Raymond James Financial (MEX:RJF) Effective Interest Rate on Debt %: 38.22% (As of Mar. 2026)

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MEX:RJF Raymond James Financial Inc MEX:RJF
83 GF Score
Price MXN3,173.26
GF Value MXN3,203.79
! 4 Warning Signs
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What is Raymond James Financial Effective Interest Rate on Debt %?

Raymond James Financial MEX:RJF 83 Effective Interest Rate on Debt % is 38.22% as of Mar. 2026. GuruFocus rates MEX:RJF with a GF Score™ of 83/100 and a GF Value™ of MXN3,203.79. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Raymond James Financial's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MXN29,069 Mil. Raymond James Financial's average total debt for the quarter that ended in Mar. 2026 was MXN76,059 Mil. Therefore, Raymond James Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 38.22%.


Raymond James Financial  (MEX:RJF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Raymond James Financial Effective Interest Rate on Debt % Related Terms


Raymond James Financial Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Raymond James Financial's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Raymond James Financial Effective Interest Rate on Debt % Chart

Raymond James Financial Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.96 9.70 39.32 71.67 49.02

Raymond James Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58.56 58.93 51.55 41.41 38.22

MEX:RJF vs NTRS, ARES, TROW: Effective Interest Rate on Debt % Comparison

For the Asset Management subindustry, Raymond James Financial's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Raymond James Financial Effective Interest Rate on Debt % vs Asset Management Industry

For the Asset Management industry and Financial Services sector, Raymond James Financial's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Raymond James Financial's Effective Interest Rate on Debt % falls into.


MEX:RJF
83GF Score
Raymond James Financial Inc MEX:RJF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Raymond James Financial Effective Interest Rate on Debt % Calculation

Raymond James Financial's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Sep. 2024 )+Total Debt  (A: Sep. 2025 ))/ count )
=-1  *  -33881.737/( (60823.337+77412.524)/ 2 )
=-1  *  -33881.737/69117.9305
=49.02 %

where

Total Debt  (A: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=60823.337 + 0
=60823.337

Total Debt  (A: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=77412.524 + 0
=77412.524

Raymond James Financial's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -29068.712/( (76002.06+76116.027)/ 2 )
=-1  *  -29068.712/76059.0435
=38.22 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=76002.06 + 0
=76002.06

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=76116.027 + 0
=76116.027

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 38.22% mean?
Raymond James Financial (MEX:RJF) has a Effective Interest Rate on Debt % of 38.22% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Raymond James Financial and its competitors.
Is Raymond James Financial's Effective Interest Rate on Debt % too high?
Raymond James Financial's current Effective Interest Rate on Debt % is 38.22%. Overall, Raymond James Financial has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does Raymond James Financial's Effective Interest Rate on Debt % compare to NTRS and ARES?
Raymond James Financial's Effective Interest Rate on Debt % of 38.22% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Asset Management company?
A good Effective Interest Rate on Debt % depends on the Asset Management industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Raymond James Financial and its competitors. Raymond James Financial's current Effective Interest Rate on Debt % is 38.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raymond James Financial stock overvalued right now?
Raymond James Financial (MEX:RJF) has a current Effective Interest Rate on Debt % of 38.22%. The stock's GF Value™ is MXN3,203.79, compared to a current price of MXN3,173.26 — trading 1% below its estimated fair value. The current Effective Interest Rate on Debt % is 38.22%. Raymond James Financial's overall GF Score™ is 83/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Raymond James Financial (MEX:RJF), the current Effective Interest Rate on Debt % is 38.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Raymond James Financial (MEX:RJF) Overvalued in 2026?

Based on GuruFocus' analysis, Raymond James Financial stock appears to be undervalued. The current stock price of MXN3,173.26 is trading 1% below its estimated GF Value™ of MXN3,203.79.

Key valuation signals for MEX:RJF:

  • Effective Interest Rate on Debt %: 38.22%
  • GF Value™: MXN3,203.79 vs. price of MXN3,173.26 (1% below fair value)
  • GF Score™: 83/100 with 4 warning signs

No single metric tells the full story. See the MEX:RJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Raymond James Financial Business Description

Address 880 Carillon Parkway, Saint Petersburg, FL, USA, 33716
Raymond James Financial is a diversified financial services firm that provides wealth management, investment banking, asset management, and capital markets services to individuals, corporations, and municipalities. The firm maintains an extensive catalogue of products and services across its business lines. However, the wealth management franchise generates the bulk of its revenues and earnings through a vast network of more than 8,900 independent and employee-affiliated advisors, who collectively managed over $1.7 trillion in client assets as of fiscal year-end 2025. While Raymond James maintains a global footprint, the company derives over 90% of its revenue and an even larger percentage of its operating income, from the United States.
83GF Score

Get the complete analysis for MEX:RJF

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN3,173.26
Price
MXN3,203.79
GF Value