IAUFF (AIC Mines) Effective Interest Rate on Debt %: 9.01% (As of Dec. 2025)


IAUFF AIC Mines Ltd IAUFF
39 GF Score
Price $0.51
GF Value $0.22
Valuation Significantly Overvalued
! 7 Warning Signs
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What is AIC Mines Effective Interest Rate on Debt %?

AIC Mines IAUFF +3.54% 39 Effective Interest Rate on Debt % is 9.01% as of Dec. 2025. GuruFocus rates IAUFF with a GF Score™ of 39/100 and a GF Value™ of $0.22 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. AIC Mines's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $1.8 Mil. AIC Mines's average total debt for the quarter that ended in Dec. 2025 was $20.4 Mil. Therefore, AIC Mines's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 9.01%.


AIC Mines  (OTCPK:IAUFF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


AIC Mines Effective Interest Rate on Debt % Related Terms


AIC Mines Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for AIC Mines's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AIC Mines Effective Interest Rate on Debt % Chart

AIC Mines Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 38.03 40.92 15.09

AIC Mines Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.99 28.59 16.89 13.70 9.01

IAUFF vs HL: Effective Interest Rate on Debt % Comparison

For the Other Precious Metals & Mining subindustry, AIC Mines's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AIC Mines Effective Interest Rate on Debt % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, AIC Mines's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where AIC Mines's Effective Interest Rate on Debt % falls into.


IAUFF
39GF Score
AIC Mines Ltd IAUFF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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AIC Mines Effective Interest Rate on Debt % Calculation

AIC Mines's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -2.575/( (4.644+29.491)/ 2 )
=-1  *  -2.575/17.0675
=15.09 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.628 + 2.016
=4.644

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19.456 + 10.035
=29.491

AIC Mines's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.834/( (29.491+11.217)/ 2 )
=-1  *  -1.834/20.354
=9.01 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=19.456 + 10.035
=29.491

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 11.217
=11.217

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.01% mean?
AIC Mines (IAUFF) has a Effective Interest Rate on Debt % of 9.01% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AIC Mines and its competitors.
Is AIC Mines' Effective Interest Rate on Debt % too high?
AIC Mines' current Effective Interest Rate on Debt % is 9.01%. Overall, AIC Mines has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does AIC Mines' Effective Interest Rate on Debt % compare to HL?
AIC Mines' Effective Interest Rate on Debt % of 9.01% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Metals & Mining company?
A good Effective Interest Rate on Debt % depends on the Metals & Mining industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on AIC Mines and its competitors. AIC Mines's current Effective Interest Rate on Debt % is 9.01%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AIC Mines stock overvalued right now?
Based on GuruFocus' analysis, AIC Mines (IAUFF) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.22, compared to a current price of $0.51 — trading 130.2% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.01%. AIC Mines' overall GF Score™ is 39/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For AIC Mines (IAUFF), the current Effective Interest Rate on Debt % is 9.01% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AIC Mines (IAUFF) Overvalued in 2026?

Based on GuruFocus' analysis, AIC Mines stock appears to be overvalued. The current stock price of $0.51 is trading 130.2% above its estimated GF Value™ of $0.22. GuruFocus considers AIC Mines to be Significantly Overvalued.

Key valuation signals for IAUFF:

  • Effective Interest Rate on Debt %: 9.01%
  • GF Value™: $0.22 vs. price of $0.51 (130.2% above fair value)
  • GF Score™: 39/100 with 7 warning signs

No single metric tells the full story. See the IAUFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AIC Mines Business Description

Other Exchanges HLS:GermanyA1M:Australia
Address 130 Hay Street, Suite 3, Subiaco, Perth, WA, AUS, 6008
AIC Mines Ltd is engaged in exploration, mine development and production, mine operations, and the sale of copper concentrate in Australia. The company's key projects include the Jericho copper project located south of Eloise, the Eloise Regional Project, the Cannington Project, the Windsor base metal project, and the Pyramid gold projects south of Charters Towers. Additionally, it operates the Delamerian Project with three large exploration licenses in western New South Wales, the Marymia Project, and the Peake and Denison Project located in the Northeast Gawler region. The company operates in one geographical area, Australia, and two segments are mining, exploration, and corporate activities.
39GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.51
Price
$0.22
GF Value