Business Description
Chime Financial Inc
NAICS : 541519
SIC : 7379
ISIN : US16935C1099
Share Class Description:
CHYM: Ordinary Shares - Class ATotal Employee Number:
1,519Description
Chime Financial Inc is a financial technology company that provides digital banking services through its proprietary technology platform in partnership with third-party banks. The company offers various financial products and services designed to meet members' financial needs, including spending accounts, liquidity solutions, credit-building tools, savings products, and community-focused financial services.
Financial Strength
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 8.13 | |||||
Equity-to-Asset | 0.7 | |||||
Debt-to-Equity | 0.09 | |||||
Debt-to-EBITDA | -6.4 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | N/A/9 | |||||
Altman Z-Score | 12.28 | |||||
Beneish M-Score | -3.29 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 45.6 | |||||
3-Year EBITDA Growth Rate | -45 | |||||
3-Year EPS without NRI Growth Rate | -44.6 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 21.57 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 45.34 | |||||
9-Day RSI | 51.54 | |||||
14-Day RSI | 56.6 | |||||
3-1 Month Momentum % | 87.65 | |||||
6-1 Month Momentum % | 38.28 | |||||
12-1 Month Momentum % | 32.63 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 4.62 | |||||
Quick Ratio | 4.62 | |||||
Cash Ratio | 2.75 | |||||
Days Sales Outstanding | 38.84 | |||||
Days Payable | 53.85 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -1.4 | |||||
Shareholder Yield % | 1.46 |
Profitability Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 88.71 | |||||
Operating Margin % | -2.08 | |||||
Net Margin % | -0.74 | |||||
EBITDA Margin % | -0.83 | |||||
FCF Margin % | 12.57 | |||||
OCF Margin % | 14.04 | |||||
ROE % | -1.28 | |||||
ROA % | -0.93 | |||||
ROIC % | -6.77 | |||||
3-Year ROIIC % | -144.07 | |||||
ROC (Joel Greenblatt) % | -12.44 | |||||
ROCE % | -3.21 | |||||
Moat Score | 5 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 37.33 | |||||
PS Ratio | 5.15 | |||||
PB Ratio | 8.89 | |||||
Price-to-Tangible-Book | 9.07 | |||||
Price-to-Free-Cash-Flow | 42.08 | |||||
Price-to-Operating-Cash-Flow | 37.63 | |||||
EV-to-EBIT | -226.71 | |||||
EV-to-Forward-EBIT | 26.11 | |||||
EV-to-EBITDA | -565.6 | |||||
EV-to-Forward-EBITDA | 16.15 | |||||
EV-to-Revenue | 4.71 | |||||
EV-to-Forward-Revenue | 3.43 | |||||
EV-to-FCF | 37.43 | |||||
| Price-to-Net-Current-Asset-Value | 10.44 | |||||
| Price-to-Net-Cash | 26.4 | |||||
Earnings Yield (Greenblatt) % | -0.44 | |||||
FCF Yield % | 2.47 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with NAS:CHYM
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Chime Financial Inc Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 2,457.032 | ||
| EPS (TTM) ($) | -0.07 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | 70.9 | ||
| 14-Day RSI | 56.6 | ||
| 14-Day ATR ($) | 1.552522 | ||
| 20-Day SMA ($) | 32.7995 | ||
| 12-1 Month Momentum % | 32.63 | ||
| 52-Week Range ($) | 15.88 - 35.55 | ||
| Shares Outstanding (Mil) | 378.59 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9999 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Chime Financial Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Chime Financial Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-03-05 | In 175 days | ||
| Fourth quarter earnings conference call for 2026 | 2027-02-25 17:00 | In 168 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-25 | In 167 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-05 17:00 | In 56 days | ||
| Third quarter earnings results for 2026 | 2026-11-05 | In 55 days | ||
| Goldman Sachs Communacopia + Technology Conference | 2026-09-09 10:50 | 32.31 (-4.12%) | ||
| Second quarter earnings conference call for 2026 | 2026-08-05 18:00 | 24.95 (+2.80%) | ||
| Second quarter earnings results for 2026 | 2026-08-05 | 24.95 (+2.80%) | ||
| William Blair Growth Stock Conference | 2026-06-03 12:40 | 18.60 (-2.05%) | ||
| General meeting for 2026 | 2026-06-02 11:00 | 19.22 (+3.72%) |
Show
Entries
Chime Financial Inc Frequently Asked Questions
What is Chime Financial Inc(CHYM)'s stock price today?
The current price of CHYM is $33.00. The 52 week high of CHYM is $35.55 and 52 week low is $15.88.
When is next earnings date of Chime Financial Inc(CHYM)?
The next earnings date of Chime Financial Inc(CHYM) is 2026-11-05 Est..
Does Chime Financial Inc(CHYM) pay dividends? If so, how much?
Chime Financial Inc(CHYM) does not pay dividend.
Guru Commentaries on NAS:CHYM
Spyglass Growth Strategy
Bullish
2026 Q2
spyglass-growth-strategy-2026-q2
What the manager wrote
We are excited to add to our position in Chime Financial, Inc. during the second quarter, reflecting our belief in its strong growth potential. Chime is well-positioned to capitalize on the ongoing digital transformation in financial services, and we see it as a leader in the neobanking space. The company has demonstrated robust user growth and engagement, which we expect to translate into significant revenue increases in the coming years. Our conviction in Chime's business model and market strategy supports our decision to increase our investment.
Press Release
Headlines
See More- 1
Sep 09, 2026
Chime Financial initiated with Buy at Loop Capital, price target set at $45
Seeking Alpha • 11:03am
Biggest stock movers Wednesday: LAC, TTAN, and more
Seeking Alpha • 4:01am
Sep 08, 2026
Chime Financial to buy Stride in $590M cash deal, raises earnings guidance; shares up
Seeking Alpha • 3:44pm
- 1
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers