Pioneer Cement (KAR:PIOC) Financial Strength: 7 (As of Mar. 2026) — 40% Above Median

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Director of Data and Quant Analytics at GuruFocus
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KAR:PIOC Pioneer Cement Ltd KAR:PIOC
86 GF Score
Price ₨272.86
GF Value ₨146.38
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Pioneer Cement Financial Strength?

Pioneer Cement KAR:PIOC 86 Financial Strength is 7 as of Mar. 2026, which is 40% above its 10-year median of 5.00. GuruFocus rates KAR:PIOC with a GF Score™ of 86/100 and a GF Value™ of ₨146.38 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Pioneer Cement has the Financial Strength Rank of 7.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Pioneer Cement's Interest Coverage for the quarter that ended in Mar. 2026 was 15.93. Pioneer Cement's debt to revenue ratio for the quarter that ended in Mar. 2026 was 0.12. As of today, Pioneer Cement's Altman Z-Score is 2.29.


Pioneer Cement  (KAR:PIOC) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

Pioneer Cement has the Financial Strength Rank of 7.


Pioneer Cement Financial Strength Related Terms


KAR:PIOC vs CRH, VMC, MLM: Financial Strength Comparison

For the Building Materials subindustry, Pioneer Cement's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Pioneer Cement Financial Strength vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Pioneer Cement's Financial Strength distribution charts can be found below:

* The bar in red indicates where Pioneer Cement's Financial Strength falls into.


KAR:PIOC
86GF Score
Pioneer Cement Ltd KAR:PIOC
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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Pioneer Cement Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

Pioneer Cement's Interest Expense for the months ended in Mar. 2026 was ₨-165 Mil. Its Operating Income for the months ended in Mar. 2026 was ₨2,628 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₨2,625 Mil.

Pioneer Cement's Interest Coverage for the quarter that ended in Mar. 2026 is

Interest Coverage=-1*Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*2627.502/-164.889
=15.93

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

Pioneer Cement's Debt to Revenue Ratio for the quarter that ended in Mar. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Mar. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(2332.24 + 2625) / 40166.752
=0.12

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

Pioneer Cement has a Z-score of 2.29, indicating it is in Grey Zones. This implies that Pioneer Cement is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 2.29 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 7 mean?
Pioneer Cement (KAR:PIOC) has a Financial Strength of 7 as of Mar. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Pioneer Cement and its competitors. This is 40% above median its historical median of 5.00. Over the past decade, Pioneer Cement's Financial Strength has ranged from 1.00 to 10.00.
Is Pioneer Cement's Financial Strength too high?
Pioneer Cement's current Financial Strength of 7 is 40% above median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Pioneer Cement has a GF Score™ of 86/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Pioneer Cement's Financial Strength compare to CRH and VMC?
Pioneer Cement's Financial Strength of 7 can be compared against companies in the Building Materials industry. Historically, Pioneer Cement's own Financial Strength has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Building Materials company?
A good Financial Strength depends on the Building Materials industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on Pioneer Cement and its competitors. Pioneer Cement's current Financial Strength is 7, which is 40% above median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pioneer Cement stock overvalued right now?
Based on GuruFocus' analysis, Pioneer Cement (KAR:PIOC) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨146.38, compared to a current price of ₨272.86 — trading 86.4% above its estimated fair value. The current Financial Strength is 7, which is 40% above median its 10-year median of 5.00. Pioneer Cement's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For Pioneer Cement (KAR:PIOC), the current Financial Strength is 7 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Pioneer Cement (KAR:PIOC) Overvalued in 2026?

Based on GuruFocus' analysis, Pioneer Cement stock appears to be overvalued. The current stock price of ₨272.86 is trading 86.4% above its estimated GF Value™ of ₨146.38. GuruFocus considers Pioneer Cement to be Significantly Overvalued.

Key valuation signals for KAR:PIOC:

  • Financial Strength: 7 (40% above median its 10-year median of 5.00)
  • GF Value™: ₨146.38 vs. price of ₨272.86 (86.4% above fair value)
  • GF Score™: 86/100 with 4 warning signs

No single metric tells the full story. See the KAR:PIOC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Pioneer Cement Business Description

Address 64-B/I, Gulberg-III, Lahore, PB, PAK
Pioneer Cement Ltd is a cement producer. The company's production facility is situated at Chenki, District Khushab in Punjab Province. The product range consists of Ordinary Portland Cement and Sulphate Resistant Cement. Its Ordinary Portland Cement is used for all structural work including all kinds of concrete construction and Sulphate Resistant Cement is used where sulfate salts are present in the soil or in saline water. Geographically, the company operates within Pakistan and Afghanistan and generates a majority of its revenue from Pakistan.
86GF Score

Get the complete analysis for KAR:PIOC

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨272.86
Price
₨146.38
GF Value