Estrima SpA (MIL:ESTM) Effective Interest Rate on Debt %: 12.71% (As of Dec. 2025)


MIL:ESTM Estrima SpA MIL:ESTM
31 GF Score
Price €0.10
GF Value €0.06
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Estrima SpA Effective Interest Rate on Debt %?

Estrima SpA MIL:ESTM 31 Effective Interest Rate on Debt % is 12.71% as of Dec. 2025. GuruFocus rates MIL:ESTM with a GF Score™ of 31/100 and a GF Value™ of €0.06 (Significantly Overvalued). The stock has 2 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Estrima SpA's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €1.32 Mil. Estrima SpA's average total debt for the quarter that ended in Dec. 2025 was €10.35 Mil. Therefore, Estrima SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 12.71%.


Estrima SpA  (MIL:ESTM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Estrima SpA Effective Interest Rate on Debt % Related Terms


Estrima SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Estrima SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Estrima SpA Effective Interest Rate on Debt % Chart

Estrima SpA Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 0.41 1.11 3.70 4.00 8.27

Estrima SpA Semi-Annual Data
Dec19 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.91 4.14 4.11 3.68 12.71

MIL:ESTM vs TSLA, GM, F: Effective Interest Rate on Debt % Comparison

For the Auto Manufacturers subindustry, Estrima SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Estrima SpA Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Estrima SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Estrima SpA's Effective Interest Rate on Debt % falls into.


MIL:ESTM
31GF Score
Estrima SpA MIL:ESTM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Estrima SpA Effective Interest Rate on Debt % Calculation

Estrima SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -0.816/( (8.108+11.629)/ 2 )
=-1  *  -0.816/9.8685
=8.27 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=3.926 + 4.182
=8.108

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.34 + 4.289
=11.629

Estrima SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -1.316/( (9.08+11.629)/ 2 )
=-1  *  -1.316/10.3545
=12.71 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=6.359 + 2.721
=9.08

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=7.34 + 4.289
=11.629

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 12.71% mean?
Estrima SpA (MIL:ESTM) has a Effective Interest Rate on Debt % of 12.71% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Estrima SpA and its competitors.
Is Estrima SpA's Effective Interest Rate on Debt % too high?
Estrima SpA's current Effective Interest Rate on Debt % is 12.71%. Overall, Estrima SpA has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Estrima SpA's Effective Interest Rate on Debt % compare to TSLA and GM?
Estrima SpA's Effective Interest Rate on Debt % of 12.71% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Estrima SpA and its competitors. Estrima SpA's current Effective Interest Rate on Debt % is 12.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Estrima SpA stock overvalued right now?
Based on GuruFocus' analysis, Estrima SpA (MIL:ESTM) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.06, compared to a current price of €0.10 — trading 72.5% above its estimated fair value. The current Effective Interest Rate on Debt % is 12.71%. Estrima SpA's overall GF Score™ is 31/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Estrima SpA (MIL:ESTM), the current Effective Interest Rate on Debt % is 12.71% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Estrima SpA (MIL:ESTM) Overvalued in 2026?

Based on GuruFocus' analysis, Estrima SpA stock appears to be overvalued. The current stock price of €0.10 is trading 72.5% above its estimated GF Value™ of €0.06. GuruFocus considers Estrima SpA to be Significantly Overvalued.

Key valuation signals for MIL:ESTM:

  • Effective Interest Rate on Debt %: 12.71%
  • GF Value™: €0.06 vs. price of €0.10 (72.5% above fair value)
  • GF Score™: 31/100 with 2 warning signs

No single metric tells the full story. See the MIL:ESTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Estrima SpA Business Description

Address Via Roveredo 20/b, Pordenone, ITA, 33170
Estrima SpA is engaged in designing, manufacturing and distribution of the small electric vehicles.
31GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.10
Price
€0.06
GF Value