KPCPF (Kasikornbank Public Co) Effective Interest Rate on Debt %: 13.70% (As of Mar. 2026)


KPCPF Kasikornbank Public Co Ltd KPCPF
59 GF Score
Price $6.55
GF Value $4.92
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Kasikornbank Public Co Effective Interest Rate on Debt %?

Kasikornbank Public Co KPCPF +3.80% 59 Effective Interest Rate on Debt % is 13.70% as of Mar. 2026. GuruFocus rates KPCPF with a GF Score™ of 59/100 and a GF Value™ of $4.92 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Kasikornbank Public Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $1,054 Mil. Kasikornbank Public Co's average total debt for the quarter that ended in Mar. 2026 was $7,692 Mil. Therefore, Kasikornbank Public Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 13.70%.


Kasikornbank Public Co  (OTCPK:KPCPF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Kasikornbank Public Co Effective Interest Rate on Debt % Related Terms


Kasikornbank Public Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Kasikornbank Public Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Kasikornbank Public Co Effective Interest Rate on Debt % Chart

Kasikornbank Public Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.55 6.25 10.78 12.60 12.18

Kasikornbank Public Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.40 11.22 16.04 -6.20 13.70

Kasikornbank Public Co Effective Interest Rate on Debt % Competitor Comparison

For the Banks - Regional subindustry, Kasikornbank Public Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Kasikornbank Public Co Effective Interest Rate on Debt % vs Banks Industry

For the Banks industry and Financial Services sector, Kasikornbank Public Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Kasikornbank Public Co's Effective Interest Rate on Debt % falls into.


KPCPF
59GF Score
Kasikornbank Public Co Ltd KPCPF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Kasikornbank Public Co Effective Interest Rate on Debt % Calculation

Kasikornbank Public Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -761.9/( (5452.461+7055.677)/ 2 )
=-1  *  -761.9/6254.069
=12.18 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=5452.461 + 0
=5452.461

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7055.677 + 0
=7055.677

Kasikornbank Public Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -1053.868/( (7055.677+8327.944)/ 2 )
=-1  *  -1053.868/7691.8105
=13.70 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7055.677 + 0
=7055.677

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=8327.944 + 0
=8327.944

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 13.70% mean?
Kasikornbank Public Co (KPCPF) has a Effective Interest Rate on Debt % of 13.70% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kasikornbank Public Co and its competitors.
Is Kasikornbank Public Co's Effective Interest Rate on Debt % too high?
Kasikornbank Public Co's current Effective Interest Rate on Debt % is 13.70%. Overall, Kasikornbank Public Co has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Kasikornbank Public Co's Effective Interest Rate on Debt % compare to competitors?
Kasikornbank Public Co's Effective Interest Rate on Debt % of 13.70% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Kasikornbank Public Co and its competitors. Kasikornbank Public Co's current Effective Interest Rate on Debt % is 13.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Kasikornbank Public Co stock overvalued right now?
Based on GuruFocus' analysis, Kasikornbank Public Co (KPCPF) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.92, compared to a current price of $6.55 — trading 33.1% above its estimated fair value. The current Effective Interest Rate on Debt % is 13.70%. Kasikornbank Public Co's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Kasikornbank Public Co (KPCPF), the current Effective Interest Rate on Debt % is 13.70% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Kasikornbank Public Co (KPCPF) Overvalued in 2026?

Based on GuruFocus' analysis, Kasikornbank Public Co stock appears to be overvalued. The current stock price of $6.55 is trading 33.1% above its estimated GF Value™ of $4.92. GuruFocus considers Kasikornbank Public Co to be Significantly Overvalued.

Key valuation signals for KPCPF:

  • Effective Interest Rate on Debt %: 13.70%
  • GF Value™: $4.92 vs. price of $6.55 (33.1% above fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the KPCPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Kasikornbank Public Co Business Description

Address 400/22 Phahon Yothin Road, Sam Sen Nai Sub-District, Phaya Thai District, Bangkok, THA, 10400
Kasikornbank Public Co Ltd is a commercial bank operating in Thailand. The corporate business customers of the company include public and private companies, government-backed enterprises or agencies, and financial institutions. The corporate business provides a variety of financial products and services, such as loans, working capital, cash management, and value chain solutions. The retail business focuses on individual customers and offers loans and deposits, debit and credit cards, financial planning, and transactional banking services. The treasury and capital markets business includes funding, risk management, foreign currency exchange services, and other related businesses.
59GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.55
Price
$4.92
GF Value