INDI (Indie Semiconductor) Effective Interest Rate on Debt %: 4.34% (As of Mar. 2026)


INDI Indie Semiconductor Inc INDI
78 GF Score
Price $4.44
GF Value $4.30
Valuation Fairly Valued
! 7 Warning Signs
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What is Indie Semiconductor Effective Interest Rate on Debt %?

Indie Semiconductor INDI -5.83% 78 Effective Interest Rate on Debt % is 4.34% as of Mar. 2026. GuruFocus rates INDI with a GF Score™ of 78/100 and a GF Value™ of $4.30 (Fairly Valued). The stock has 7 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Indie Semiconductor's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $17.4 Mil. Indie Semiconductor's average total debt for the quarter that ended in Mar. 2026 was $400.3 Mil. Therefore, Indie Semiconductor's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.34%.


Indie Semiconductor  (NAS:INDI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Indie Semiconductor Effective Interest Rate on Debt % Related Terms


Indie Semiconductor Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Indie Semiconductor's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Indie Semiconductor Effective Interest Rate on Debt % Chart

Indie Semiconductor Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 8.63 1.45 4.82 3.18 4.15

Indie Semiconductor Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.55 4.74 4.70 2.77 4.34

INDI vs LAES, MRAM, NVEC: Effective Interest Rate on Debt % Comparison

For the Semiconductors subindustry, Indie Semiconductor's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Indie Semiconductor Effective Interest Rate on Debt % vs Semiconductors Industry

For the Semiconductors industry and Technology sector, Indie Semiconductor's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Indie Semiconductor's Effective Interest Rate on Debt % falls into.


INDI
78GF Score
Indie Semiconductor Inc INDI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Indie Semiconductor Effective Interest Rate on Debt % Calculation

Indie Semiconductor's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -15.958/( (398.579+369.674)/ 2 )
=-1  *  -15.958/384.1265
=4.15 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=383.375 + 15.204
=398.579

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=352.88 + 16.794
=369.674

Indie Semiconductor's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -17.372/( (369.674+430.907)/ 2 )
=-1  *  -17.372/400.2905
=4.34 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=352.88 + 16.794
=369.674

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=415.256 + 15.651
=430.907

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.34% mean?
Indie Semiconductor (INDI) has a Effective Interest Rate on Debt % of 4.34% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indie Semiconductor and its competitors.
Is Indie Semiconductor's Effective Interest Rate on Debt % too high?
Indie Semiconductor's current Effective Interest Rate on Debt % is 4.34%. Overall, Indie Semiconductor has a GF Score™ of 78/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Indie Semiconductor's Effective Interest Rate on Debt % compare to LAES and MRAM?
Indie Semiconductor's Effective Interest Rate on Debt % of 4.34% can be compared against companies in the Semiconductors industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Semiconductors company?
A good Effective Interest Rate on Debt % depends on the Semiconductors industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Indie Semiconductor and its competitors. Indie Semiconductor's current Effective Interest Rate on Debt % is 4.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Indie Semiconductor stock overvalued right now?
Based on GuruFocus' analysis, Indie Semiconductor (INDI) is currently considered Fairly Valued. The stock's GF Value™ is $4.30, compared to a current price of $4.44 — trading 3.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.34%. Indie Semiconductor's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Indie Semiconductor (INDI), the current Effective Interest Rate on Debt % is 4.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Indie Semiconductor (INDI) Overvalued in 2026?

Based on GuruFocus' analysis, Indie Semiconductor stock appears to be overvalued. The current stock price of $4.44 is trading 3.1% above its estimated GF Value™ of $4.30. GuruFocus considers Indie Semiconductor to be Fairly Valued.

Key valuation signals for INDI:

  • Effective Interest Rate on Debt %: 4.34%
  • GF Value™: $4.30 vs. price of $4.44 (3.1% above fair value)
  • GF Score™: 78/100 with 7 warning signs

No single metric tells the full story. See the INDI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Indie Semiconductor Business Description

Other Exchanges 48H:GermanyI2ND34:Brazil
Address 32 Journey, Aliso Viejo, CA, USA, 92656
Indie Semiconductor Inc caters to the autotech industry with semiconductors, photonics, and software platforms. The company's products include devices for a multitude of automotive applications spanning vision and radar processors, in-cabin wireless charging and USB power delivery, device interfacing through Apple CarPlay and Android Auto, and high-speed video and data connectivity. New products under evaluation or development include LiDAR, cybersecurity-enabled microcontrollers, and sensor-fusion processors. Its Photonics division mainly offers low-noise lasers, standard, and custom light sources. Geographically, the company generates the majority of its revenue from Greater China and the rest from the United States, Europe, South Korea, and other regions.
78GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$4.44
Price
$4.30
GF Value