ISDSF (iSign Media Solutions) Effective Interest Rate on Debt %: 20.28% (As of Jan. 2023)

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ISDSF iSign Media Solutions Inc ISDSF
12 GF Score
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What is iSign Media Solutions Effective Interest Rate on Debt %?

iSign Media Solutions ISDSF 12 Effective Interest Rate on Debt % is 20.28% as of Jan. 2023. GuruFocus rates ISDSF with a GF Score™ of 12/100.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. iSign Media Solutions's annualized positive value of Interest Expense for the quarter that ended in Jan. 2023 was $0.45 Mil. iSign Media Solutions's average total debt for the quarter that ended in Jan. 2023 was $2.21 Mil. Therefore, iSign Media Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2023 was 20.28%.


iSign Media Solutions  (OTCPK:ISDSF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


iSign Media Solutions Effective Interest Rate on Debt % Related Terms


iSign Media Solutions Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for iSign Media Solutions's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

iSign Media Solutions Effective Interest Rate on Debt % Chart

iSign Media Solutions Annual Data
Trend Apr13 Apr14 Apr15 Apr16 Apr17 Apr18 Apr19 Apr20 Apr21 Apr22
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.07 18.86 13.92 13.06 22.40

iSign Media Solutions Quarterly Data
Apr18 Jul18 Oct18 Jan19 Apr19 Jul19 Oct19 Jan20 Apr20 Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.34 59.64 21.27 19.26 20.28

ISDSF vs LAAB, CYAP, NIRLQ: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, iSign Media Solutions's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


iSign Media Solutions Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, iSign Media Solutions's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where iSign Media Solutions's Effective Interest Rate on Debt % falls into.


ISDSF
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iSign Media Solutions Inc ISDSF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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iSign Media Solutions Effective Interest Rate on Debt % Calculation

iSign Media Solutions's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Apr. 2022 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Apr. 2021 )+Total Debt  (A: Apr. 2022 ))/ count )
=-1  *  -0.508/( (2.265+2.27)/ 2 )
=-1  *  -0.508/2.2675
=22.40 %

where

Total Debt  (A: Apr. 2021 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.095 + 2.17
=2.265

Total Debt  (A: Apr. 2022 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.036 + 0.234
=2.27

iSign Media Solutions's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2023 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Oct. 2022 )+Total Debt  (Q: Jan. 2023 ))/ count )
=-1  *  -0.448/( (2.163+2.256)/ 2 )
=-1  *  -0.448/2.2095
=20.28 %

where

Total Debt  (Q: Oct. 2022 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.145 + 0.018
=2.163

Total Debt  (Q: Jan. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2.167 + 0.089
=2.256

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Jan. 2023) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 20.28% mean?
iSign Media Solutions (ISDSF) has a Effective Interest Rate on Debt % of 20.28% as of Jan. 2023. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on iSign Media Solutions and its competitors.
Is iSign Media Solutions' Effective Interest Rate on Debt % too high?
iSign Media Solutions' current Effective Interest Rate on Debt % is 20.28%. Overall, iSign Media Solutions has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does iSign Media Solutions' Effective Interest Rate on Debt % compare to LAAB and CYAP?
iSign Media Solutions' Effective Interest Rate on Debt % of 20.28% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on iSign Media Solutions and its competitors. iSign Media Solutions's current Effective Interest Rate on Debt % is 20.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is iSign Media Solutions stock overvalued right now?
iSign Media Solutions (ISDSF) has a current Effective Interest Rate on Debt % of 20.28%. The current Effective Interest Rate on Debt % is 20.28%. iSign Media Solutions' overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For iSign Media Solutions (ISDSF), the current Effective Interest Rate on Debt % is 20.28% as of Jan. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

iSign Media Solutions Business Description

Address 105 West Beaver Creek Road, Suite 303, Richmond Hill, ON, CAN, L4B 1C6
iSign Media Solutions Inc is a Canadian data-focused, software-as-a-service (SaaS) company in the areas of location-based security alert messaging and proximity marketing utilizing Bluetooth and Wi-Fi connectivity in complete privacy. Creators of the Smart suite of products, a patented interactive proximity marketing technology, iSIGN enables the delivery of messages to mobile devices in proximity, with real-time reporting and analytics on a variety of metrics.
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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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