Bentley Systems (MEX:BSY) Effective Interest Rate on Debt %: 2.47% (As of Mar. 2026)

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MEX:BSY Bentley Systems Inc MEX:BSY
72 GF Score
Price MXN656.22
GF Value MXN1,332.91
! 1 Warning Sign
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What is Bentley Systems Effective Interest Rate on Debt %?

Bentley Systems MEX:BSY 72 Effective Interest Rate on Debt % is 2.47% as of Mar. 2026. GuruFocus rates MEX:BSY with a GF Score™ of 72/100 and a GF Value™ of MXN1,332.91. The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Bentley Systems's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MXN545 Mil. Bentley Systems's average total debt for the quarter that ended in Mar. 2026 was MXN22,075 Mil. Therefore, Bentley Systems's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.47%.


Bentley Systems  (MEX:BSY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Bentley Systems Effective Interest Rate on Debt % Related Terms


Bentley Systems Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Bentley Systems's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bentley Systems Effective Interest Rate on Debt % Chart

Bentley Systems Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 1.30 2.07 2.26 1.83 1.04

Bentley Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.73 0.59 0.52 2.83 2.47

MEX:BSY vs HUBS, DOCU, FIG: Effective Interest Rate on Debt % Comparison

For the Software - Application subindustry, Bentley Systems's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bentley Systems Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Bentley Systems's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Bentley Systems's Effective Interest Rate on Debt % falls into.


MEX:BSY
72GF Score
Bentley Systems Inc MEX:BSY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bentley Systems Effective Interest Rate on Debt % Calculation

Bentley Systems's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -275.883/( (29753.534+23132.481)/ 2 )
=-1  *  -275.883/26443.0075
=1.04 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=29510.44 + 243.094
=29753.534

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22886.361 + 246.12
=23132.481

Bentley Systems's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -544.876/( (23132.481+21018.248)/ 2 )
=-1  *  -544.876/22075.3645
=2.47 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=22886.361 + 246.12
=23132.481

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=20778.197 + 240.051
=21018.248

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.47% mean?
Bentley Systems (MEX:BSY) has a Effective Interest Rate on Debt % of 2.47% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bentley Systems and its competitors.
Is Bentley Systems' Effective Interest Rate on Debt % too high?
Bentley Systems' current Effective Interest Rate on Debt % is 2.47%. Overall, Bentley Systems has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does Bentley Systems' Effective Interest Rate on Debt % compare to HUBS and DOCU?
Bentley Systems' Effective Interest Rate on Debt % of 2.47% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Bentley Systems and its competitors. Bentley Systems's current Effective Interest Rate on Debt % is 2.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bentley Systems stock overvalued right now?
Bentley Systems (MEX:BSY) has a current Effective Interest Rate on Debt % of 2.47%. The stock's GF Value™ is MXN1,332.91, compared to a current price of MXN656.22 — trading 50.8% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.47%. Bentley Systems' overall GF Score™ is 72/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Bentley Systems (MEX:BSY), the current Effective Interest Rate on Debt % is 2.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bentley Systems (MEX:BSY) Overvalued in 2026?

Based on GuruFocus' analysis, Bentley Systems stock appears to be undervalued. The current stock price of MXN656.22 is trading 50.8% below its estimated GF Value™ of MXN1,332.91.

Key valuation signals for MEX:BSY:

  • Effective Interest Rate on Debt %: 2.47%
  • GF Value™: MXN1,332.91 vs. price of MXN656.22 (50.8% below fair value)
  • GF Score™: 72/100 with 1 warning sign

No single metric tells the full story. See the MEX:BSY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bentley Systems Business Description

Address 685 Stockton Drive, Exton, PA, USA, 19341
Bentley Systems is a software vendor that caters to civil engineers, constructors, and geospatial professionals by enabling design, simulation, and data management of infrastructure assets such as roads and bridges. While Bentley is smaller than many other design software companies, it is a market leader across a handful of specialty areas, including public works, electricity grids, and transit.
72GF Score

Get the complete analysis for MEX:BSY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN656.22
Price
MXN1,332.91
GF Value