Mil. Therefore, Harworth Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 8.35%.


Harworth Group  (OTCPK:HWGLF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Harworth Group Effective Interest Rate on Debt % Related Terms


Harworth Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Harworth Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Harworth Group Effective Interest Rate on Debt % Chart

Harworth Group Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.87 6.48 6.92 6.91 8.14

Harworth Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.51 6.53 8.46 6.72 8.35

Harworth Group Effective Interest Rate on Debt % Competitor Comparison

For the Real Estate - Development subindustry, Harworth Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Harworth Group Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Harworth Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Harworth Group's Effective Interest Rate on Debt % falls into.


HWGLF
73GF Score
Harworth Group PLC HWGLF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Harworth Group Effective Interest Rate on Debt % Calculation

Harworth Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -18.016/( (209.346+233.229)/ 2 )
=-1  *  -18.016/221.2875
=8.14 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=209.003 + 0.343
=209.346

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=232.877 + 0.352
=233.229

Harworth Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -20.524/( (258.484+233.229)/ 2 )
=-1  *  -20.524/245.8565
=8.35 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=258.141 + 0.343
=258.484

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=232.877 + 0.352
=233.229

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 8.35% mean?
Harworth Group (HWGLF) has a Effective Interest Rate on Debt % of 8.35% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Harworth Group and its competitors.
Is Harworth Group's Effective Interest Rate on Debt % too high?
Harworth Group's current Effective Interest Rate on Debt % is 8.35%. Overall, Harworth Group has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Harworth Group's Effective Interest Rate on Debt % compare to competitors?
Harworth Group's Effective Interest Rate on Debt % of 8.35% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Harworth Group and its competitors. Harworth Group's current Effective Interest Rate on Debt % is 8.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Harworth Group stock overvalued right now?
Harworth Group (HWGLF) has a current Effective Interest Rate on Debt % of 8.35%. The stock's GF Value™ is $1.89, compared to a current price of $2.07 — trading 9.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 8.35%. Harworth Group's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Harworth Group (HWGLF), the current Effective Interest Rate on Debt % is 8.35% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Harworth Group (HWGLF) Overvalued in 2026?

Based on GuruFocus' analysis, Harworth Group stock appears to be overvalued. The current stock price of $2.07 is trading 9.5% above its estimated GF Value™ of $1.89.

Key valuation signals for HWGLF:

  • Effective Interest Rate on Debt %: 8.35%
  • GF Value™: $1.89 vs. price of $2.07 (9.5% above fair value)
  • GF Score™: 73/100 with 8 warning signs

No single metric tells the full story. See the HWGLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Harworth Group Business Description

Other Exchanges HWGl:UKHWG:UK
Address Poplar Way, Advantage House, Catcliffe, Rotherham, South Yorkshire, GBR, S60 5TR
Harworth Group PLC operates as a brownfield regeneration company in the North of England and the Midlands. It is organized into two operating segments: The Income Generation segment focuses on generating rental returns from the business space portfolio, rental returns and royalties from energy generation, environmental technologies, and the agricultural portfolio, and income-generating streams from recycled aggregates and secondary coal products. The Capital Growth segment focuses on delivering value by developing the underlying portfolio and includes planning and development activity, value engineering, proactive asset management, and strategic land acquisitions. It generates a vast majority of its revenues from the sale of development properties.
73GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.07
Price
$1.89
GF Value