Malta Properties Company (MAL:MPC) Interest Coverage: 2.62 (As of Dec. 2025) — 28% Below Median


MAL:MPC Malta Properties Company PLC MAL:MPC
58 GF Score
Price €0.40
GF Value €0.35
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Malta Properties Company Interest Coverage?

Malta Properties Company MAL:MPC 58 Interest Coverage is 2.62 as of Dec. 2025, which is 28% below its 10-year median of 3.63. GuruFocus rates MAL:MPC with a GF Score™ of 58/100 and a GF Value™ of €0.35 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,296 Real Estate companies, Malta Properties Company ranks worse than 62.65% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Malta Properties Company's Operating Income for the six months ended in Dec. 2025 was €1.66 Mil. Malta Properties Company's Interest Expense for the six months ended in Dec. 2025 was €-0.63 Mil. Malta Properties Company's interest coverage for the quarter that ended in Dec. 2025 was 2.62. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Malta Properties Company's Interest Coverage or its related term are showing as below:

MAL:MPC' s Interest Coverage Range Over the Past 10 Years
Min: 2.54   Med: 3.63   Max: 4.37
Current: 2.54


MAL:MPC's Interest Coverage is ranked worse than
62.65% of 1296 companies
in the Real Estate industry
Industry Median: 4.245 vs MAL:MPC: 2.54

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Malta Properties Company  (MAL:MPC) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Malta Properties Company Interest Coverage Related Terms


Malta Properties Company Interest Coverage Historical Data

* Premium members only.

The historical data trend for Malta Properties Company's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Malta Properties Company Interest Coverage Chart

Malta Properties Company Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.44 2.65 2.63 3.06 2.54

Malta Properties Company Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.57 3.36 2.75 2.47 2.62

MAL:MPC vs CBRE, BEKE, CSGP: Interest Coverage Comparison

For the Real Estate Services subindustry, Malta Properties Company's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Malta Properties Company Interest Coverage vs Real Estate Industry

For the Real Estate industry and Real Estate sector, Malta Properties Company's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Malta Properties Company's Interest Coverage falls into.


MAL:MPC
58GF Score
Malta Properties Company PLC MAL:MPC
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Malta Properties Company Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Malta Properties Company's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Malta Properties Company's Interest Expense was €-1.28 Mil. Its Operating Income was €3.26 Mil. And its Long-Term Debt & Capital Lease Obligation was €28.48 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*3.26/-1.284
=2.54

Malta Properties Company's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Malta Properties Company's Interest Expense was €-0.63 Mil. Its Operating Income was €1.66 Mil. And its Long-Term Debt & Capital Lease Obligation was €28.48 Mil.

Interest Coverage=-1* Operating Income (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*1.656/-0.633
=2.62

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 2.62 mean?
Malta Properties Company (MAL:MPC) has a Interest Coverage of 2.62 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Malta Properties Company and its competitors. This is 28% below median its historical median of 3.63. Over the past decade, Malta Properties Company's Interest Coverage has ranged from 2.54 to 4.37. According to the industry distribution chart, Malta Properties Company ranks #812 out of 1296 companies in the Real Estate industry, placing it in the top 62.7%.
Is Malta Properties Company's Interest Coverage too high?
Malta Properties Company's current Interest Coverage of 2.62 is 28% below median its 10-year median of 3.63. Over the past 10 years, this metric has ranged from a low of 2.54 to a high of 4.37. The Real Estate industry median Interest Coverage is 4.25. Malta Properties Company's value of 2.62 is 38.3% below this industry median. Based on the distribution chart, Malta Properties Company ranks #812 out of 1296 companies in the Real Estate industry, which is below the industry midpoint. Overall, Malta Properties Company has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Malta Properties Company's Interest Coverage compare to CBRE and BEKE?
According to the Real Estate industry distribution chart, Malta Properties Company ranks #812 out of 1296 companies for Interest Coverage. This places Malta Properties Company in the lower half of its industry. The industry median Interest Coverage is 4.25. Malta Properties Company's value of 2.62 is 38.3% below this benchmark. Historically, Malta Properties Company's own Interest Coverage has ranged from 2.54 to 4.37 over the past decade. While the company's 10-year median is 3.63 vs. the industry median of 4.25, Malta Properties Company has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Real Estate company?
The median Interest Coverage among Real Estate companies is 4.25, based on 1,296 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Malta Properties Company's current Interest Coverage of 2.62 is 38.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Malta Properties Company and its competitors. For the Real Estate industry, the median Interest Coverage is 4.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Malta Properties Company's current Interest Coverage is 2.62, which is 28% below median its own 10-year median of 3.63. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Malta Properties Company stock overvalued right now?
Based on GuruFocus' analysis, Malta Properties Company (MAL:MPC) is currently considered Modestly Overvalued. The stock's GF Value™ is €0.35, compared to a current price of €0.40 — trading 14.3% above its estimated fair value. The current Interest Coverage is 2.62, which is 28% below median its 10-year median of 3.63 and 38.3% below the Real Estate industry median of 4.25. Malta Properties Company's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Malta Properties Company (MAL:MPC), the current Interest Coverage is 2.62 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Malta Properties Company (MAL:MPC) Overvalued in 2026?

Based on GuruFocus' analysis, Malta Properties Company stock appears to be overvalued. The current stock price of €0.40 is trading 14.3% above its estimated GF Value™ of €0.35. GuruFocus considers Malta Properties Company to be Modestly Overvalued.

Key valuation signals for MAL:MPC:

  • Interest Coverage: 2.62 (28% below median its 10-year median of 3.63)
  • GF Value™: €0.35 vs. price of €0.40 (14.3% above fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 38.3% below the Real Estate median (#812 of 1296)

No single metric tells the full story. See the MAL:MPC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Malta Properties Company Business Description

Address Triq Emvin Cremona Street, The Bastions, Floriana, MLT, FRN1281
Malta Properties Company PLC is a developer and owner of commercial properties in Malta. The company, through its subsidiaries, owns, manages, acquires, develops, redevelops, and leases commercial properties. It owns a portfolio of office buildings and industrial properties across different regions of Malta, which are leased out to blue-chip tenants with secure long-duration leases. The Group's activities are focused on long-term, income-generating real estate, predominantly leased to corporate tenants on medium to long-term contracts.
58GF Score

Get the complete analysis for MAL:MPC

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.40
Price
€0.35
GF Value