IHT (InnSuites Hospitality Trust) Effective Interest Rate on Debt %: 3.16% (As of Apr. 2026)


IHT InnSuites Hospitality Trust IHT
57 GF Score
Price $1.78
GF Value $1.68
Valuation Fairly Valued
! 6 Warning Signs
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What is InnSuites Hospitality Trust Effective Interest Rate on Debt %?

InnSuites Hospitality Trust IHT +4.71% 57 Effective Interest Rate on Debt % is 3.16% as of Apr. 2026. GuruFocus rates IHT with a GF Score™ of 57/100 and a GF Value™ of $1.68 (Fairly Valued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. InnSuites Hospitality Trust's annualized positive value of Interest Expense for the quarter that ended in Apr. 2026 was $0.44 Mil. InnSuites Hospitality Trust's average total debt for the quarter that ended in Apr. 2026 was $14.03 Mil. Therefore, InnSuites Hospitality Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 was 3.16%.


InnSuites Hospitality Trust  (AMEX:IHT) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


InnSuites Hospitality Trust Effective Interest Rate on Debt % Related Terms


InnSuites Hospitality Trust Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for InnSuites Hospitality Trust's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

InnSuites Hospitality Trust Effective Interest Rate on Debt % Chart

InnSuites Hospitality Trust Annual Data
Trend Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25 Jan26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.55 4.81 4.13 3.83 3.88

InnSuites Hospitality Trust Quarterly Data
Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25 Jul25 Oct25 Jan26 Apr26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.71 3.98 3.99 3.16 3.16

IHT vs AHT, HST, RHP: Effective Interest Rate on Debt % Comparison

For the REIT - Hotel & Motel subindustry, InnSuites Hospitality Trust's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


InnSuites Hospitality Trust Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, InnSuites Hospitality Trust's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where InnSuites Hospitality Trust's Effective Interest Rate on Debt % falls into.


IHT
57GF Score
InnSuites Hospitality Trust IHT
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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InnSuites Hospitality Trust Effective Interest Rate on Debt % Calculation

InnSuites Hospitality Trust's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jan. 2025 )+Total Debt  (A: Jan. 2026 ))/ count )
=-1  *  -0.524/( (12.896+14.13)/ 2 )
=-1  *  -0.524/13.513
=3.88 %

where

Total Debt  (A: Jan. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=12.157 + 0.739
=12.896

Total Debt  (A: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13.371 + 0.759
=14.13

InnSuites Hospitality Trust's annualized Effective Interest Rate on Debt % for the quarter that ended in Apr. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jan. 2026 )+Total Debt  (Q: Apr. 2026 ))/ count )
=-1  *  -0.444/( (14.13+13.934)/ 2 )
=-1  *  -0.444/14.032
=3.16 %

where

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13.371 + 0.759
=14.13

Total Debt  (Q: Apr. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=13.172 + 0.762
=13.934

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Apr. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.16% mean?
InnSuites Hospitality Trust (IHT) has a Effective Interest Rate on Debt % of 3.16% as of Apr. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on InnSuites Hospitality Trust and its competitors.
Is InnSuites Hospitality Trust's Effective Interest Rate on Debt % too high?
InnSuites Hospitality Trust's current Effective Interest Rate on Debt % is 3.16%. Overall, InnSuites Hospitality Trust has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does InnSuites Hospitality Trust's Effective Interest Rate on Debt % compare to AHT and HST?
InnSuites Hospitality Trust's Effective Interest Rate on Debt % of 3.16% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on InnSuites Hospitality Trust and its competitors. InnSuites Hospitality Trust's current Effective Interest Rate on Debt % is 3.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is InnSuites Hospitality Trust stock overvalued right now?
Based on GuruFocus' analysis, InnSuites Hospitality Trust (IHT) is currently considered Fairly Valued. The stock's GF Value™ is $1.68, compared to a current price of $1.78 — trading 6% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.16%. InnSuites Hospitality Trust's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For InnSuites Hospitality Trust (IHT), the current Effective Interest Rate on Debt % is 3.16% as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is InnSuites Hospitality Trust (IHT) Overvalued in 2026?

Based on GuruFocus' analysis, InnSuites Hospitality Trust stock appears to be overvalued. The current stock price of $1.78 is trading 6% above its estimated GF Value™ of $1.68. GuruFocus considers InnSuites Hospitality Trust to be Fairly Valued.

Key valuation signals for IHT:

  • Effective Interest Rate on Debt %: 3.16%
  • GF Value™: $1.68 vs. price of $1.78 (6% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the IHT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


InnSuites Hospitality Trust Business Description

Industry Real EstateREITs
Address 1730 E. Northern Avenue, Suite 122, InnSuites Hospitality Centre, Phoenix, AZ, USA, 85020
InnSuites Hospitality Trust is a real estate investment trust. It is engaged in the ownership and operation of hotel properties. It owns interests in two hotels, operates and provides management services, and provides trademark license services, for two hotels. The Trust also holds an investment related to clean energy electricity generation technology and manages an option to acquire an investment in an independent boutique hotel reservation and hotel services business.
57GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.78
Price
$1.68
GF Value