IRCKF (Inter-Rock Minerals) Effective Interest Rate on Debt %: 14.42% (As of Mar. 2026)


IRCKF Inter-Rock Minerals Inc IRCKF
57 GF Score
Price $0.73
GF Value $0.57
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Inter-Rock Minerals Effective Interest Rate on Debt %?

Inter-Rock Minerals IRCKF 57 Effective Interest Rate on Debt % is 14.42% as of Mar. 2026. GuruFocus rates IRCKF with a GF Score™ of 57/100 and a GF Value™ of $0.57 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Inter-Rock Minerals's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $0.4 Mil. Inter-Rock Minerals's average total debt for the quarter that ended in Mar. 2026 was $2.7 Mil. Therefore, Inter-Rock Minerals's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 14.42%.


Inter-Rock Minerals  (OTCPK:IRCKF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Inter-Rock Minerals Effective Interest Rate on Debt % Related Terms


Inter-Rock Minerals Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Inter-Rock Minerals's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Inter-Rock Minerals Effective Interest Rate on Debt % Chart

Inter-Rock Minerals Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.98 14.98 27.41 19.76 14.75

Inter-Rock Minerals Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.85 24.12 6.80 24.06 14.42

IRCKF vs KHC, GIS: Effective Interest Rate on Debt % Comparison

For the Packaged Foods subindustry, Inter-Rock Minerals's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inter-Rock Minerals Effective Interest Rate on Debt % vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Inter-Rock Minerals's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Inter-Rock Minerals's Effective Interest Rate on Debt % falls into.


IRCKF
57GF Score
Inter-Rock Minerals Inc IRCKF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Inter-Rock Minerals Effective Interest Rate on Debt % Calculation

Inter-Rock Minerals's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.425/( (3.118+2.644)/ 2 )
=-1  *  -0.425/2.881
=14.75 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.022 + 1.096
=3.118

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.734 + 0.91
=2.644

Inter-Rock Minerals's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -0.392/( (2.644+2.792)/ 2 )
=-1  *  -0.392/2.718
=14.42 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.734 + 0.91
=2.644

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1.934 + 0.858
=2.792

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 14.42% mean?
Inter-Rock Minerals (IRCKF) has a Effective Interest Rate on Debt % of 14.42% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Inter-Rock Minerals and its competitors.
Is Inter-Rock Minerals' Effective Interest Rate on Debt % too high?
Inter-Rock Minerals' current Effective Interest Rate on Debt % is 14.42%. Overall, Inter-Rock Minerals has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inter-Rock Minerals' Effective Interest Rate on Debt % compare to KHC and GIS?
Inter-Rock Minerals' Effective Interest Rate on Debt % of 14.42% can be compared against companies in the Consumer Packaged Goods industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Consumer Packaged Goods company?
A good Effective Interest Rate on Debt % depends on the Consumer Packaged Goods industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Inter-Rock Minerals and its competitors. Inter-Rock Minerals's current Effective Interest Rate on Debt % is 14.42%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inter-Rock Minerals stock overvalued right now?
Based on GuruFocus' analysis, Inter-Rock Minerals (IRCKF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.57, compared to a current price of $0.73 — trading 28.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 14.42%. Inter-Rock Minerals' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Inter-Rock Minerals (IRCKF), the current Effective Interest Rate on Debt % is 14.42% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inter-Rock Minerals (IRCKF) Overvalued in 2026?

Based on GuruFocus' analysis, Inter-Rock Minerals stock appears to be overvalued. The current stock price of $0.73 is trading 28.1% above its estimated GF Value™ of $0.57. GuruFocus considers Inter-Rock Minerals to be Modestly Overvalued.

Key valuation signals for IRCKF:

  • Effective Interest Rate on Debt %: 14.42%
  • GF Value™: $0.57 vs. price of $0.73 (28.1% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the IRCKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inter-Rock Minerals Business Description

Other Exchanges IRO:Canada
Address 67 Yonge Street, Suite 600, Toronto, ON, CAN, M5E 1J8
Inter-Rock Minerals Inc produces and markets dolomite for the animal feed, glass, roofing, and agricultural lime industries in the United States. It also markets and distributes specialty ingredients to the dairy feed industry. The company has two Business segments: Papillon Agricultural Company Inc. (Papillon) and MIN-AD, Inc. (MIN-AD). Papillon is a U.S.-based marketer and distributor of toll-manufactured premium dairy feed nutritional supplements, including MIN-AD's products. MIN-AD is engaged in the production and marketing of high-purity dolomite and clay, mainly to the animal feed industry in the United States.
57GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.73
Price
$0.57
GF Value