Malta Properties Company (MAL:MPC) Effective Interest Rate on Debt %: 4.27% (As of Dec. 2025)


MAL:MPC Malta Properties Company PLC MAL:MPC
57 GF Score
Price €0.40
GF Value €0.35
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Malta Properties Company Effective Interest Rate on Debt %?

Malta Properties Company MAL:MPC 57 Effective Interest Rate on Debt % is 4.27% as of Dec. 2025. GuruFocus rates MAL:MPC with a GF Score™ of 57/100 and a GF Value™ of €0.35 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Malta Properties Company's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €1.27 Mil. Malta Properties Company's average total debt for the quarter that ended in Dec. 2025 was €29.62 Mil. Therefore, Malta Properties Company's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 4.27%.


Malta Properties Company  (MAL:MPC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Malta Properties Company Effective Interest Rate on Debt % Related Terms


Malta Properties Company Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Malta Properties Company's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Malta Properties Company Effective Interest Rate on Debt % Chart

Malta Properties Company Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.24 3.31 3.89 4.19 4.30

Malta Properties Company Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.00 4.18 4.21 4.33 4.27

MAL:MPC vs CBRE, BEKE, JLL: Effective Interest Rate on Debt % Comparison

For the Real Estate Services subindustry, Malta Properties Company's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malta Properties Company Effective Interest Rate on Debt % vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Malta Properties Company's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Malta Properties Company's Effective Interest Rate on Debt % falls into.


MAL:MPC
57GF Score
Malta Properties Company PLC MAL:MPC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Malta Properties Company Effective Interest Rate on Debt % Calculation

Malta Properties Company's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.284/( (30.249+29.405)/ 2 )
=-1  *  -1.284/29.827
=4.30 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29.355 + 0.894
=30.249

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.479 + 0.926
=29.405

Malta Properties Company's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.266/( (29.827+29.405)/ 2 )
=-1  *  -1.266/29.616
=4.27 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.919 + 0.908
=29.827

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=28.479 + 0.926
=29.405

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.27% mean?
Malta Properties Company (MAL:MPC) has a Effective Interest Rate on Debt % of 4.27% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Malta Properties Company and its competitors.
Is Malta Properties Company's Effective Interest Rate on Debt % too high?
Malta Properties Company's current Effective Interest Rate on Debt % is 4.27%. Overall, Malta Properties Company has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Malta Properties Company's Effective Interest Rate on Debt % compare to CBRE and BEKE?
Malta Properties Company's Effective Interest Rate on Debt % of 4.27% can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Real Estate company?
A good Effective Interest Rate on Debt % depends on the Real Estate industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Malta Properties Company and its competitors. Malta Properties Company's current Effective Interest Rate on Debt % is 4.27%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malta Properties Company stock overvalued right now?
Based on GuruFocus' analysis, Malta Properties Company (MAL:MPC) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.35, compared to a current price of €0.40 — trading 14.3% above its estimated fair value. The current Effective Interest Rate on Debt % is 4.27%. Malta Properties Company's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Malta Properties Company (MAL:MPC), the current Effective Interest Rate on Debt % is 4.27% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Malta Properties Company (MAL:MPC) Overvalued in 2026?

Based on GuruFocus' analysis, Malta Properties Company stock appears to be overvalued. The current stock price of €0.40 is trading 14.3% above its estimated GF Value™ of €0.35. GuruFocus considers Malta Properties Company to be Modestly Overvalued.

Key valuation signals for MAL:MPC:

  • Effective Interest Rate on Debt %: 4.27%
  • GF Value™: €0.35 vs. price of €0.40 (14.3% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the MAL:MPC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Malta Properties Company Business Description

Address Triq Emvin Cremona Street, The Bastions, Floriana, MLT, FRN1281
Malta Properties Company PLC is a developer and owner of commercial properties in Malta. The company, through its subsidiaries, owns, manages, acquires, develops, redevelops, and leases commercial properties. It owns a portfolio of office buildings and industrial properties across different regions of Malta, which are leased out to blue-chip tenants with secure long-duration leases. The Group's activities are focused on long-term, income-generating real estate, predominantly leased to corporate tenants on medium to long-term contracts.
57GF Score

Get the complete analysis for MAL:MPC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.40
Price
€0.35
GF Value