Regional REIT (LSE:RGL) Effective Interest Rate on Debt %: 3.55% (As of Dec. 2025)

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LSE:RGL Regional REIT Ltd LSE:RGL
31 GF Score
Price £0.98
! 2 Warning Signs
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What is Regional REIT Effective Interest Rate on Debt %?

Regional REIT LSE:RGL +0.41% 31 Effective Interest Rate on Debt % is 3.55% as of Dec. 2025. GuruFocus rates LSE:RGL with a GF Score™ of 31/100. The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Regional REIT's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was £10.50 Mil. Regional REIT's average total debt for the quarter that ended in Dec. 2025 was £295.76 Mil. Therefore, Regional REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 3.55%.

Regional REIT  (LSE:RGL) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Regional REIT Effective Interest Rate on Debt % Related Terms

Regional REIT Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Regional REIT's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Regional REIT Effective Interest Rate on Debt % Chart

Regional REIT Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.30 3.50 3.47 3.63 3.57

Regional REIT Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.49 3.55 3.38 3.37 3.55

LSE:RGL vs BXP, ARE, VNO: Effective Interest Rate on Debt % Comparison

For the REIT - Office subindustry, Regional REIT's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Regional REIT Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Regional REIT's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Regional REIT's Effective Interest Rate on Debt % falls into.


LSE:RGL
31GF Score
Regional REIT Ltd LSE:RGL
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Regional REIT Effective Interest Rate on Debt % Calculation

Regional REIT's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -10.654/( (323.767+273.731)/ 2 )
=-1  *  -10.654/298.749
=3.57 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=323.767 + 0
=323.767

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=273.731 + 0
=273.731

Regional REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -10.504/( (317.788+273.731)/ 2 )
=-1  *  -10.504/295.7595
=3.55 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=317.788 + 0
=317.788

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=273.731 + 0
=273.731

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.55% mean?
Regional REIT (LSE:RGL) has a Effective Interest Rate on Debt % of 3.55% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Regional REIT and its competitors.
Is Regional REIT's Effective Interest Rate on Debt % too high?
Regional REIT's current Effective Interest Rate on Debt % is 3.55%. Overall, Regional REIT has a GF Score™ of 31/100, reflecting its overall financial health beyond just this single metric.
How does Regional REIT's Effective Interest Rate on Debt % compare to BXP and ARE?
Regional REIT's Effective Interest Rate on Debt % of 3.55% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Regional REIT and its competitors. Regional REIT's current Effective Interest Rate on Debt % is 3.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Regional REIT stock overvalued right now?
Regional REIT (LSE:RGL) has a current Effective Interest Rate on Debt % of 3.55%. The current Effective Interest Rate on Debt % is 3.55%. Regional REIT's overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Regional REIT (LSE:RGL), the current Effective Interest Rate on Debt % is 3.55% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Regional REIT Business Description

Industry Real EstateREITs
Address Bulwer Avenue, Mont Crevelt House, St. Sampson, GGY, GY2 4LH
Regional REIT Ltd is a real estate investment trust which pursues its investment objective by investing in, actively managing, and disposing of regional Core Property and Core Plus Property assets. It aims to deliver an attractive total return to its shareholders, targeting more than ten percent per annum, focusing on income supported by an additional capital growth prospectus. Its commercial property portfolio is comprised wholly of UK assets, and offices are located in regional centers outside the M25 motorway.
31GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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