Residential Secureome (LSE:RESI) Effective Interest Rate on Debt %: 2.93% (As of Mar. 2026)

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LSE:RESI Residential Secure Income PLC LSE:RESI
31 GF Score
Price £0.28
! 2 Warning Signs
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What is Residential Secureome Effective Interest Rate on Debt %?

Residential Secureome LSE:RESI +0.36% 31 Effective Interest Rate on Debt % is 2.93% as of Mar. 2026. GuruFocus rates LSE:RESI with a GF Score™ of 31/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Residential Secureome's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was £5.56 Mil. Residential Secureome's average total debt for the quarter that ended in Mar. 2026 was £189.49 Mil. Therefore, Residential Secureome's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.93%.


Residential Secureome  (LSE:RESI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Residential Secureome Effective Interest Rate on Debt % Related Terms


Residential Secureome Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Residential Secureome's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Residential Secureome Effective Interest Rate on Debt % Chart

Residential Secureome Annual Data
Trend Jun17 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 2.67 2.52 2.92 3.18 2.81

Residential Secureome Semi-Annual Data
Jun17 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.18 3.10 2.95 2.83 2.93

LSE:RESI vs AVB, EQR, ESS: Effective Interest Rate on Debt % Comparison

For the REIT - Residential subindustry, Residential Secureome's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Residential Secureome Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Residential Secureome's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Residential Secureome's Effective Interest Rate on Debt % falls into.


LSE:RESI
31GF Score
Residential Secure Income PLC LSE:RESI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Residential Secureome Effective Interest Rate on Debt % Calculation

Residential Secureome's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -5.596/( (208.487+190.025)/ 2 )
=-1  *  -5.596/199.256
=2.81 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=208.487 + 0
=208.487

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=190.025 + 0
=190.025

Residential Secureome's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -5.56/( (190.025+188.945)/ 2 )
=-1  *  -5.56/189.485
=2.93 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=190.025 + 0
=190.025

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=188.945 + 0
=188.945

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.93% mean?
Residential Secureome (LSE:RESI) has a Effective Interest Rate on Debt % of 2.93% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Residential Secureome and its competitors.
Is Residential Secureome's Effective Interest Rate on Debt % too high?
Residential Secureome's current Effective Interest Rate on Debt % is 2.93%. Overall, Residential Secureome has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Residential Secureome's Effective Interest Rate on Debt % compare to AVB and EQR?
Residential Secureome's Effective Interest Rate on Debt % of 2.93% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Residential Secureome and its competitors. Residential Secureome's current Effective Interest Rate on Debt % is 2.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Residential Secureome stock overvalued right now?
Residential Secureome (LSE:RESI) has a current Effective Interest Rate on Debt % of 2.93%. The current Effective Interest Rate on Debt % is 2.93%. Residential Secureome's overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Residential Secureome (LSE:RESI), the current Effective Interest Rate on Debt % is 2.93% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Residential Secureome Business Description

Industry Real EstateREITs
Address Bridgwater Road, The Pavilions, Bristol, GBR, BS13 8FD
Residential Secure Income PLC is a closed-ended company established to invest in Social Housing as a real estate investment trust. The company invests in residential asset classes that comprise the stock of registered UK social housing providers, Housing Associations, and Local Authorities. Its only operating segment being an investment property. Geographically, it operates only in the United Kingdom.
31GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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