Franchi Umberto Marmi SpA (MIL:FUM) Effective Interest Rate on Debt %: 2.77% (As of Dec. 2025)

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MIL:FUM Franchi Umberto Marmi SpA MIL:FUM
70 GF Score
Price €3.33
GF Value €5.62
Valuation Significantly Undervalued
! 6 Warning Signs
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What is Franchi Umberto Marmi SpA Effective Interest Rate on Debt %?

Franchi Umberto Marmi SpA MIL:FUM +0.60% 70 Effective Interest Rate on Debt % is 2.77% as of Dec. 2025. GuruFocus rates MIL:FUM with a GF Score™ of 70/100 and a GF Value™ of €5.62 (Significantly Undervalued). The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Franchi Umberto Marmi SpA's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €0.95 Mil. Franchi Umberto Marmi SpA's average total debt for the quarter that ended in Dec. 2025 was €34.44 Mil. Therefore, Franchi Umberto Marmi SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 2.77%.


Franchi Umberto Marmi SpA  (MIL:FUM) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Franchi Umberto Marmi SpA Effective Interest Rate on Debt % Related Terms


Franchi Umberto Marmi SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Franchi Umberto Marmi SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Franchi Umberto Marmi SpA Effective Interest Rate on Debt % Chart

Franchi Umberto Marmi SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial 2.03 1.45 2.38 2.96 2.61

Franchi Umberto Marmi SpA Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.50 2.87 3.27 2.83 2.77

MIL:FUM vs TT, JCI, CARR: Effective Interest Rate on Debt % Comparison

For the Building Products & Equipment subindustry, Franchi Umberto Marmi SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Franchi Umberto Marmi SpA Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Franchi Umberto Marmi SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Franchi Umberto Marmi SpA's Effective Interest Rate on Debt % falls into.


MIL:FUM
70GF Score
Franchi Umberto Marmi SpA MIL:FUM
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Franchi Umberto Marmi SpA Effective Interest Rate on Debt % Calculation

Franchi Umberto Marmi SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -1.044/( (45.521+34.363)/ 2 )
=-1  *  -1.044/39.942
=2.61 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=32.803 + 12.718
=45.521

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.056 + 9.307
=34.363

Franchi Umberto Marmi SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -0.954/( (34.508+34.363)/ 2 )
=-1  *  -0.954/34.4355
=2.77 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=26.761 + 7.747
=34.508

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=25.056 + 9.307
=34.363

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.77% mean?
Franchi Umberto Marmi SpA (MIL:FUM) has a Effective Interest Rate on Debt % of 2.77% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Franchi Umberto Marmi SpA and its competitors.
Is Franchi Umberto Marmi SpA's Effective Interest Rate on Debt % too high?
Franchi Umberto Marmi SpA's current Effective Interest Rate on Debt % is 2.77%. Overall, Franchi Umberto Marmi SpA has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Franchi Umberto Marmi SpA's Effective Interest Rate on Debt % compare to TT and JCI?
Franchi Umberto Marmi SpA's Effective Interest Rate on Debt % of 2.77% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Franchi Umberto Marmi SpA and its competitors. Franchi Umberto Marmi SpA's current Effective Interest Rate on Debt % is 2.77%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franchi Umberto Marmi SpA stock overvalued right now?
Based on GuruFocus' analysis, Franchi Umberto Marmi SpA (MIL:FUM) is currently considered Significantly Undervalued. The stock's GF Value™ is €5.62, compared to a current price of €3.33 — trading 40.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.77%. Franchi Umberto Marmi SpA's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Franchi Umberto Marmi SpA (MIL:FUM), the current Effective Interest Rate on Debt % is 2.77% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Franchi Umberto Marmi SpA (MIL:FUM) Overvalued in 2026?

Based on GuruFocus' analysis, Franchi Umberto Marmi SpA stock appears to be undervalued. The current stock price of €3.33 is trading 40.7% below its estimated GF Value™ of €5.62. GuruFocus considers Franchi Umberto Marmi SpA to be Significantly Undervalued.

Key valuation signals for MIL:FUM:

  • Effective Interest Rate on Debt %: 2.77%
  • GF Value™: €5.62 vs. price of €3.33 (40.7% below fair value)
  • GF Score™: 70/100 with 6 warning signs

No single metric tells the full story. See the MIL:FUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Franchi Umberto Marmi SpA Business Description

Address via Del Bravo 14 - 16, Carrara, ITA, 20121
Franchi Umberto Marmi SpA is engaged in the manufacturing, cutting, and shaping of stones, tiles, marbles, granite and other stones. The products of the company are used in the construction industry.
70GF Score

Get the complete analysis for MIL:FUM

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.33
Price
€5.62
GF Value