Franchi Umberto Marmi SpA (MIL:FUM) Return-on-Tangible-Equity: 7.65% (As of Dec. 2025) — 53% Below Median


MIL:FUM Franchi Umberto Marmi SpA MIL:FUM
68 GF Score
Price €3.54
GF Value €5.61
Valuation Significantly Undervalued
! 8 Warning Signs
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What is Franchi Umberto Marmi SpA Return-on-Tangible-Equity?

Franchi Umberto Marmi SpA MIL:FUM -0.84% 68 Return-on-Tangible-Equity is 7.65% as of Dec. 2025, which is 53% below its 10-year median of 16.30. GuruFocus rates MIL:FUM with a GF Score™ of 68/100 and a GF Value™ of €5.61 (Significantly Undervalued). The stock has 8 warning signs investors should review. Among 1,709 Construction companies, Franchi Umberto Marmi SpA ranks better than 52.72% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Franchi Umberto Marmi SpA's annualized net income for the quarter that ended in Dec. 2025 was €6.18 Mil. Franchi Umberto Marmi SpA's average shareholder tangible equity for the quarter that ended in Dec. 2025 was €80.72 Mil. Therefore, Franchi Umberto Marmi SpA's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 was 7.65%.

The historical rank and industry rank for Franchi Umberto Marmi SpA's Return-on-Tangible-Equity or its related term are showing as below:

MIL:FUM' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: -0.53   Med: 16.3   Max: 31.53
Current: 9.02

During the past 8 years, Franchi Umberto Marmi SpA's highest Return-on-Tangible-Equity was 31.53%. The lowest was -0.53%. And the median was 16.30%.

MIL:FUM's Return-on-Tangible-Equity is ranked better than
52.72% of 1709 companies
in the Construction industry
Industry Median: 8.21 vs MIL:FUM: 9.02

Franchi Umberto Marmi SpA  (MIL:FUM) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Franchi Umberto Marmi SpA Return-on-Tangible-Equity Related Terms


Franchi Umberto Marmi SpA Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Franchi Umberto Marmi SpA's Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Franchi Umberto Marmi SpA Return-on-Tangible-Equity Chart

Franchi Umberto Marmi SpA Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial 17.52 31.53 20.04 14.57 8.99

Franchi Umberto Marmi SpA Semi-Annual Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.10 20.56 8.73 10.47 7.65

MIL:FUM vs TT, JCI, CARR: Return-on-Tangible-Equity Comparison

For the Building Products & Equipment subindustry, Franchi Umberto Marmi SpA's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Franchi Umberto Marmi SpA Return-on-Tangible-Equity vs Construction Industry

For the Construction industry and Industrials sector, Franchi Umberto Marmi SpA's Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Franchi Umberto Marmi SpA's Return-on-Tangible-Equity falls into.


MIL:FUM
68GF Score
Franchi Umberto Marmi SpA MIL:FUM
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Franchi Umberto Marmi SpA Return-on-Tangible-Equity Calculation

Franchi Umberto Marmi SpA's annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=7.118/( (75.413+82.975 )/ 2 )
=7.118/79.194
=8.99 %

Franchi Umberto Marmi SpA's annualized Return-on-Tangible-Equity for the quarter that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Dec. 2025 )  (Q: Jun. 2025 )(Q: Dec. 2025 )
=6.178/( (78.458+82.975)/ 2 )
=6.178/80.7165
=7.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is two times the semi-annual (Dec. 2025) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 7.65% mean?
Franchi Umberto Marmi SpA (MIL:FUM) has a Return-on-Tangible-Equity of 7.65% as of Dec. 2025. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Franchi Umberto Marmi SpA and its competitors. This is 53% below median its historical median of 16.30. According to the industry distribution chart, Franchi Umberto Marmi SpA ranks #808 out of 1709 companies in the Construction industry, placing it in the top 47.3%.
Is Franchi Umberto Marmi SpA's Return-on-Tangible-Equity too high?
Franchi Umberto Marmi SpA's current Return-on-Tangible-Equity of 7.65% is 53% below median its 10-year median of 16.30. The Construction industry median Return-on-Tangible-Equity is 8.21. Franchi Umberto Marmi SpA's value of 7.65% is 6.8% below this industry median. Based on the distribution chart, Franchi Umberto Marmi SpA ranks #808 out of 1709 companies in the Construction industry, which is above the industry midpoint. Overall, Franchi Umberto Marmi SpA has a GF Score™ of 68/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Franchi Umberto Marmi SpA's Return-on-Tangible-Equity compare to TT and JCI?
According to the Construction industry distribution chart, Franchi Umberto Marmi SpA ranks #808 out of 1709 companies for Return-on-Tangible-Equity. This puts Franchi Umberto Marmi SpA in the upper half of its industry. The industry median Return-on-Tangible-Equity is 8.21. Franchi Umberto Marmi SpA's value of 7.65% is 6.8% below this benchmark. While the company's 10-year median is 16.30 vs. the industry median of 8.21, Franchi Umberto Marmi SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Construction company?
The median Return-on-Tangible-Equity among Construction companies is 8.21, based on 1,709 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Franchi Umberto Marmi SpA's current Return-on-Tangible-Equity of 7.65% is 6.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Franchi Umberto Marmi SpA and its competitors. For the Construction industry, the median Return-on-Tangible-Equity is 8.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Franchi Umberto Marmi SpA's current Return-on-Tangible-Equity is 7.65%, which is 53% below median its own 10-year median of 16.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Franchi Umberto Marmi SpA stock overvalued right now?
Based on GuruFocus' analysis, Franchi Umberto Marmi SpA (MIL:FUM) is currently considered Significantly Undervalued. The stock's GF Value™ is €5.61, compared to a current price of €3.54 — trading 36.9% below its estimated fair value. The current Return-on-Tangible-Equity is 7.65%, which is 53% below median its 10-year median of 16.30 and 6.8% below the Construction industry median of 8.21. Franchi Umberto Marmi SpA's overall GF Score™ is 68/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Franchi Umberto Marmi SpA (MIL:FUM), the current Return-on-Tangible-Equity is 7.65% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Franchi Umberto Marmi SpA (MIL:FUM) Overvalued in 2026?

Based on GuruFocus' analysis, Franchi Umberto Marmi SpA stock appears to be undervalued. The current stock price of €3.54 is trading 36.9% below its estimated GF Value™ of €5.61. GuruFocus considers Franchi Umberto Marmi SpA to be Significantly Undervalued.

Key valuation signals for MIL:FUM:

  • Return-on-Tangible-Equity: 7.65% (53% below median its 10-year median of 16.30)
  • GF Value™: €5.61 vs. price of €3.54 (36.9% below fair value)
  • GF Score™: 68/100 with 8 warning signs
  • Industry Position: 6.8% below the Construction median (#808 of 1709)

No single metric tells the full story. See the MIL:FUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Franchi Umberto Marmi SpA Business Description

Address via Del Bravo 14 - 16, Carrara, ITA, 20121
Franchi Umberto Marmi SpA is engaged in the manufacturing, cutting, and shaping of stones, tiles, marbles, granite and other stones. The products of the company are used in the construction industry.
68GF Score

Get the complete analysis for MIL:FUM

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.54
Price
€5.61
GF Value