Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Pioneer Cement's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₨660 Mil. Pioneer Cement's average total debt for the quarter that ended in Mar. 2026 was ₨6,794 Mil. Therefore, Pioneer Cement's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 9.71%.
Pioneer Cement (KAR:PIOC) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Pioneer Cement Effective Interest Rate on Debt % Related Terms
Pioneer Cement Effective Interest Rate on Debt % Historical Data
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The historical data trend for Pioneer Cement's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pioneer Cement Effective Interest Rate on Debt % Chart
KAR:PIOC vs CRH, VMC, MLM: Effective Interest Rate on Debt % Comparison
For the Building Materials subindustry, Pioneer Cement's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pioneer Cement Effective Interest Rate on Debt % vs Building Materials Industry
For the Building Materials industry and Basic Materials sector, Pioneer Cement's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Pioneer Cement's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 9.71% mean?
Pioneer Cement (KAR:PIOC) has a Effective Interest Rate on Debt % of 9.71% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pioneer Cement and its competitors.
Is Pioneer Cement's Effective Interest Rate on Debt % too high?
Pioneer Cement's current Effective Interest Rate on Debt % is 9.71%. Overall, Pioneer Cement has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Cement's Effective Interest Rate on Debt % compare to CRH and VMC?
Pioneer Cement's Effective Interest Rate on Debt % of 9.71% can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Building Materials company?
A good Effective Interest Rate on Debt % depends on the Building Materials industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Pioneer Cement and its competitors. Pioneer Cement's current Effective Interest Rate on Debt % is 9.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Cement stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Cement (KAR:PIOC) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨134.61, compared to a current price of ₨272.59 — trading 102.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 9.71%. Pioneer Cement's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Pioneer Cement (KAR:PIOC), the current Effective Interest Rate on Debt % is 9.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pioneer Cement (KAR:PIOC) Overvalued in 2026?
Based on GuruFocus' analysis, Pioneer Cement stock appears to be overvalued.
The current stock price of ₨272.59 is trading 102.5% above its estimated GF Value™ of ₨134.61.
GuruFocus considers Pioneer Cement to be Significantly Overvalued.
Key valuation signals for KAR:PIOC:
Effective Interest Rate on Debt %: 9.71%
GF Value™: ₨134.61 vs. price of ₨272.59 (102.5% above fair value)
No single metric tells the full story. See the KAR:PIOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pioneer Cement Ltd is a cement producer. The company's production facility is situated at Chenki, District Khushab in Punjab Province. The product range consists of Ordinary Portland Cement and Sulphate Resistant Cement. Its Ordinary Portland Cement is used for all structural work including all kinds of concrete construction and Sulphate Resistant Cement is used where sulfate salts are present in the soil or in saline water. Geographically, the company operates within Pakistan and Afghanistan and generates a majority of its revenue from Pakistan.
86GF Score
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