INSM (Insmed) Effective Interest Rate on Debt %: 12.82% (As of Mar. 2026)

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INSM Insmed Inc INSM
70 GF Score
Price $99.02
GF Value $187.82
Valuation Possible Value Trap
! 4 Warning Signs
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What is Insmed Effective Interest Rate on Debt %?

Insmed INSM +0.27% 70 Effective Interest Rate on Debt % is 12.82% as of Mar. 2026. GuruFocus rates INSM with a GF Score™ of 70/100 and a GF Value™ of $187.82 (Possible Value Trap). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Insmed's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $74.8 Mil. Insmed's average total debt for the quarter that ended in Mar. 2026 was $583.5 Mil. Therefore, Insmed's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 12.82%.


Insmed  (NAS:INSM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Insmed Effective Interest Rate on Debt % Related Terms


Insmed Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Insmed's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Insmed Effective Interest Rate on Debt % Chart

Insmed Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.59 2.51 6.40 6.82 8.94

Insmed Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.89 9.11 13.22 13.22 12.82

INSM vs INCY, BNTX, MRNA: Effective Interest Rate on Debt % Comparison

For the Biotechnology subindustry, Insmed's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Insmed Effective Interest Rate on Debt % vs Biotechnology Industry

For the Biotechnology industry and Healthcare sector, Insmed's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Insmed's Effective Interest Rate on Debt % falls into.


INSM
70GF Score
Insmed Inc INSM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Insmed Effective Interest Rate on Debt % Calculation

Insmed's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -77.579/( (1148.877+586.671)/ 2 )
=-1  *  -77.579/867.774
=8.94 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1136.558 + 12.319
=1148.877

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=573.857 + 12.814
=586.671

Insmed's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -74.8/( (586.671+580.325)/ 2 )
=-1  *  -74.8/583.498
=12.82 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=573.857 + 12.814
=586.671

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=571.872 + 8.453
=580.325

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.82% mean?
Insmed (INSM) has a Effective Interest Rate on Debt % of 12.82% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Insmed and its competitors.
Is Insmed's Effective Interest Rate on Debt % too high?
Insmed's current Effective Interest Rate on Debt % is 12.82%. Overall, Insmed has a GF Score™ of 70/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Insmed's Effective Interest Rate on Debt % compare to INCY and BNTX?
Insmed's Effective Interest Rate on Debt % of 12.82% can be compared against companies in the Biotechnology industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Biotechnology company?
A good Effective Interest Rate on Debt % depends on the Biotechnology industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Insmed and its competitors. Insmed's current Effective Interest Rate on Debt % is 12.82%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Insmed stock overvalued right now?
Based on GuruFocus' analysis, Insmed (INSM) is currently considered Possible Value Trap. The stock's GF Value™ is $187.82, compared to a current price of $99.02 — trading 47.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 12.82%. Insmed's overall GF Score™ is 70/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Insmed (INSM), the current Effective Interest Rate on Debt % is 12.82% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Insmed (INSM) Overvalued in 2026?

Based on GuruFocus' analysis, Insmed stock appears to be undervalued. The current stock price of $99.02 is trading 47.3% below its estimated GF Value™ of $187.82. GuruFocus considers Insmed to be Possible Value Trap.

Key valuation signals for INSM:

  • Effective Interest Rate on Debt %: 12.82%
  • GF Value™: $187.82 vs. price of $99.02 (47.3% below fair value)
  • GF Score™: 70/100 with 4 warning signs

No single metric tells the full story. See the INSM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Insmed Business Description

Address 700 US Highway 202/206, Bridgewater, NJ, USA, 08807
Insmed Inc is a biopharmaceutical company. Its commercial portfolio and clinical pipeline are organized around three therapeutic areas: Respiratory, Immunology and Inflammation, and Neuro and Other Rare. The company's two commercial products, Arikayce and Brinsupri, are both part of the Respiratory therapeutic area. The firm's clinical-stage programs are TPIP, INS1148, brensocatib, and INS1201, focusing on different therapeutic areas. Additionally, Insmed's pre-clinical research programs encompass various technologies and modalities, including gene therapy, AI-driven protein engineering, protein manufacturing, RNA end-joining, and synthetic rescue. Geographically, the company generates maximum revenue from the United States from the sale of its commercial products.
70GF Score

Get the complete analysis for INSM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$99.02
Price
$187.82
GF Value