JEM (707 Cayman Holdings) Effective Interest Rate on Debt %: 5.22% (As of Sep. 2025)


JEM 707 Cayman Holdings Ltd JEM
21 GF Score
Price $2.30
! 2 Warning Signs
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What is 707 Cayman Holdings Effective Interest Rate on Debt %?

707 Cayman Holdings JEM -28.35% 21 Effective Interest Rate on Debt % is 5.22% as of Sep. 2025. GuruFocus rates JEM with a GF Score™ of 21/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. 707 Cayman Holdings's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $0.03 Mil. 707 Cayman Holdings's average total debt for the quarter that ended in Sep. 2025 was $0.54 Mil. Therefore, 707 Cayman Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 5.22%.


707 Cayman Holdings  (NAS:JEM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


707 Cayman Holdings Effective Interest Rate on Debt % Related Terms


707 Cayman Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for 707 Cayman Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

707 Cayman Holdings Effective Interest Rate on Debt % Chart

707 Cayman Holdings Annual Data
Trend Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
0.00 0.53 5.42 4.99

707 Cayman Holdings Semi-Annual Data
Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 1.06 5.26 5.74 5.66 5.22

JEM vs LSEB, IVDN, DBGI: Effective Interest Rate on Debt % Comparison

For the Apparel Retail subindustry, 707 Cayman Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


707 Cayman Holdings Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, 707 Cayman Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where 707 Cayman Holdings's Effective Interest Rate on Debt % falls into.


JEM
21GF Score
707 Cayman Holdings Ltd JEM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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707 Cayman Holdings Effective Interest Rate on Debt % Calculation

707 Cayman Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -0.034/( (0.853+0.511)/ 2 )
=-1  *  -0.034/0.682
=4.99 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.415 + 0.438
=0.853

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.071 + 0.44
=0.511

707 Cayman Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -0.028/( (0.561+0.511)/ 2 )
=-1  *  -0.028/0.536
=5.22 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.151 + 0.41
=0.561

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.071 + 0.44
=0.511

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.22% mean?
707 Cayman Holdings (JEM) has a Effective Interest Rate on Debt % of 5.22% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 707 Cayman Holdings and its competitors.
Is 707 Cayman Holdings' Effective Interest Rate on Debt % too high?
707 Cayman Holdings' current Effective Interest Rate on Debt % is 5.22%. Overall, 707 Cayman Holdings has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does 707 Cayman Holdings' Effective Interest Rate on Debt % compare to LSEB and IVDN?
707 Cayman Holdings' Effective Interest Rate on Debt % of 5.22% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on 707 Cayman Holdings and its competitors. 707 Cayman Holdings's current Effective Interest Rate on Debt % is 5.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is 707 Cayman Holdings stock overvalued right now?
707 Cayman Holdings (JEM) has a current Effective Interest Rate on Debt % of 5.22%. The current Effective Interest Rate on Debt % is 5.22%. 707 Cayman Holdings' overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For 707 Cayman Holdings (JEM), the current Effective Interest Rate on Debt % is 5.22% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

707 Cayman Holdings Business Description

Address 712 Prince Edward Road East, 5th Floor, AIA Financial Centre, San Po Kong, Hong Kong, HKG
707 Cayman Holdings Ltd is a Hong Kong-based group that sells quality apparel products and provides supply chain management total solutions to its customers spanning from Western Europe, North America to the Middle East. Its comprehensive range of supply chain management total solutions includes market trend analysis, design and product development, sourcing, production management, quality control and logistics services, and its solutions encompass the total supply chain from conceptualizing the product, the selection of materials until the final delivery of finished apparel products to its customers at their nominated destinations, whether it be a designated port for shipment, its customer's warehouse or the end consumers.
21GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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