Shifa International HospitalsKAR:SHFA -1.94%85 Interest Coverage is 8.95 as of Mar. 2026, which is 12% below its 10-year median of 10.21. GuruFocus rates KAR:SHFA with a GF Score™ of 85/100 and a GF Value™ of ₨453.79 (Modestly Overvalued). Among 452 Healthcare Providers & Services companies, Shifa International Hospitals ranks better than 66.81% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Shifa International Hospitals's
Operating Income
for the
three
months ended in Mar. 2026 was ₨938 Mil. Shifa International Hospitals's Interest Expense for the
three
months ended in Mar. 2026 was ₨-105 Mil.
Shifa International Hospitals's interest coverage for the quarter that ended in Mar. 2026 was 8.95.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Shifa International Hospitals's Interest Coverage or its related term are showing as below:
KAR:SHFA'
s Interest Coverage Range Over the Past 10 Years
Min: 1.37 Med: 10.21 Max: 18.71
Current: 16.26
KAR:SHFA's Interest Coverage is ranked better than 66.81% of 452
companies
in the Healthcare Providers & Services industry
Industry Median: 7.99
vs KAR:SHFA: 16.26
Shifa International Hospitals (KAR:SHFA) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Shifa International Hospitals Interest Coverage Related Terms
Shifa International Hospitals Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Shifa International Hospitals Interest Coverage Chart
KAR:SHFA vs HCA, THC, DVA: Interest Coverage Comparison
For the Medical Care Facilities subindustry, Shifa International Hospitals's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Shifa International Hospitals Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Shifa International Hospitals's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Shifa International Hospitals's Interest Coverage falls into.
Shifa International Hospitals Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Shifa International Hospitals (KAR:SHFA) has a Interest Coverage of 8.95 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shifa International Hospitals and its competitors. This is 12% below median its historical median of 10.21. Over the past decade, Shifa International Hospitals' Interest Coverage has ranged from 1.37 to 18.71. According to the industry distribution chart, Shifa International Hospitals ranks #150 out of 452 companies in the Healthcare Providers & Services industry, placing it in the top 33.2%.
Is Shifa International Hospitals' Interest Coverage too high?
Shifa International Hospitals' current Interest Coverage of 8.95 is 12% below median its 10-year median of 10.21. Over the past 10 years, this metric has ranged from a low of 1.37 to a high of 18.71. The Healthcare Providers & Services industry median Interest Coverage is 7.99. Shifa International Hospitals' value of 8.95 is 12% above this industry median. Based on the distribution chart, Shifa International Hospitals ranks #150 out of 452 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, Shifa International Hospitals has a GF Score™ of 85/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Shifa International Hospitals' Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Shifa International Hospitals ranks #150 out of 452 companies for Interest Coverage. This puts Shifa International Hospitals in the upper half of its industry. The industry median Interest Coverage is 7.99. Shifa International Hospitals' value of 8.95 is 12% above this benchmark. Historically, Shifa International Hospitals' own Interest Coverage has ranged from 1.37 to 18.71 over the past decade. While the company's 10-year median is 10.21 vs. the industry median of 7.99, Shifa International Hospitals has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.99, based on 452 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Shifa International Hospitals's current Interest Coverage of 8.95 is 12% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Shifa International Hospitals and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Shifa International Hospitals's current Interest Coverage is 8.95, which is 12% below median its own 10-year median of 10.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Shifa International Hospitals stock overvalued right now?
Based on GuruFocus' analysis, Shifa International Hospitals (KAR:SHFA) is currently considered Modestly Overvalued. The stock's GF Value™ is ₨453.79, compared to a current price of ₨510.86 — trading 12.6% above its estimated fair value. The current Interest Coverage is 8.95, which is 12% below median its 10-year median of 10.21 and 12% above the Healthcare Providers & Services industry median of 7.99. Shifa International Hospitals' overall GF Score™ is 85/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Shifa International Hospitals (KAR:SHFA), the current Interest Coverage is 8.95 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Shifa International Hospitals (KAR:SHFA) Overvalued in 2026?
Based on GuruFocus' analysis, Shifa International Hospitals stock appears to be overvalued.
The current stock price of ₨510.86 is trading 12.6% above its estimated GF Value™ of ₨453.79.
GuruFocus considers Shifa International Hospitals to be Modestly Overvalued.
Key valuation signals for KAR:SHFA:
Interest Coverage: 8.95 (12% below median its 10-year median of 10.21)
GF Value™: ₨453.79 vs. price of ₨510.86 (12.6% above fair value)
Industry Position: 12% above the Healthcare Providers & Services median (#150 of 452)
No single metric tells the full story. See the KAR:SHFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Shifa International Hospitals Business Description
Shifa International Hospitals Ltd operates a network of medical centers and hospitals in Pakistan, providing a wide range of medical and surgical services across various specialties. The company offers organ transplant services, including liver, kidney, bone marrow, and corneal transplants. It generates revenue through patient care services, diagnostics, pharmacy operations, and support services such as emergency care and outpatient clinics. Shifa also operates lab collection points, day care surgeries, and diagnostic centers. The company has a presence in multiple cities through hospitals, medical centers, and subsidiaries that support healthcare services and infrastructure development.
85GF Score
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