IRCKF (Inter-Rock Minerals) Interest Coverage: 6.40 (As of Mar. 2026) — Near Median


IRCKF Inter-Rock Minerals Inc IRCKF
57 GF Score
Price $0.73
GF Value $0.57
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Inter-Rock Minerals Interest Coverage?

Inter-Rock Minerals IRCKF 57 Interest Coverage is 6.40 as of Mar. 2026, which is 7% below its 10-year median of 6.86. GuruFocus rates IRCKF with a GF Score™ of 57/100 and a GF Value™ of $0.57 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,510 Consumer Packaged Goods companies, Inter-Rock Minerals ranks better than 50.93% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Inter-Rock Minerals's Operating Income for the three months ended in Mar. 2026 was $0.6 Mil. Inter-Rock Minerals's Interest Expense for the three months ended in Mar. 2026 was $-0.1 Mil. Inter-Rock Minerals's interest coverage for the quarter that ended in Mar. 2026 was 6.40. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Inter-Rock Minerals's Interest Coverage or its related term are showing as below:

IRCKF' s Interest Coverage Range Over the Past 10 Years
Min: 2.78   Med: 6.86   Max: 10.8
Current: 8.97


IRCKF's Interest Coverage is ranked better than
50.93% of 1510 companies
in the Consumer Packaged Goods industry
Industry Median: 8.64 vs IRCKF: 8.97

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Inter-Rock Minerals  (OTCPK:IRCKF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Inter-Rock Minerals Interest Coverage Related Terms


Inter-Rock Minerals Interest Coverage Historical Data

* Premium members only.

The historical data trend for Inter-Rock Minerals's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Inter-Rock Minerals Interest Coverage Chart

Inter-Rock Minerals Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.35 10.81 7.44 6.39 10.23

Inter-Rock Minerals Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.27 9.19 21.78 6.60 6.40

IRCKF vs KHC, GIS: Interest Coverage Comparison

For the Packaged Foods subindustry, Inter-Rock Minerals's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Inter-Rock Minerals Interest Coverage vs Consumer Packaged Goods Industry

For the Consumer Packaged Goods industry and Consumer Defensive sector, Inter-Rock Minerals's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Inter-Rock Minerals's Interest Coverage falls into.


IRCKF
57GF Score
Inter-Rock Minerals Inc IRCKF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Inter-Rock Minerals Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Inter-Rock Minerals's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Inter-Rock Minerals's Interest Expense was $-0.4 Mil. Its Operating Income was $4.3 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.7 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*4.349/-0.425
=10.23

Inter-Rock Minerals's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Inter-Rock Minerals's Interest Expense was $-0.1 Mil. Its Operating Income was $0.6 Mil. And its Long-Term Debt & Capital Lease Obligation was $1.9 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*0.627/-0.098
=6.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 6.40 mean?
Inter-Rock Minerals (IRCKF) has a Interest Coverage of 6.40 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Inter-Rock Minerals and its competitors. This is near median its historical median of 6.86. Over the past decade, Inter-Rock Minerals' Interest Coverage has ranged from 2.78 to 10.80. According to the industry distribution chart, Inter-Rock Minerals ranks #741 out of 1510 companies in the Consumer Packaged Goods industry, placing it in the top 49.1%.
Is Inter-Rock Minerals' Interest Coverage too high?
Inter-Rock Minerals' current Interest Coverage of 6.40 is near median its 10-year median of 6.86. Over the past 10 years, this metric has ranged from a low of 2.78 to a high of 10.80. The Consumer Packaged Goods industry median Interest Coverage is 8.64. Inter-Rock Minerals' value of 6.40 is 25.9% below this industry median. Based on the distribution chart, Inter-Rock Minerals ranks #741 out of 1510 companies in the Consumer Packaged Goods industry, which is above the industry midpoint. Overall, Inter-Rock Minerals has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Inter-Rock Minerals' Interest Coverage compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Inter-Rock Minerals ranks #741 out of 1510 companies for Interest Coverage. This puts Inter-Rock Minerals in the upper half of its industry. The industry median Interest Coverage is 8.64. Inter-Rock Minerals' value of 6.40 is 25.9% below this benchmark. Historically, Inter-Rock Minerals' own Interest Coverage has ranged from 2.78 to 10.80 over the past decade. While the company's 10-year median is 6.86 vs. the industry median of 8.64, Inter-Rock Minerals has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Consumer Packaged Goods company?
The median Interest Coverage among Consumer Packaged Goods companies is 8.64, based on 1,510 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Inter-Rock Minerals's current Interest Coverage of 6.40 is 25.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Inter-Rock Minerals and its competitors. For the Consumer Packaged Goods industry, the median Interest Coverage is 8.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Inter-Rock Minerals's current Interest Coverage is 6.40, which is near median its own 10-year median of 6.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Inter-Rock Minerals stock overvalued right now?
Based on GuruFocus' analysis, Inter-Rock Minerals (IRCKF) is currently considered Modestly Overvalued. The stock's GF Value™ is $0.57, compared to a current price of $0.73 — trading 28.1% above its estimated fair value. The current Interest Coverage is 6.40, which is near median its 10-year median of 6.86 and 25.9% below the Consumer Packaged Goods industry median of 8.64. Inter-Rock Minerals' overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Inter-Rock Minerals (IRCKF), the current Interest Coverage is 6.40 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Inter-Rock Minerals (IRCKF) Overvalued in 2026?

Based on GuruFocus' analysis, Inter-Rock Minerals stock appears to be overvalued. The current stock price of $0.73 is trading 28.1% above its estimated GF Value™ of $0.57. GuruFocus considers Inter-Rock Minerals to be Modestly Overvalued.

Key valuation signals for IRCKF:

  • Interest Coverage: 6.40 (near median its 10-year median of 6.86)
  • GF Value™: $0.57 vs. price of $0.73 (28.1% above fair value)
  • GF Score™: 57/100 with 5 warning signs
  • Industry Position: 25.9% below the Consumer Packaged Goods median (#741 of 1510)

No single metric tells the full story. See the IRCKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Inter-Rock Minerals Business Description

Other Exchanges IRO:Canada
Address 67 Yonge Street, Suite 600, Toronto, ON, CAN, M5E 1J8
Inter-Rock Minerals Inc produces and markets dolomite for the animal feed, glass, roofing, and agricultural lime industries in the United States. It also markets and distributes specialty ingredients to the dairy feed industry. The company has two Business segments: Papillon Agricultural Company Inc. (Papillon) and MIN-AD, Inc. (MIN-AD). Papillon is a U.S.-based marketer and distributor of toll-manufactured premium dairy feed nutritional supplements, including MIN-AD's products. MIN-AD is engaged in the production and marketing of high-purity dolomite and clay, mainly to the animal feed industry in the United States.
57GF Score

Get the complete analysis for IRCKF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.73
Price
$0.57
GF Value