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Paycom Software (MEX:PAYC) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
Paycom Software Effective Interest Rate on Debt % Related Terms
Paycom Software Effective Interest Rate on Debt % Historical Data
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The historical data trend for Paycom Software's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paycom Software Effective Interest Rate on Debt % Chart
MEX:PAYC vs ESTC, CVLT, NAVN: Effective Interest Rate on Debt % Comparison
For the Software - Application subindustry, Paycom Software's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paycom Software Effective Interest Rate on Debt % vs Software Industry
For the Software industry and Technology sector, Paycom Software's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where Paycom Software's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 3.75% mean?
Paycom Software (MEX:PAYC) has a Effective Interest Rate on Debt % of 3.75% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Paycom Software and its competitors.
Is Paycom Software's Effective Interest Rate on Debt % too high?
Paycom Software's current Effective Interest Rate on Debt % is 3.75%. Overall, Paycom Software has a GF Score™ of 94/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Paycom Software's Effective Interest Rate on Debt % compare to ESTC and CVLT?
Paycom Software's Effective Interest Rate on Debt % of 3.75% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Paycom Software and its competitors. Paycom Software's current Effective Interest Rate on Debt % is 3.75%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paycom Software stock overvalued right now?
Based on GuruFocus' analysis, Paycom Software (MEX:PAYC) is currently considered Significantly Undervalued. The stock's GF Value™ is MXN4,518.74, compared to a current price of MXN2,500.00 — trading 44.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 3.75%. Paycom Software's overall GF Score™ is 94/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Paycom Software (MEX:PAYC), the current Effective Interest Rate on Debt % is 3.75% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paycom Software (MEX:PAYC) Overvalued in 2026?
Based on GuruFocus' analysis, Paycom Software stock appears to be undervalued.
The current stock price of MXN2,500.00 is trading 44.7% below its estimated GF Value™ of MXN4,518.74.
GuruFocus considers Paycom Software to be Significantly Undervalued.
Key valuation signals for MEX:PAYC:
Effective Interest Rate on Debt %: 3.75%
GF Value™: MXN4,518.74 vs. price of MXN2,500.00 (44.7% below fair value)
No single metric tells the full story. See the MEX:PAYC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1998, Paycom is a human capital management software-as-a-service provider addressing customer requirements surrounding payroll, talent acquisition, talent management, HR management, as well as time and labor. The company services businesses of all sizes within the United States and internationally. The company primarily generates revenue through the sale of subscriptions providing access to its HCM platform. To a lesser extent, the company also generates revenue from implementation services provided to customers as well as interest income generated from customer funds. As of fiscal 2024, the company serviced slightly over 37,500 customers and stored data on over 7 million employees.
94GF Score
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