Shifa International Hospitals (KAR:SHFA) Effective Interest Rate on Debt %: 15.28% (As of Mar. 2026)

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KAR:SHFA Shifa International Hospitals Ltd KAR:SHFA
86 GF Score
Price ₨522.36
GF Value ₨462.16
Valuation Modestly Overvalued
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What is Shifa International Hospitals Effective Interest Rate on Debt %?

Shifa International Hospitals KAR:SHFA -0.67% 86 Effective Interest Rate on Debt % is 15.28% as of Mar. 2026. GuruFocus rates KAR:SHFA with a GF Score™ of 86/100 and a GF Value™ of ₨462.16 (Modestly Overvalued).

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Shifa International Hospitals's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was ₨419 Mil. Shifa International Hospitals's average total debt for the quarter that ended in Mar. 2026 was ₨2,742 Mil. Therefore, Shifa International Hospitals's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 15.28%.


Shifa International Hospitals  (KAR:SHFA) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Shifa International Hospitals Effective Interest Rate on Debt % Related Terms


Shifa International Hospitals Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Shifa International Hospitals's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Shifa International Hospitals Effective Interest Rate on Debt % Chart

Shifa International Hospitals Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.49 8.29 13.76 16.45 14.15

Shifa International Hospitals Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.46 -2.29 16.27 15.18 15.28

KAR:SHFA vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, Shifa International Hospitals's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Shifa International Hospitals Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Shifa International Hospitals's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Shifa International Hospitals's Effective Interest Rate on Debt % falls into.


KAR:SHFA
86GF Score
Shifa International Hospitals Ltd KAR:SHFA
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Shifa International Hospitals Effective Interest Rate on Debt % Calculation

Shifa International Hospitals's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jun. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jun. 2024 )+Total Debt  (A: Jun. 2025 ))/ count )
=-1  *  -248.576/( (1705.258+1808.028)/ 2 )
=-1  *  -248.576/1756.643
=14.15 %

where

Total Debt  (A: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1063.152 + 642.106
=1705.258

Total Debt  (A: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=1359.943 + 448.085
=1808.028

Shifa International Hospitals's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -419.152/( (2702.142+2782.85)/ 2 )
=-1  *  -419.152/2742.496
=15.28 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2214.691 + 487.451
=2702.142

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=2295.988 + 486.862
=2782.85

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 15.28% mean?
Shifa International Hospitals (KAR:SHFA) has a Effective Interest Rate on Debt % of 15.28% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Shifa International Hospitals and its competitors.
Is Shifa International Hospitals' Effective Interest Rate on Debt % too high?
Shifa International Hospitals' current Effective Interest Rate on Debt % is 15.28%. Overall, Shifa International Hospitals has a GF Score™ of 86/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shifa International Hospitals' Effective Interest Rate on Debt % compare to HCA and THC?
Shifa International Hospitals' Effective Interest Rate on Debt % of 15.28% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Shifa International Hospitals and its competitors. Shifa International Hospitals's current Effective Interest Rate on Debt % is 15.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shifa International Hospitals stock overvalued right now?
Based on GuruFocus' analysis, Shifa International Hospitals (KAR:SHFA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨462.16, compared to a current price of ₨522.36 — trading 13% above its estimated fair value. The current Effective Interest Rate on Debt % is 15.28%. Shifa International Hospitals' overall GF Score™ is 86/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Shifa International Hospitals (KAR:SHFA), the current Effective Interest Rate on Debt % is 15.28% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Shifa International Hospitals (KAR:SHFA) Overvalued in 2026?

Based on GuruFocus' analysis, Shifa International Hospitals stock appears to be overvalued. The current stock price of ₨522.36 is trading 13% above its estimated GF Value™ of ₨462.16. GuruFocus considers Shifa International Hospitals to be Modestly Overvalued.

Key valuation signals for KAR:SHFA:

  • Effective Interest Rate on Debt %: 15.28%
  • GF Value™: ₨462.16 vs. price of ₨522.36 (13% above fair value)
  • GF Score™: 86/100

No single metric tells the full story. See the KAR:SHFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Shifa International Hospitals Business Description

Address Pitras Bukhari Road, Sector H-8/4, Islamabad, PAK
Shifa International Hospitals Ltd operates a network of medical centers and hospitals in Pakistan, providing a wide range of medical and surgical services across various specialties. The company offers organ transplant services, including liver, kidney, bone marrow, and corneal transplants. It generates revenue through patient care services, diagnostics, pharmacy operations, and support services such as emergency care and outpatient clinics. Shifa also operates lab collection points, day care surgeries, and diagnostic centers. The company has a presence in multiple cities through hospitals, medical centers, and subsidiaries that support healthcare services and infrastructure development.
86GF Score

Get the complete analysis for KAR:SHFA

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨522.36
Price
₨462.16
GF Value