LZMH (LZ Technology Holdings) Effective Interest Rate on Debt %: 4.09% (As of Dec. 2025)

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LZMH LZ Technology Holdings Ltd LZMH
12 GF Score
Price $1.23
! 6 Warning Signs
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What is LZ Technology Holdings Effective Interest Rate on Debt %?

LZ Technology Holdings LZMH +2.07% 12 Effective Interest Rate on Debt % is 4.09% as of Dec. 2025. GuruFocus rates LZMH with a GF Score™ of 12/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. LZ Technology Holdings's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was $0.3 Mil. LZ Technology Holdings's average total debt for the quarter that ended in Dec. 2025 was $6.5 Mil. Therefore, LZ Technology Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.09%.


LZ Technology Holdings  (NAS:LZMH) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


LZ Technology Holdings Effective Interest Rate on Debt % Related Terms


LZ Technology Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for LZ Technology Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LZ Technology Holdings Effective Interest Rate on Debt % Chart

LZ Technology Holdings Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
24.81 0.02 0.81 2.25 2.68

LZ Technology Holdings Semi-Annual Data
Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only 1.02 1.65 2.48 2.19 4.09

LZMH vs VEEA, SUIC, ARBB: Effective Interest Rate on Debt % Comparison

For the Information Technology Services subindustry, LZ Technology Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LZ Technology Holdings Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, LZ Technology Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where LZ Technology Holdings's Effective Interest Rate on Debt % falls into.


LZMH
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LZ Technology Holdings Ltd LZMH
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LZ Technology Holdings Effective Interest Rate on Debt % Calculation

LZ Technology Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.184/( (4.835+8.875)/ 2 )
=-1  *  -0.184/6.855
=2.68 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.397 + 4.438
=4.835

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.319 + 8.556
=8.875

LZ Technology Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.266/( (4.128+8.875)/ 2 )
=-1  *  -0.266/6.5015
=4.09 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.279 + 3.849
=4.128

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.319 + 8.556
=8.875

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.09% mean?
LZ Technology Holdings (LZMH) has a Effective Interest Rate on Debt % of 4.09% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on LZ Technology Holdings and its competitors.
Is LZ Technology Holdings' Effective Interest Rate on Debt % too high?
LZ Technology Holdings' current Effective Interest Rate on Debt % is 4.09%. Overall, LZ Technology Holdings has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does LZ Technology Holdings' Effective Interest Rate on Debt % compare to VEEA and SUIC?
LZ Technology Holdings' Effective Interest Rate on Debt % of 4.09% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on LZ Technology Holdings and its competitors. LZ Technology Holdings's current Effective Interest Rate on Debt % is 4.09%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LZ Technology Holdings stock overvalued right now?
LZ Technology Holdings (LZMH) has a current Effective Interest Rate on Debt % of 4.09%. The current Effective Interest Rate on Debt % is 4.09%. LZ Technology Holdings' overall GF Score™ is 12/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For LZ Technology Holdings (LZMH), the current Effective Interest Rate on Debt % is 4.09% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

LZ Technology Holdings Business Description

Address No. 5999 Wuxing Avenue, Unit 311, Floor 3, Zhili Town, Wuxing District, Zhejiang Province, Huzhou, CHN, 313000
LZ Technology Holdings Ltd conducts its operations through operating entities formed in the PRC, Lianzhang Portal, and its subsidiaries. The company is an information technology and advertising company with operations organized into three business verticals: Smart Community, which focuses on community access control systems and related technology services; Out-of-Home Advertising, which generates advertising revenue through advertisement displays via community access control devices and subcontractor channels; and Lifestyle Services, which provides lifestyle-related services including retail sales of diversified products, voucher promotion through e-commerce platforms such as WeChat mini programs and Douyin, and other merchant operation and online marketing services.
12GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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