Hili Properties (MAL:HLI) Effective Interest Rate on Debt %: 4.44% (As of Dec. 2025)

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MAL:HLI Hili Properties PLC MAL:HLI
59 GF Score
Price €0.27
GF Value €0.26
Valuation Fairly Valued
! 9 Warning Signs
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What is Hili Properties Effective Interest Rate on Debt %?

Hili Properties MAL:HLI 59 Effective Interest Rate on Debt % is 4.44% as of Dec. 2025. GuruFocus rates MAL:HLI with a GF Score™ of 59/100 and a GF Value™ of €0.26 (Fairly Valued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Hili Properties's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €4.81 Mil. Hili Properties's average total debt for the quarter that ended in Dec. 2025 was €108.27 Mil. Therefore, Hili Properties's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.44%.


Hili Properties  (MAL:HLI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Hili Properties Effective Interest Rate on Debt % Related Terms


Hili Properties Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Hili Properties's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hili Properties Effective Interest Rate on Debt % Chart

Hili Properties Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only 4.04 4.18 5.65 5.93 5.63

Hili Properties Semi-Annual Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.87 6.22 5.44 7.02 4.44

MAL:HLI vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Hili Properties's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hili Properties Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Hili Properties's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Hili Properties's Effective Interest Rate on Debt % falls into.


MAL:HLI
59GF Score
Hili Properties PLC MAL:HLI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Hili Properties Effective Interest Rate on Debt % Calculation

Hili Properties's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -6.149/( (107.689+110.891)/ 2 )
=-1  *  -6.149/109.29
=5.63 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=58.76 + 48.929
=107.689

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=104.472 + 6.419
=110.891

Hili Properties's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -4.812/( (105.651+110.891)/ 2 )
=-1  *  -4.812/108.271
=4.44 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=55.913 + 49.738
=105.651

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=104.472 + 6.419
=110.891

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.44% mean?
Hili Properties (MAL:HLI) has a Effective Interest Rate on Debt % of 4.44% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hili Properties and its competitors.
Is Hili Properties' Effective Interest Rate on Debt % too high?
Hili Properties' current Effective Interest Rate on Debt % is 4.44%. Overall, Hili Properties has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Hili Properties' Effective Interest Rate on Debt % compare to CBRE and BEKE?
Hili Properties' Effective Interest Rate on Debt % of 4.44% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Hili Properties and its competitors. Hili Properties's current Effective Interest Rate on Debt % is 4.44%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hili Properties stock overvalued right now?
Based on GuruFocus' analysis, Hili Properties (MAL:HLI) is currently considered Fairly Valued. The stock's GF Value™ is €0.26, compared to a current price of €0.27 — trading 3.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.44%. Hili Properties' overall GF Score™ is 59/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Hili Properties (MAL:HLI), the current Effective Interest Rate on Debt % is 4.44% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hili Properties (MAL:HLI) Overvalued in 2026?

Based on GuruFocus' analysis, Hili Properties stock appears to be overvalued. The current stock price of €0.27 is trading 3.8% above its estimated GF Value™ of €0.26. GuruFocus considers Hili Properties to be Fairly Valued.

Key valuation signals for MAL:HLI:

  • Effective Interest Rate on Debt %: 4.44%
  • GF Value™: €0.26 vs. price of €0.27 (3.8% above fair value)
  • GF Score™: 59/100 with 9 warning signs

No single metric tells the full story. See the MAL:HLI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hili Properties Business Description

Address Valletta Road, Nineteen Twenty Three, Marsa, MLT, 3000
Hili Properties PLC owns, leases, and manages commercial real estate for lease in several European countries, including Estonia, Latvia, Lithuania, Malta, and Romania. Its portfolio comprises business blocks and office space, grocery-anchored shopping centers, healthcare facilities, and property housing McDonald's restaurants in key commercial districts. It is organized into five main business segments that includes Malta, Latvia, Estonia, Lithuania and Romania.
59GF Score

Get the complete analysis for MAL:HLI

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.27
Price
€0.26
GF Value