IZM (ICZOOM Group) Effective Interest Rate on Debt %: 2.88% (As of Jun. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

IZM ICZOOM Group Inc IZM
40 GF Score
Price $0.24
! 4 Warning Signs
View Full Analysis

What is ICZOOM Group Effective Interest Rate on Debt %?

ICZOOM Group IZM +3.31% 40 Effective Interest Rate on Debt % is 2.88% as of Jun. 2025. GuruFocus rates IZM with a GF Score™ of 40/100. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. ICZOOM Group's annualized positive value of Interest Expense for the quarter that ended in Jun. 2025 was $0.4 Mil. ICZOOM Group's average total debt for the quarter that ended in Jun. 2025 was $12.9 Mil. Therefore, ICZOOM Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 was 2.88%.


ICZOOM Group  (NAS:IZM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


ICZOOM Group Effective Interest Rate on Debt % Related Terms


ICZOOM Group Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for ICZOOM Group's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICZOOM Group Effective Interest Rate on Debt % Chart

ICZOOM Group Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 5.89 2.42 4.13 5.15 2.92

ICZOOM Group Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.68 4.47 4.80 3.68 2.88

IZM vs TAIT, SNX, ARW: Effective Interest Rate on Debt % Comparison

For the Electronics & Computer Distribution subindustry, ICZOOM Group's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ICZOOM Group Effective Interest Rate on Debt % vs Hardware Industry

For the Hardware industry and Technology sector, ICZOOM Group's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where ICZOOM Group's Effective Interest Rate on Debt % falls into.


IZM
40GF Score
ICZOOM Group Inc IZM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ICZOOM Group Effective Interest Rate on Debt % Calculation

ICZOOM Group's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -0.397/( (12.163+15.051)/ 2 )
=-1  *  -0.397/13.607
=2.92 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 12.163
=12.163

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.436 + 14.615
=15.051

ICZOOM Group's annualized Effective Interest Rate on Debt % for the quarter that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2024 )+Total Debt  (Q: Jun. 2025 ))/ count )
=-1  *  -0.372/( (10.778+15.051)/ 2 )
=-1  *  -0.372/12.9145
=2.88 %

where

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 10.778
=10.778

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.436 + 14.615
=15.051

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jun. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.88% mean?
ICZOOM Group (IZM) has a Effective Interest Rate on Debt % of 2.88% as of Jun. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ICZOOM Group and its competitors.
Is ICZOOM Group's Effective Interest Rate on Debt % too high?
ICZOOM Group's current Effective Interest Rate on Debt % is 2.88%. Overall, ICZOOM Group has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does ICZOOM Group's Effective Interest Rate on Debt % compare to TAIT and SNX?
ICZOOM Group's Effective Interest Rate on Debt % of 2.88% can be compared against companies in the Hardware industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Hardware company?
A good Effective Interest Rate on Debt % depends on the Hardware industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on ICZOOM Group and its competitors. ICZOOM Group's current Effective Interest Rate on Debt % is 2.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICZOOM Group stock overvalued right now?
ICZOOM Group (IZM) has a current Effective Interest Rate on Debt % of 2.88%. The current Effective Interest Rate on Debt % is 2.88%. ICZOOM Group's overall GF Score™ is 40/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For ICZOOM Group (IZM), the current Effective Interest Rate on Debt % is 2.88% as of Jun. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ICZOOM Group Business Description

Address No. 7018 Cai Tian Road, Room 3801, Building A, Sunhope e METRO, Futian District, Guangdong, Shenzhen, CHN, 518000
ICZOOM Group Inc. operates an e-commerce platform selling electronic components to SMEs in China across consumer electronics, IoT, automotive, and industrial control sectors. It offers two main product categories: semiconductor products, including integrated circuits and optoelectronics, and electronic equipment and tools such as electromechanical and MRO supplies. The company also provides services like customs clearance, temporary warehousing, and logistics, earning additional commission fees. The majority of its revenue comes from electronic component sales.
40GF Score

Get the complete analysis for IZM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.24
Price