Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
Raymond James Financial (MEX:RJF) Net Interest Margin (Bank Only) % Explanation
The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.
Raymond James Financial Net Interest Margin (Bank Only) % Related Terms
Raymond James Financial Net Interest Margin (Bank Only) % Historical Data
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The historical data trend for Raymond James Financial's Net Interest Margin (Bank Only) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Raymond James Financial Net Interest Margin (Bank Only) % Chart
MEX:RJF vs NTRS, ARES, TROW: Net Interest Margin (Bank Only) % Comparison
For the Asset Management subindustry, Raymond James Financial's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Raymond James Financial Net Interest Margin (Bank Only) % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Raymond James Financial's Net Interest Margin (Bank Only) % distribution charts can be found below:
* The bar in red indicates where Raymond James Financial's Net Interest Margin (Bank Only) % falls into.
Raymond James Financial Net Interest Margin (Bank Only) % Calculation
Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
Raymond James Financial's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Sep. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data,
the Net Interest Income (for Banks) data used here is four times the quarterly (Mar. 2026) net interest income data.
Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.
What does a Net Interest Margin (Bank Only) % of 3.34% mean?
Raymond James Financial (MEX:RJF) has a Net Interest Margin (Bank Only) % of 3.34% as of Mar. 2026. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Raymond James Financial and its competitors.
Is Raymond James Financial's Net Interest Margin (Bank Only) % too high?
Raymond James Financial's current Net Interest Margin (Bank Only) % is 3.34%. Overall, Raymond James Financial has a GF Score™ of 81/100, reflecting its overall financial health beyond just this single metric.
How does Raymond James Financial's Net Interest Margin (Bank Only) % compare to NTRS and ARES?
Raymond James Financial's Net Interest Margin (Bank Only) % of 3.34% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for an Asset Management company?
A good Net Interest Margin (Bank Only) % depends on the Asset Management industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Raymond James Financial and its competitors. Raymond James Financial's current Net Interest Margin (Bank Only) % is 3.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Raymond James Financial stock overvalued right now?
Raymond James Financial (MEX:RJF) has a current Net Interest Margin (Bank Only) % of 3.34%. The stock's GF Value™ is MXN3,521.83, compared to a current price of MXN3,173.26 — trading 9.9% below its estimated fair value. The current Net Interest Margin (Bank Only) % is 3.34%. Raymond James Financial's overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Raymond James Financial (MEX:RJF), the current Net Interest Margin (Bank Only) % is 3.34% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Raymond James Financial (MEX:RJF) Overvalued in 2026?
Based on GuruFocus' analysis, Raymond James Financial stock appears to be undervalued.
The current stock price of MXN3,173.26 is trading 9.9% below its estimated GF Value™ of MXN3,521.83.
Key valuation signals for MEX:RJF:
Net Interest Margin (Bank Only) %: 3.34%
GF Value™: MXN3,521.83 vs. price of MXN3,173.26 (9.9% below fair value)
No single metric tells the full story. See the MEX:RJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Raymond James Financial is a diversified financial services firm that provides wealth management, investment banking, asset management, and capital markets services to individuals, corporations, and municipalities. The firm maintains an extensive catalogue of products and services across its business lines. However, the wealth management franchise generates the bulk of its revenues and earnings through a vast network of more than 8,900 independent and employee-affiliated advisors, who collectively managed over $1.7 trillion in client assets as of fiscal year-end 2025. While Raymond James maintains a global footprint, the company derives over 90% of its revenue and an even larger percentage of its operating income, from the United States.
81GF Score
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