Cambridge Cognition Holdings (LSE:COG) Effective Interest Rate on Debt %: 17.65% (As of Dec. 2025)


LSE:COG Cambridge Cognition Holdings PLC LSE:COG
46 GF Score
Price £0.32
GF Value £0.33
Valuation Fairly Valued
! 5 Warning Signs
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What is Cambridge Cognition Holdings Effective Interest Rate on Debt %?

Cambridge Cognition Holdings LSE:COG 46 Effective Interest Rate on Debt % is 17.65% as of Dec. 2025. GuruFocus rates LSE:COG with a GF Score™ of 46/100 and a GF Value™ of £0.33 (Fairly Valued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Cambridge Cognition Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £0.21 Mil. Cambridge Cognition Holdings's average total debt for the quarter that ended in Dec. 2025 was £1.18 Mil. Therefore, Cambridge Cognition Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 17.65%.


Cambridge Cognition Holdings  (LSE:COG) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Cambridge Cognition Holdings Effective Interest Rate on Debt % Related Terms


Cambridge Cognition Holdings Effective Interest Rate on Debt % Historical Data

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The historical data trend for Cambridge Cognition Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cambridge Cognition Holdings Effective Interest Rate on Debt % Chart

Cambridge Cognition Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.97 88.89 11.40 24.47 22.51

Cambridge Cognition Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.01 24.65 22.90 24.65 17.65

LSE:COG vs VEEV, BTSG, TEM: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, Cambridge Cognition Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cambridge Cognition Holdings Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Cambridge Cognition Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Cambridge Cognition Holdings's Effective Interest Rate on Debt % falls into.


LSE:COG
46GF Score
Cambridge Cognition Holdings PLC LSE:COG
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Cambridge Cognition Holdings Effective Interest Rate on Debt % Calculation

Cambridge Cognition Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.313/( (1.908+0.873)/ 2 )
=-1  *  -0.313/1.3905
=22.51 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.905 + 1.003
=1.908

Cambridge Cognition Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.208/( (1.484+0.873)/ 2 )
=-1  *  -0.208/1.1785
=17.65 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.329 + 1.155
=1.484

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 17.65% mean?
Cambridge Cognition Holdings (LSE:COG) has a Effective Interest Rate on Debt % of 17.65% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cambridge Cognition Holdings and its competitors.
Is Cambridge Cognition Holdings' Effective Interest Rate on Debt % too high?
Cambridge Cognition Holdings' current Effective Interest Rate on Debt % is 17.65%. Overall, Cambridge Cognition Holdings has a GF Score™ of 46/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Cambridge Cognition Holdings' Effective Interest Rate on Debt % compare to VEEV and BTSG?
Cambridge Cognition Holdings' Effective Interest Rate on Debt % of 17.65% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Cambridge Cognition Holdings and its competitors. Cambridge Cognition Holdings's current Effective Interest Rate on Debt % is 17.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cambridge Cognition Holdings stock overvalued right now?
Based on GuruFocus' analysis, Cambridge Cognition Holdings (LSE:COG) is currently considered Fairly Valued. The stock's GF Value™ is £0.33, compared to a current price of £0.32 — trading 4.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 17.65%. Cambridge Cognition Holdings' overall GF Score™ is 46/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Cambridge Cognition Holdings (LSE:COG), the current Effective Interest Rate on Debt % is 17.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cambridge Cognition Holdings (LSE:COG) Overvalued in 2026?

Based on GuruFocus' analysis, Cambridge Cognition Holdings stock appears to be undervalued. The current stock price of £0.32 is trading 4.5% below its estimated GF Value™ of £0.33. GuruFocus considers Cambridge Cognition Holdings to be Fairly Valued.

Key valuation signals for LSE:COG:

  • Effective Interest Rate on Debt %: 17.65%
  • GF Value™: £0.33 vs. price of £0.32 (4.5% below fair value)
  • GF Score™: 46/100 with 5 warning signs

No single metric tells the full story. See the LSE:COG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cambridge Cognition Holdings Business Description

Other Exchanges 1M7:Germany
Address Tunbridge Lane, Tunbridge Court, Bottisham, Cambridge, GBR, CB25 9TU
Cambridge Cognition Holdings PLC is a neuroscience digital health company specializing in the measurement of clinical outcomes in neurological disorders. It develops and commercialises neuroscience technologies to assess cognitive function for sale across the world. The company's products include CANTAB web-based assessments, Electronic questionnaires and scales (eCOA), NeuroVocalix Winterlight, a voice analysis tool to assess cognitive changes, high-frequency testing kits, and Clinpal, among others. Its operating segments are: Clinical studies, which generate maximum revenue, Academic research, Professional Healthcare, and Consumer Health & Wellness. Geographically, the company generates maximum revenue from the USA, and the rest from the UK, the European Union, and the Rest of the world.
46GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

£0.32
Price
£0.33
GF Value