IZM (ICZOOM Group) Altman Z-Score: 4.97 (As of Aug. 18, 2026) — Near Median

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IZM ICZOOM Group Inc IZM
40 GF Score
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What is ICZOOM Group Altman Z-Score?

ICZOOM Group IZM +1.87% 40 Altman Z-Score is 4.97 as of Aug. 18, 2026, which is 1% below its 10-year median of 5.00. GuruFocus rates IZM with a GF Score™ of 40/100. The stock has 4 warning signs investors should review. Among 2,463 Hardware companies, ICZOOM Group ranks better than 66.06% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 4.97 is strong.

ICZOOM Group has a Altman Z-Score of 4.97, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for ICZOOM Group's Altman Z-Score or its related term are showing as below:

IZM' s Altman Z-Score Range Over the Past 10 Years
Min: 3.04   Med: 5   Max: 5.66
Current: 4.97

During the past 7 years, ICZOOM Group's highest Altman Z-Score was 5.66. The lowest was 3.04. And the median was 5.00.


ICZOOM Group  (NAS:IZM) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


ICZOOM Group Altman Z-Score Related Terms


ICZOOM Group Altman Z-Score Historical Data

* Premium members only.

The historical data trend for ICZOOM Group's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ICZOOM Group Altman Z-Score Chart

ICZOOM Group Annual Data
Trend Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Altman Z-Score
Get a 7-Day Free Trial 0.00 0.00 3.04 5.00 5.66

ICZOOM Group Semi-Annual Data
Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.04 0.00 5.00 0.00 5.66

IZM vs TAIT, SNX, ARW: Altman Z-Score Comparison

For the Electronics & Computer Distribution subindustry, ICZOOM Group's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ICZOOM Group Altman Z-Score vs Hardware Industry

For the Hardware industry and Technology sector, ICZOOM Group's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where ICZOOM Group's Altman Z-Score falls into.


IZM
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ICZOOM Group Inc IZM
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ICZOOM Group Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

ICZOOM Group's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*0.3597+1.4*-0.1555+3.3*0.0458+0.6*0.1117+1.0*4.5358
=4.97

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Jun. 2025:
Total Assets was $41.2 Mil.
Total Current Assets was $40.2 Mil.
Total Current Liabilities was $25.4 Mil.
Retained Earnings was $-6.4 Mil.
Pre-Tax Income was $1.5 Mil.
Interest Expense was $-0.4 Mil.
Revenue was $187.0 Mil.
Market Cap (Today) was $2.9 Mil.
Total Liabilities was $25.8 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(40.216 - 25.381)/41.238
=0.3597

X2=Retained Earnings/Total Assets
=-6.412/41.238
=-0.1555

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(1.493 - -0.397)/41.238
=0.0458

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=2.883/25.817
=0.1117

X5=Revenue/Total Assets
=187.049/41.238
=4.5358

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

ICZOOM Group has a Altman Z-Score of 4.97 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 4.97 mean?
ICZOOM Group (IZM) has a Altman Z-Score of 4.97 as of Aug. 18, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on ICZOOM Group and its competitors. This is near median its historical median of 5.00. Over the past decade, ICZOOM Group's Altman Z-Score has ranged from 3.04 to 5.66. According to the industry distribution chart, ICZOOM Group ranks #836 out of 2463 companies in the Hardware industry, placing it in the top 33.9%.
Is ICZOOM Group's Altman Z-Score too high?
ICZOOM Group's current Altman Z-Score of 4.97 is near median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 3.04 to a high of 5.66. The Hardware industry median Altman Z-Score is 3.47. ICZOOM Group's value of 4.97 is 43.2% above this industry median. Based on the distribution chart, ICZOOM Group ranks #836 out of 2463 companies in the Hardware industry, which is above the industry midpoint. Overall, ICZOOM Group has a GF Score™ of 40/100, reflecting its overall financial health beyond just this single metric.
How does ICZOOM Group's Altman Z-Score compare to TAIT and SNX?
According to the Hardware industry distribution chart, ICZOOM Group ranks #836 out of 2463 companies for Altman Z-Score. This puts ICZOOM Group in the upper half of its industry. The industry median Altman Z-Score is 3.47. ICZOOM Group's value of 4.97 is 43.2% above this benchmark. Historically, ICZOOM Group's own Altman Z-Score has ranged from 3.04 to 5.66 over the past decade. While the company's 10-year median is 5.00 vs. the industry median of 3.47, ICZOOM Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Hardware company?
The median Altman Z-Score among Hardware companies is 3.47, based on 2,463 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ICZOOM Group's current Altman Z-Score of 4.97 is 43.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on ICZOOM Group and its competitors. For the Hardware industry, the median Altman Z-Score is 3.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ICZOOM Group's current Altman Z-Score is 4.97, which is near median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ICZOOM Group stock overvalued right now?
ICZOOM Group (IZM) has a current Altman Z-Score of 4.97. The current Altman Z-Score is 4.97, which is near median its 10-year median of 5.00 and 43.2% above the Hardware industry median of 3.47. ICZOOM Group's overall GF Score™ is 40/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For ICZOOM Group (IZM), the current Altman Z-Score is 4.97 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

ICZOOM Group Business Description

Address No. 7018 Cai Tian Road, Room 3801, Building A, Sunhope e METRO, Futian District, Guangdong, Shenzhen, CHN, 518000
ICZOOM Group Inc. operates an e-commerce platform selling electronic components to SMEs in China across consumer electronics, IoT, automotive, and industrial control sectors. It offers two main product categories: semiconductor products, including integrated circuits and optoelectronics, and electronic equipment and tools such as electromechanical and MRO supplies. The company also provides services like customs clearance, temporary warehousing, and logistics, earning additional commission fees. The majority of its revenue comes from electronic component sales.
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