IMTL (Image Protect) Effective Interest Rate on Debt %: 68.99% (As of Mar. 2017)


What is Image Protect Effective Interest Rate on Debt %?

Image Protect IMTL -99.00% Effective Interest Rate on Debt % is 68.99% as of Mar. 2017.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Image Protect's annualized positive value of Interest Expense for the quarter that ended in Mar. 2017 was $0.23 Mil. Image Protect's average total debt for the quarter that ended in Mar. 2017 was $0.33 Mil. Therefore, Image Protect's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2017 was 68.99%.

Image Protect  (OTCPK:IMTL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Image Protect Effective Interest Rate on Debt % Related Terms

Image Protect Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Image Protect's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Image Protect Effective Interest Rate on Debt % Chart

Image Protect Annual Data
Trend Dec01 Dec02 Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec15 Dec16
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 10.19 85.00

Image Protect Quarterly Data
Mar06 Jun06 Sep06 Dec06 Mar07 Jun07 Sep07 Dec07 Mar08 Jun08 Sep08 Dec08 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 253.57 76.92 43.90 64.05 68.99

IMTL vs MWRK, CYAP, CUEN: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Image Protect's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Image Protect Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Image Protect's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Image Protect's Effective Interest Rate on Debt % falls into.


Image Protect Effective Interest Rate on Debt % Calculation

Image Protect's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2016 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2015 )+Total Debt  (A: Dec. 2016 ))/ count )
=-1  *  -0.187/( (0.112+0.328)/ 2 )
=-1  *  -0.187/0.22
=85.00 %

where

Total Debt  (A: Dec. 2015 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.112
=0.112

Total Debt  (A: Dec. 2016 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.328
=0.328

Image Protect's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2017 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2016 )+Total Debt  (Q: Mar. 2017 ))/ count )
=-1  *  -0.228/( (0.328+0.333)/ 2 )
=-1  *  -0.228/0.3305
=68.99 %

where

Total Debt  (Q: Dec. 2016 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.328
=0.328

Total Debt  (Q: Mar. 2017 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.333
=0.333

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2017) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 68.99% mean?
Image Protect (IMTL) has a Effective Interest Rate on Debt % of 68.99% as of Mar. 2017. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Image Protect and its competitors.
Is Image Protect's Effective Interest Rate on Debt % too high?
Image Protect's current Effective Interest Rate on Debt % is 68.99%.
How does Image Protect's Effective Interest Rate on Debt % compare to MWRK and CYAP?
Image Protect's Effective Interest Rate on Debt % of 68.99% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Image Protect and its competitors. Image Protect's current Effective Interest Rate on Debt % is 68.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Image Protect stock overvalued right now?
Image Protect (IMTL) has a current Effective Interest Rate on Debt % of 68.99%. The current Effective Interest Rate on Debt % is 68.99%. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Image Protect (IMTL), the current Effective Interest Rate on Debt % is 68.99% as of Mar. 2017. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Image Protect Business Description

Address 3001 North Rocky Point Drive East, Suite 200, Tampa, FL, USA, 33607
Image Protect Inc is a Technology and Business Services company, providing services in vitally important Review and Reputation Management for businesses of all types and sizes, as well as individuals who need online reputation assistance.