Saratovenergo PJSC (MIC:SARE) Effective Interest Rate on Debt %: 19.47% (As of Dec. 2024)

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MIC:SARE Saratovenergo PJSC MIC:SARE
42 GF Score
Price ₽0.72
GF Value ₽0.46
Valuation Significantly Overvalued
! 1 Warning Sign
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What is Saratovenergo PJSC Effective Interest Rate on Debt %?

Saratovenergo PJSC MIC:SARE -0.96% 42 Effective Interest Rate on Debt % is 19.47% as of Dec. 2024. GuruFocus rates MIC:SARE with a GF Score™ of 42/100 and a GF Value™ of ₽0.46 (Significantly Overvalued). The stock has 1 warning sign investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Saratovenergo PJSC's annualized positive value of Interest Expense for the quarter that ended in Dec. 2024 was ₽41 Mil. Saratovenergo PJSC's average total debt for the quarter that ended in Dec. 2024 was ₽211 Mil. Therefore, Saratovenergo PJSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 was 19.47%.


Saratovenergo PJSC  (MIC:SARE) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Saratovenergo PJSC Effective Interest Rate on Debt % Related Terms


Saratovenergo PJSC Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Saratovenergo PJSC's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Saratovenergo PJSC Effective Interest Rate on Debt % Chart

Saratovenergo PJSC Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.09 9.33 13.10 8.03 19.47

Saratovenergo PJSC Semi-Annual Data
Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.09 9.33 13.10 8.03 19.47

MIC:SARE vs NEE, SO, DUK: Effective Interest Rate on Debt % Comparison

For the Utilities - Regulated Electric subindustry, Saratovenergo PJSC's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Saratovenergo PJSC Effective Interest Rate on Debt % vs Utilities - Regulated Industry

For the Utilities - Regulated industry and Utilities sector, Saratovenergo PJSC's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Saratovenergo PJSC's Effective Interest Rate on Debt % falls into.


MIC:SARE
42GF Score
Saratovenergo PJSC MIC:SARE
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Saratovenergo PJSC Effective Interest Rate on Debt % Calculation

Saratovenergo PJSC's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2023 )+Total Debt  (A: Dec. 2024 ))/ count )
=-1  *  -40.989/( (77.069+343.965)/ 2 )
=-1  *  -40.989/210.517
=19.47 %

where

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=51.004 + 26.065
=77.069

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=279.993 + 63.972
=343.965

Saratovenergo PJSC's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2023 )+Total Debt  (Q: Dec. 2024 ))/ count )
=-1  *  -40.989/( (77.069+343.965)/ 2 )
=-1  *  -40.989/210.517
=19.47 %

where

Total Debt  (Q: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=51.004 + 26.065
=77.069

Total Debt  (Q: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=279.993 + 63.972
=343.965

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is one times the annual (Dec. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 19.47% mean?
Saratovenergo PJSC (MIC:SARE) has a Effective Interest Rate on Debt % of 19.47% as of Dec. 2024. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saratovenergo PJSC and its competitors.
Is Saratovenergo PJSC's Effective Interest Rate on Debt % too high?
Saratovenergo PJSC's current Effective Interest Rate on Debt % is 19.47%. Overall, Saratovenergo PJSC has a GF Score™ of 42/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Saratovenergo PJSC's Effective Interest Rate on Debt % compare to NEE and SO?
Saratovenergo PJSC's Effective Interest Rate on Debt % of 19.47% can be compared against companies in the Utilities - Regulated industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for an Utilities - Regulated company?
A good Effective Interest Rate on Debt % depends on the Utilities - Regulated industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Saratovenergo PJSC and its competitors. Saratovenergo PJSC's current Effective Interest Rate on Debt % is 19.47%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Saratovenergo PJSC stock overvalued right now?
Based on GuruFocus' analysis, Saratovenergo PJSC (MIC:SARE) is currently considered Significantly Overvalued. The stock's GF Value™ is ₽0.46, compared to a current price of ₽0.72 — trading 57.4% above its estimated fair value. The current Effective Interest Rate on Debt % is 19.47%. Saratovenergo PJSC's overall GF Score™ is 42/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Saratovenergo PJSC (MIC:SARE), the current Effective Interest Rate on Debt % is 19.47% as of Dec. 2024. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Saratovenergo PJSC (MIC:SARE) Overvalued in 2026?

Based on GuruFocus' analysis, Saratovenergo PJSC stock appears to be overvalued. The current stock price of ₽0.72 is trading 57.4% above its estimated GF Value™ of ₽0.46. GuruFocus considers Saratovenergo PJSC to be Significantly Overvalued.

Key valuation signals for MIC:SARE:

  • Effective Interest Rate on Debt %: 19.47%
  • GF Value™: ₽0.46 vs. price of ₽0.72 (57.4% above fair value)
  • GF Score™: 42/100 with 1 warning sign

No single metric tells the full story. See the MIC:SARE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Saratovenergo PJSC Business Description

Address Street them. Rakhova V.G., d. 181, Saratov, RUS, 410005
Saratovenergo PJSC is engaged in the production, transmission, distribution, and sale of electricity and thermal energy and related products.
42GF Score

Get the complete analysis for MIC:SARE

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₽0.72
Price
₽0.46
GF Value