Toast (MEX:TOST) Effective Interest Rate on Debt %: 0.00% (As of Mar. 2026)


MEX:TOST Toast Inc MEX:TOST
84 GF Score
Price MXN505.00
GF Value MXN706.68
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Toast Effective Interest Rate on Debt %?

Toast MEX:TOST 84 Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus rates MEX:TOST with a GF Score™ of 84/100 and a GF Value™ of MXN706.68 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Toast's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was MXN0 Mil. Toast's average total debt for the quarter that ended in Mar. 2026 was MXN333 Mil. Therefore, Toast's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 0.00%.


Toast  (MEX:TOST) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Toast Effective Interest Rate on Debt % Related Terms


Toast Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Toast's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Toast Effective Interest Rate on Debt % Chart

Toast Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 9.03 0.00 0.00 0.00 0.00

Toast Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

MEX:TOST vs AKAM, RBRK, GEN: Effective Interest Rate on Debt % Comparison

For the Software - Infrastructure subindustry, Toast's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Toast Effective Interest Rate on Debt % vs Software Industry

For the Software industry and Technology sector, Toast's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Toast's Effective Interest Rate on Debt % falls into.


MEX:TOST
84GF Score
Toast Inc MEX:TOST
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Toast Effective Interest Rate on Debt % Calculation

Toast's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  0/( (500.537+360.114)/ 2 )
=-1  *  0/430.3255
=0.00 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=500.537 + 0
=500.537

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=360.114 + 0
=360.114

Toast's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  0/( (360.114+306.556)/ 2 )
=-1  *  0/333.335
=0.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=360.114 + 0
=360.114

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=306.556 + 0
=306.556

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 0.00% mean?
Toast (MEX:TOST) has a Effective Interest Rate on Debt % of 0.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Toast and its competitors.
Is Toast's Effective Interest Rate on Debt % too high?
Toast's current Effective Interest Rate on Debt % is 0.00%. Overall, Toast has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Toast's Effective Interest Rate on Debt % compare to AKAM and RBRK?
Toast's Effective Interest Rate on Debt % of 0.00% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Software company?
A good Effective Interest Rate on Debt % depends on the Software industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Toast and its competitors. Toast's current Effective Interest Rate on Debt % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Toast stock overvalued right now?
Based on GuruFocus' analysis, Toast (MEX:TOST) is currently considered Modestly Undervalued. The stock's GF Value™ is MXN706.68, compared to a current price of MXN505.00 — trading 28.5% below its estimated fair value. The current Effective Interest Rate on Debt % is 0.00%. Toast's overall GF Score™ is 84/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Toast (MEX:TOST), the current Effective Interest Rate on Debt % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Toast (MEX:TOST) Overvalued in 2026?

Based on GuruFocus' analysis, Toast stock appears to be undervalued. The current stock price of MXN505.00 is trading 28.5% below its estimated GF Value™ of MXN706.68. GuruFocus considers Toast to be Modestly Undervalued.

Key valuation signals for MEX:TOST:

  • Effective Interest Rate on Debt %: 0.00%
  • GF Value™: MXN706.68 vs. price of MXN505.00 (28.5% below fair value)
  • GF Score™: 84/100 with 3 warning signs

No single metric tells the full story. See the MEX:TOST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Toast Business Description

Address 333 Summer Street, Boston, MA, USA, 02210
Toast Inc is a cloud-based, all-in-one digital technology platform purpose-built for the restaurant community. The company provides a comprehensive platform of software-as-a-service (SaaS) products and financial technology solutions, including integrated payment processing, restaurant-grade hardware, and a broad ecosystem of third-party partners. It serves as a restaurant operating system, connecting front of house and back of house operations across service models such as dine-in, takeout, and delivery. It operates through one reportable segment consisting of its SaaS products, financial technology solutions, integrated payments, hardware, and partner ecosystem.
84GF Score

Get the complete analysis for MEX:TOST

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN505.00
Price
MXN706.68
GF Value