Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. PT Distribusi Voucher Nusantara Tbk's
Operating Income
for the
three
months ended in Mar. 2026 was Rp2,296 Mil. PT Distribusi Voucher Nusantara Tbk's Interest Expense for the
three
months ended in Mar. 2026 was Rp-680 Mil.
PT Distribusi Voucher Nusantara Tbk's interest coverage for the quarter that ended in Mar. 2026 was 3.37.
The higher the ratio, the stronger the company's financial strength is.
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
PT Distribusi Voucher Nusantara Tbk Interest Coverage Related Terms
PT Distribusi Voucher Nusantara Tbk Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
ISX:DIVA vs UBER, SHOP, CRM: Interest Coverage Comparison
For the Software - Application subindustry, PT Distribusi Voucher Nusantara Tbk's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PT Distribusi Voucher Nusantara Tbk Interest Coverage vs Software Industry
For the Software industry and Technology sector, PT Distribusi Voucher Nusantara Tbk's Interest Coverage distribution charts can be found below:
* The bar in red indicates where PT Distribusi Voucher Nusantara Tbk's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PT Distribusi Voucher Nusantara Tbk (ISX:DIVA) has a Interest Coverage of 3.37 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Distribusi Voucher Nusantara Tbk and its competitors. This is 20% above median its historical median of 2.80. Over the past decade, PT Distribusi Voucher Nusantara Tbk's Interest Coverage has ranged from 1.70 to 6.04. According to the industry distribution chart, PT Distribusi Voucher Nusantara Tbk ranks #1303 out of 1706 companies in the Software industry, placing it in the top 76.4%.
Is PT Distribusi Voucher Nusantara Tbk's Interest Coverage too high?
PT Distribusi Voucher Nusantara Tbk's current Interest Coverage of 3.37 is 20% above median its 10-year median of 2.80. Over the past 10 years, this metric has ranged from a low of 1.70 to a high of 6.04. The Software industry median Interest Coverage is 24.75. PT Distribusi Voucher Nusantara Tbk's value of 3.37 is 86.4% below this industry median. Based on the distribution chart, PT Distribusi Voucher Nusantara Tbk ranks #1303 out of 1706 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, PT Distribusi Voucher Nusantara Tbk has a GF Score™ of 74/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Distribusi Voucher Nusantara Tbk's Interest Coverage compare to UBER and SHOP?
According to the Software industry distribution chart, PT Distribusi Voucher Nusantara Tbk ranks #1303 out of 1706 companies for Interest Coverage. This places PT Distribusi Voucher Nusantara Tbk in the lower half of its industry. The industry median Interest Coverage is 24.75. PT Distribusi Voucher Nusantara Tbk's value of 3.37 is 86.4% below this benchmark. Historically, PT Distribusi Voucher Nusantara Tbk's own Interest Coverage has ranged from 1.70 to 6.04 over the past decade. While the company's 10-year median is 2.80 vs. the industry median of 24.75, PT Distribusi Voucher Nusantara Tbk has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.75, based on 1,706 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Distribusi Voucher Nusantara Tbk's current Interest Coverage of 3.37 is 86.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on PT Distribusi Voucher Nusantara Tbk and its competitors. For the Software industry, the median Interest Coverage is 24.75 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Distribusi Voucher Nusantara Tbk's current Interest Coverage is 3.37, which is 20% above median its own 10-year median of 2.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Distribusi Voucher Nusantara Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Distribusi Voucher Nusantara Tbk (ISX:DIVA) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp119.30, compared to a current price of Rp103.00 — trading 13.7% below its estimated fair value. The current Interest Coverage is 3.37, which is 20% above median its 10-year median of 2.80 and 86.4% below the Software industry median of 24.75. PT Distribusi Voucher Nusantara Tbk's overall GF Score™ is 74/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For PT Distribusi Voucher Nusantara Tbk (ISX:DIVA), the current Interest Coverage is 3.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PT Distribusi Voucher Nusantara Tbk (ISX:DIVA) Overvalued in 2026?
Based on GuruFocus' analysis, PT Distribusi Voucher Nusantara Tbk stock appears to be undervalued.
The current stock price of Rp103.00 is trading 13.7% below its estimated GF Value™ of Rp119.30.
GuruFocus considers PT Distribusi Voucher Nusantara Tbk to be Modestly Undervalued.
Key valuation signals for ISX:DIVA:
Interest Coverage: 3.37 (20% above median its 10-year median of 2.80)
GF Value™: Rp119.30 vs. price of Rp103.00 (13.7% below fair value)
Industry Position: 86.4% below the Software median (#1303 of 1706)
No single metric tells the full story. See the ISX:DIVA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PT Distribusi Voucher Nusantara Tbk Business Description
PT Distribusi Voucher Nusantara Tbk provides business-to-business and business-to-customer software solutions. The company's operating segment includes Digital Products and Services including telecommunication pulses, internet data packages, electricity tokens, e-vouchers, travel products, and digital payment services , Digital Financial Services, Tour and Travel, and Other Revenue from the Ecosystem. It generates maximum revenue from the Digital products and services segment. The company's products include Diva Intelligent IM and Diva Chat Commerce.
74GF Score
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