MIAPF (Minto Apartment REIT) Effective Interest Rate on Debt %: 3.03% (As of Mar. 2026)


MIAPF Minto Apartment REIT MIAPF
48 GF Score
Price $12.55
GF Value $11.43
Valuation Fairly Valued
! 9 Warning Signs
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What is Minto Apartment REIT Effective Interest Rate on Debt %?

Minto Apartment REIT MIAPF -0.32% 48 Effective Interest Rate on Debt % is 3.03% as of Mar. 2026. GuruFocus rates MIAPF with a GF Score™ of 48/100 and a GF Value™ of $11.43 (Fairly Valued). The stock has 9 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Minto Apartment REIT's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $22.4 Mil. Minto Apartment REIT's average total debt for the quarter that ended in Mar. 2026 was $740.3 Mil. Therefore, Minto Apartment REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 3.03%.


Minto Apartment REIT  (OTCPK:MIAPF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Minto Apartment REIT Effective Interest Rate on Debt % Related Terms


Minto Apartment REIT Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Minto Apartment REIT's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Minto Apartment REIT Effective Interest Rate on Debt % Chart

Minto Apartment REIT Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.79 3.19 3.76 2.92 2.97

Minto Apartment REIT Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.06 3.20 2.93 2.80 3.03

MIAPF vs AVB, EQR, ESS: Effective Interest Rate on Debt % Comparison

For the REIT - Residential subindustry, Minto Apartment REIT's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Minto Apartment REIT Effective Interest Rate on Debt % vs REITs Industry

For the REITs industry and Real Estate sector, Minto Apartment REIT's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Minto Apartment REIT's Effective Interest Rate on Debt % falls into.


MIAPF
48GF Score
Minto Apartment REIT MIAPF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Minto Apartment REIT Effective Interest Rate on Debt % Calculation

Minto Apartment REIT's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -20.337/( (639.42+730.261)/ 2 )
=-1  *  -20.337/684.8405
=2.97 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=583.883 + 55.537
=639.42

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=640.839 + 89.422
=730.261

Minto Apartment REIT's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -22.4/( (730.261+750.382)/ 2 )
=-1  *  -22.4/740.3215
=3.03 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=640.839 + 89.422
=730.261

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=650.111 + 100.271
=750.382

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 3.03% mean?
Minto Apartment REIT (MIAPF) has a Effective Interest Rate on Debt % of 3.03% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Minto Apartment REIT and its competitors.
Is Minto Apartment REIT's Effective Interest Rate on Debt % too high?
Minto Apartment REIT's current Effective Interest Rate on Debt % is 3.03%. Overall, Minto Apartment REIT has a GF Score™ of 48/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Minto Apartment REIT's Effective Interest Rate on Debt % compare to AVB and EQR?
Minto Apartment REIT's Effective Interest Rate on Debt % of 3.03% can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a REITs company?
A good Effective Interest Rate on Debt % depends on the REITs industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Minto Apartment REIT and its competitors. Minto Apartment REIT's current Effective Interest Rate on Debt % is 3.03%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Minto Apartment REIT stock overvalued right now?
Based on GuruFocus' analysis, Minto Apartment REIT (MIAPF) is currently considered Fairly Valued. The stock's GF Value™ is $11.43, compared to a current price of $12.55 — trading 9.8% above its estimated fair value. The current Effective Interest Rate on Debt % is 3.03%. Minto Apartment REIT's overall GF Score™ is 48/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Minto Apartment REIT (MIAPF), the current Effective Interest Rate on Debt % is 3.03% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Minto Apartment REIT (MIAPF) Overvalued in 2026?

Based on GuruFocus' analysis, Minto Apartment REIT stock appears to be overvalued. The current stock price of $12.55 is trading 9.8% above its estimated GF Value™ of $11.43. GuruFocus considers Minto Apartment REIT to be Fairly Valued.

Key valuation signals for MIAPF:

  • Effective Interest Rate on Debt %: 3.03%
  • GF Value™: $11.43 vs. price of $12.55 (9.8% above fair value)
  • GF Score™: 48/100 with 9 warning signs

No single metric tells the full story. See the MIAPF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Minto Apartment REIT Business Description

Industry Real EstateREITs
Other Exchanges MI.UN:Canada
Address 180 Kent Street, Suite 200, Ottawa, ON, CAN, K1P 0B6
Minto Apartment REIT is an unincorporated, open-ended real estate investment trust. It owns, develops, and operates a portfolio of income-producing multi-residential rental properties located in Canada. Its portfolio consists of interests in multi-residential rental properties, including four mixed-use residential apartments and commercial buildings. The Reit's primary source of revenue is rental revenue.
48GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$12.55
Price
$11.43
GF Value