PT Temas Tbk (ISX:TMAS) Effective Interest Rate on Debt %: 4.09% (As of Mar. 2026)


ISX:TMAS PT Temas Tbk ISX:TMAS
71 GF Score
Price Rp118.00
GF Value Rp145.14
Valuation Modestly Undervalued
! 2 Warning Signs
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What is PT Temas Tbk Effective Interest Rate on Debt %?

PT Temas Tbk ISX:TMAS +4.42% 71 Effective Interest Rate on Debt % is 4.09% as of Mar. 2026. GuruFocus rates ISX:TMAS with a GF Score™ of 71/100 and a GF Value™ of Rp145.14 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. PT Temas Tbk's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was Rp72,384 Mil. PT Temas Tbk's average total debt for the quarter that ended in Mar. 2026 was Rp1,770,571 Mil. Therefore, PT Temas Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 4.09%.


PT Temas Tbk  (ISX:TMAS) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


PT Temas Tbk Effective Interest Rate on Debt % Related Terms


PT Temas Tbk Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for PT Temas Tbk's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Temas Tbk Effective Interest Rate on Debt % Chart

PT Temas Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.20 6.61 6.68 7.16 5.99

PT Temas Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.35 5.53 5.90 6.55 4.09

PT Temas Tbk Effective Interest Rate on Debt % Competitor Comparison

For the Marine Shipping subindustry, PT Temas Tbk's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Temas Tbk Effective Interest Rate on Debt % vs Transportation Industry

For the Transportation industry and Industrials sector, PT Temas Tbk's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where PT Temas Tbk's Effective Interest Rate on Debt % falls into.


ISX:TMAS
71GF Score
PT Temas Tbk ISX:TMAS
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Temas Tbk Effective Interest Rate on Debt % Calculation

PT Temas Tbk's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -87272/( (1196293+1716507)/ 2 )
=-1  *  -87272/1456400
=5.99 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=902463 + 293830
=1196293

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1340651 + 375856
=1716507

PT Temas Tbk's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -72384/( (1716507+1824634)/ 2 )
=-1  *  -72384/1770570.5
=4.09 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1340651 + 375856
=1716507

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1458763 + 365871
=1824634

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.09% mean?
PT Temas Tbk (ISX:TMAS) has a Effective Interest Rate on Debt % of 4.09% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Temas Tbk and its competitors.
Is PT Temas Tbk's Effective Interest Rate on Debt % too high?
PT Temas Tbk's current Effective Interest Rate on Debt % is 4.09%. Overall, PT Temas Tbk has a GF Score™ of 71/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Temas Tbk's Effective Interest Rate on Debt % compare to competitors?
PT Temas Tbk's Effective Interest Rate on Debt % of 4.09% can be compared against companies in the Transportation industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Transportation company?
A good Effective Interest Rate on Debt % depends on the Transportation industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on PT Temas Tbk and its competitors. PT Temas Tbk's current Effective Interest Rate on Debt % is 4.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Temas Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Temas Tbk (ISX:TMAS) is currently considered Modestly Undervalued. The stock's GF Value™ is Rp145.14, compared to a current price of Rp118.00 — trading 18.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 4.09%. PT Temas Tbk's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For PT Temas Tbk (ISX:TMAS), the current Effective Interest Rate on Debt % is 4.09% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Temas Tbk (ISX:TMAS) Overvalued in 2026?

Based on GuruFocus' analysis, PT Temas Tbk stock appears to be undervalued. The current stock price of Rp118.00 is trading 18.7% below its estimated GF Value™ of Rp145.14. GuruFocus considers PT Temas Tbk to be Modestly Undervalued.

Key valuation signals for ISX:TMAS:

  • Effective Interest Rate on Debt %: 4.09%
  • GF Value™: Rp145.14 vs. price of Rp118.00 (18.7% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the ISX:TMAS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Temas Tbk Business Description

Address Jalan Yos Sudarso Kav. 33, Sunter Jaya, Tanjung Priok, Kantor Pusat Jakarta, Jakarta, IDN, 14350
PT Temas Tbk operates in the shipping industry. The company is engaged in the transportation business, especially marine transportation services that provide containerized goods delivery. Services offered include managing container transportation and stevedoring services nationwide. The company engages in both domestic and international transportation activities, particularly in transporting passengers, cargoes, and animals by vessels, acts as an agent in the shipping business. In addition, it is involved in the purchase and sale of vessels and related equipment. Its businesses are grouped into two operating segments: Shipping and Stevedoring. The Shipping segment contributes the vast majority of total revenue. Geographically, the company operates Domestically as well as Overseas.
71GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp118.00
Price
Rp145.14
GF Value