ILAL (International Land Alliance) Effective Interest Rate on Debt %: 30.75% (As of Mar. 2026)


ILAL International Land Alliance Inc ILAL
48 GF Score
Price $4.50
GF Value $5.20
Valuation Modestly Undervalued
! 7 Warning Signs
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What is International Land Alliance Effective Interest Rate on Debt %?

International Land Alliance ILAL 48 Effective Interest Rate on Debt % is 30.75% as of Mar. 2026. GuruFocus rates ILAL with a GF Score™ of 48/100 and a GF Value™ of $5.20 (Modestly Undervalued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. International Land Alliance's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $4.78 Mil. International Land Alliance's average total debt for the quarter that ended in Mar. 2026 was $15.54 Mil. Therefore, International Land Alliance's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 30.75%.


International Land Alliance  (OTCPK:ILAL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


International Land Alliance Effective Interest Rate on Debt % Related Terms


International Land Alliance Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for International Land Alliance's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

International Land Alliance Effective Interest Rate on Debt % Chart

International Land Alliance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 32.62 47.84 16.50 8.80 18.59

International Land Alliance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.68 12.07 14.91 40.01 30.75

ILAL vs MRNO, SRRE, RENX: Effective Interest Rate on Debt % Comparison

For the Real Estate - Development subindustry, International Land Alliance's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


International Land Alliance Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, International Land Alliance's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where International Land Alliance's Effective Interest Rate on Debt % falls into.


ILAL
48GF Score
International Land Alliance Inc ILAL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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International Land Alliance Effective Interest Rate on Debt % Calculation

International Land Alliance's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2.588/( (12.435+15.405)/ 2 )
=-1  *  -2.588/13.92
=18.59 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.502 + 9.933
=12.435

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 15.405
=15.405

International Land Alliance's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -4.78/( (15.405+15.681)/ 2 )
=-1  *  -4.78/15.543
=30.75 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 15.405
=15.405

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 15.681
=15.681

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 30.75% mean?
International Land Alliance (ILAL) has a Effective Interest Rate on Debt % of 30.75% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on International Land Alliance and its competitors.
Is International Land Alliance's Effective Interest Rate on Debt % too high?
International Land Alliance's current Effective Interest Rate on Debt % is 30.75%. Overall, International Land Alliance has a GF Score™ of 48/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does International Land Alliance's Effective Interest Rate on Debt % compare to MRNO and SRRE?
International Land Alliance's Effective Interest Rate on Debt % of 30.75% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on International Land Alliance and its competitors. International Land Alliance's current Effective Interest Rate on Debt % is 30.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is International Land Alliance stock overvalued right now?
Based on GuruFocus' analysis, International Land Alliance (ILAL) is currently considered Modestly Undervalued. The stock's GF Value™ is $5.20, compared to a current price of $4.50 — trading 13.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 30.75%. International Land Alliance's overall GF Score™ is 48/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For International Land Alliance (ILAL), the current Effective Interest Rate on Debt % is 30.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is International Land Alliance (ILAL) Overvalued in 2026?

Based on GuruFocus' analysis, International Land Alliance stock appears to be undervalued. The current stock price of $4.50 is trading 13.5% below its estimated GF Value™ of $5.20. GuruFocus considers International Land Alliance to be Modestly Undervalued.

Key valuation signals for ILAL:

  • Effective Interest Rate on Debt %: 30.75%
  • GF Value™: $5.20 vs. price of $4.50 (13.5% below fair value)
  • GF Score™: 48/100 with 7 warning signs

No single metric tells the full story. See the ILAL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


International Land Alliance Business Description

Address 350 10th Avenue, Suite 1000, San Diego, CA, USA, 92101
International Land Alliance Inc is a residential land development company with target properties located in the Baja California, Norte region of Mexico. The activities of the company include purchasing properties, obtaining zoning and other entitlements required to subdivide the properties into residential and commercial building plots, securing financing for the purchase of the plots, improving the property's infrastructure and amenities, and selling the plots to homebuyers, retirees, investors, and commercial developers. It's real estate portfolio includes Oasis Park Resort, Valle Divino, Plaza Bajamar Resort which is part of Bajamar Oceanfront hotel and Golf Resort, Emerald Grove Estates in Southern California, and Rancho Costa Verde, on Baja California's east coast.
48GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.50
Price
$5.20
GF Value