PT Distribusi Voucher Nusantara Tbk (ISX:DIVA) Effective Interest Rate on Debt %: 9.05% (As of Mar. 2026)

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ISX:DIVA PT Distribusi Voucher Nusantara Tbk ISX:DIVA
76 GF Score
Price Rp139.00
GF Value Rp118.09
Valuation Modestly Overvalued
! 3 Warning Signs
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What is PT Distribusi Voucher Nusantara Tbk Effective Interest Rate on Debt %?

PT Distribusi Voucher Nusantara Tbk ISX:DIVA +5.30% 76 Effective Interest Rate on Debt % is 9.05% as of Mar. 2026. GuruFocus rates ISX:DIVA with a GF Score™ of 76/100 and a GF Value™ of Rp118.09 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT Distribusi Voucher Nusantara Tbk's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was Rp2,721 Mil. PT Distribusi Voucher Nusantara Tbk's average total debt for the quarter that ended in Mar. 2026 was Rp30,056 Mil. Therefore, PT Distribusi Voucher Nusantara Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 9.05%.


PT Distribusi Voucher Nusantara Tbk  (ISX:DIVA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT Distribusi Voucher Nusantara Tbk Effective Interest Rate on Debt % Related Terms


PT Distribusi Voucher Nusantara Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT Distribusi Voucher Nusantara Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Distribusi Voucher Nusantara Tbk Effective Interest Rate on Debt % Chart

PT Distribusi Voucher Nusantara Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.65 5.67 4.90 8.53 5.93

PT Distribusi Voucher Nusantara Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.76 6.82 19.96 10.33 9.05

ISX:DIVA vs QH, SHOP, UBER: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, PT Distribusi Voucher Nusantara Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Distribusi Voucher Nusantara Tbk Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, PT Distribusi Voucher Nusantara Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT Distribusi Voucher Nusantara Tbk's Effective Interest Rate on Debt % falls into.


ISX:DIVA
76GF Score
PT Distribusi Voucher Nusantara Tbk ISX:DIVA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Distribusi Voucher Nusantara Tbk Effective Interest Rate on Debt % Calculation

PT Distribusi Voucher Nusantara Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -2548.077/( (78960.753+6966.715)/ 2 )
=-1  *  -2548.077/42963.734
=5.93 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3722.463 + 75238.29
=78960.753

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1606.83 + 5359.885
=6966.715

PT Distribusi Voucher Nusantara Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -2720.636/( (6966.715+53145.981)/ 2 )
=-1  *  -2720.636/30056.348
=9.05 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1606.83 + 5359.885
=6966.715

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1855.687 + 51290.294
=53145.981

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 9.05% mean?
PT Distribusi Voucher Nusantara Tbk (ISX:DIVA) has a Effective Interest Rate on Debt % of 9.05% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Distribusi Voucher Nusantara Tbk and its competitors.
Is PT Distribusi Voucher Nusantara Tbk's Effective Interest Rate on Debt % too high?
PT Distribusi Voucher Nusantara Tbk's current Effective Interest Rate on Debt % is 9.05%. Overall, PT Distribusi Voucher Nusantara Tbk has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Distribusi Voucher Nusantara Tbk's Effective Interest Rate on Debt % compare to QH and SHOP?
PT Distribusi Voucher Nusantara Tbk's Effective Interest Rate on Debt % of 9.05% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Distribusi Voucher Nusantara Tbk and its competitors. PT Distribusi Voucher Nusantara Tbk's current Effective Interest Rate on Debt % is 9.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Distribusi Voucher Nusantara Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Distribusi Voucher Nusantara Tbk (ISX:DIVA) is currently considered Modestly Overvalued. The stock's GF Value™ is Rp118.09, compared to a current price of Rp139.00 — trading 17.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.05%. PT Distribusi Voucher Nusantara Tbk's overall GF Score™ is 76/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Distribusi Voucher Nusantara Tbk (ISX:DIVA), the current Effective Interest Rate on Debt % is 9.05% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Distribusi Voucher Nusantara Tbk (ISX:DIVA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Distribusi Voucher Nusantara Tbk stock appears to be overvalued. The current stock price of Rp139.00 is trading 17.7% above its estimated GF Value™ of Rp118.09. GuruFocus considers PT Distribusi Voucher Nusantara Tbk to be Modestly Overvalued.

Key valuation signals for ISX:DIVA:

  • Effective Interest Rate on Debt %: 9.05%
  • GF Value™: Rp118.09 vs. price of Rp139.00 (17.7% above fair value)
  • GF Score™: 76/100 with 3 warning signs

No single metric tells the full story. See the ISX:DIVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Distribusi Voucher Nusantara Tbk Business Description

Address Jalan Prof. Dr. Satrio Kav. 18, Axa Tower, 7th Floor, Suite 5, Setiabudi, Kuningan, Jakarta Selatan, Jakarta, IDN, 12940
PT Distribusi Voucher Nusantara Tbk provides business-to-business and business-to-customer software solutions. The company's operating segment includes Digital Products and Services including telecommunication pulses, internet data packages, electricity tokens, e-vouchers, travel products, and digital payment services , Digital Financial Services, Tour and Travel, and Other Revenue from the Ecosystem. It generates maximum revenue from the Digital products and services segment. The company's products include Diva Intelligent IM and Diva Chat Commerce.
76GF Score

Get the complete analysis for ISX:DIVA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp139.00
Price
Rp118.09
GF Value