IMCI (Infinite Group) Effective Interest Rate on Debt %: 10.77% (As of Sep. 2025)

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What is Infinite Group Effective Interest Rate on Debt %?

Infinite Group IMCI -26.23% Effective Interest Rate on Debt % is 10.77% as of Sep. 2025. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Infinite Group's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $0.68 Mil. Infinite Group's average total debt for the quarter that ended in Sep. 2025 was $6.27 Mil. Therefore, Infinite Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 10.77%.


Infinite Group  (OTCPK:IMCI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Infinite Group Effective Interest Rate on Debt % Related Terms


Infinite Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Infinite Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Infinite Group Effective Interest Rate on Debt % Chart

Infinite Group Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.29 9.53 29.58 36.25 15.68

Infinite Group Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.03 14.23 10.32 10.16 10.77

IMCI vs GROO, IMTH, IBM: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, Infinite Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Infinite Group Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Infinite Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Infinite Group's Effective Interest Rate on Debt % falls into.



Infinite Group Effective Interest Rate on Debt % Calculation

Infinite Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -0.88/( (5.124+6.104)/ 2 )
=-1  *  -0.88/5.614
=15.68 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.01 + 4.114
=5.124

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.062 + 4.042
=6.104

Infinite Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -0.676/( (6.146+6.403)/ 2 )
=-1  *  -0.676/6.2745
=10.77 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.001 + 4.145
=6.146

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.62 + 4.783
=6.403

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 10.77% mean?
Infinite Group (IMCI) has a Effective Interest Rate on Debt % of 10.77% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Infinite Group and its competitors.
Is Infinite Group's Effective Interest Rate on Debt % too high?
Infinite Group's current Effective Interest Rate on Debt % is 10.77%.
How does Infinite Group's Effective Interest Rate on Debt % compare to GROO and IMTH?
Infinite Group's Effective Interest Rate on Debt % of 10.77% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Infinite Group and its competitors. Infinite Group's current Effective Interest Rate on Debt % is 10.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Infinite Group stock overvalued right now?
Infinite Group (IMCI) has a current Effective Interest Rate on Debt % of 10.77%. The current Effective Interest Rate on Debt % is 10.77%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Infinite Group (IMCI), the current Effective Interest Rate on Debt % is 10.77% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Infinite Group Business Description

Address 175 Sully’s Trail, Suite 202, Pittsford, NY, USA, 14534
Infinite Group Inc provides managed information technology and virtualization services. It also develops and renders cybersecurity tools and solutions to private businesses and government agencies in the United States. It offers products such as Nodeware which assesses vulnerabilities in a computer network using scanning technology. The company also provides cloud computing solutions, including public and private cloud architecture, hybrid cloud hosting, server virtualization, and desktop virtualization solutions.