PT Pelita Teknologi Global Tbk (ISX:CHIP) Effective Interest Rate on Debt %: 15.02% (As of Dec. 2025)

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ISX:CHIP PT Pelita Teknologi Global Tbk ISX:CHIP
47 GF Score
Price Rp915.00
GF Value Rp947.57
Valuation Fairly Valued
! 3 Warning Signs
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What is PT Pelita Teknologi Global Tbk Effective Interest Rate on Debt %?

PT Pelita Teknologi Global Tbk ISX:CHIP 47 Effective Interest Rate on Debt % is 15.02% as of Dec. 2025. GuruFocus rates ISX:CHIP with a GF Score™ of 47/100 and a GF Value™ of Rp947.57 (Fairly Valued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT Pelita Teknologi Global Tbk's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was Rp2,484 Mil. PT Pelita Teknologi Global Tbk's average total debt for the quarter that ended in Dec. 2025 was Rp16,545 Mil. Therefore, PT Pelita Teknologi Global Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 15.02%.


PT Pelita Teknologi Global Tbk  (ISX:CHIP) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT Pelita Teknologi Global Tbk Effective Interest Rate on Debt % Related Terms


PT Pelita Teknologi Global Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT Pelita Teknologi Global Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Pelita Teknologi Global Tbk Effective Interest Rate on Debt % Chart

PT Pelita Teknologi Global Tbk Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 20.89 19.23 11.18 17.15 19.43

PT Pelita Teknologi Global Tbk Quarterly Data
Dec20 Dec21 Mar22 Jun22 Dec22 Mar23 Jun23 Dec23 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.15 30.82 0.00 39.47 15.02

ISX:CHIP vs VZ, TMUS, T: Effective Interest Rate on Debt % Comparison

For the Telecom Services subindustry, PT Pelita Teknologi Global Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Pelita Teknologi Global Tbk Effective Interest Rate on Debt % vs Telecommunication Services Industry

For the Telecommunication Services industry and Communication Services sector, PT Pelita Teknologi Global Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT Pelita Teknologi Global Tbk's Effective Interest Rate on Debt % falls into.


ISX:CHIP
47GF Score
PT Pelita Teknologi Global Tbk ISX:CHIP
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Pelita Teknologi Global Tbk Effective Interest Rate on Debt % Calculation

PT Pelita Teknologi Global Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2777.305/( (13366.08+15226.209)/ 2 )
=-1  *  -2777.305/14296.1445
=19.43 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1284.034 + 12082.046
=13366.08

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=584.35 + 14641.859
=15226.209

PT Pelita Teknologi Global Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -2484.432/( (17863.39+15226.209)/ 2 )
=-1  *  -2484.432/16544.7995
=15.02 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1284.034 + 16579.356
=17863.39

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=584.35 + 14641.859
=15226.209

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 15.02% mean?
PT Pelita Teknologi Global Tbk (ISX:CHIP) has a Effective Interest Rate on Debt % of 15.02% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Pelita Teknologi Global Tbk and its competitors.
Is PT Pelita Teknologi Global Tbk's Effective Interest Rate on Debt % too high?
PT Pelita Teknologi Global Tbk's current Effective Interest Rate on Debt % is 15.02%. Overall, PT Pelita Teknologi Global Tbk has a GF Score™ of 47/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does PT Pelita Teknologi Global Tbk's Effective Interest Rate on Debt % compare to VZ and TMUS?
PT Pelita Teknologi Global Tbk's Effective Interest Rate on Debt % of 15.02% can be compared against companies in the Telecommunication Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Telecommunication Services company?
A good Effective Interest Rate on Debt % depends on the Telecommunication Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Pelita Teknologi Global Tbk and its competitors. PT Pelita Teknologi Global Tbk's current Effective Interest Rate on Debt % is 15.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Pelita Teknologi Global Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Pelita Teknologi Global Tbk (ISX:CHIP) is currently considered Fairly Valued. The stock's GF Value™ is Rp947.57, compared to a current price of Rp915.00 — trading 3.4% below its estimated fair value. The current Effective Interest Rate on Debt % is 15.02%. PT Pelita Teknologi Global Tbk's overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Pelita Teknologi Global Tbk (ISX:CHIP), the current Effective Interest Rate on Debt % is 15.02% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Pelita Teknologi Global Tbk (ISX:CHIP) Overvalued in 2026?

Based on GuruFocus' analysis, PT Pelita Teknologi Global Tbk stock appears to be undervalued. The current stock price of Rp915.00 is trading 3.4% below its estimated GF Value™ of Rp947.57. GuruFocus considers PT Pelita Teknologi Global Tbk to be Fairly Valued.

Key valuation signals for ISX:CHIP:

  • Effective Interest Rate on Debt %: 15.02%
  • GF Value™: Rp947.57 vs. price of Rp915.00 (3.4% below fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the ISX:CHIP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Pelita Teknologi Global Tbk Business Description

Address Jl. Gatot Subroto KM 5, No 66, Kroncong, Jatiuwung, Tangerang, Tangerang, IDN, 15134
PT Pelita Teknologi Global Tbk is engaged in consulting, IT design, and the smart card industry, where the company manufactures and programs SIM Card Operating Systems, Produces Scratch cards for prepaid reloads and others. The company consists of two business activities namely Connectivity Solution which offers products such as SIM (Subscriber Identity Module) Card. IT Business Line and Application which offers programming services, such as Solutions covering end-to-end applications which includes software program development, program customization and others. It has four operating segments Operating System & SIM card, Scratch Card, Fulfillment, and Application in which it generates key revenue from Operating Systems & SIM cards.
47GF Score

Get the complete analysis for ISX:CHIP

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp915.00
Price
Rp947.57
GF Value