Garofalo Health Care SpA (MIL:GHC) Effective Interest Rate on Debt %: 5.00% (As of Mar. 2026)


MIL:GHC Garofalo Health Care SpA MIL:GHC
88 GF Score
Price €5.48
GF Value €6.07
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is Garofalo Health Care SpA Effective Interest Rate on Debt %?

Garofalo Health Care SpA MIL:GHC +0.37% 88 Effective Interest Rate on Debt % is 5.00% as of Mar. 2026. GuruFocus rates MIL:GHC with a GF Score™ of 88/100 and a GF Value™ of €6.07 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Garofalo Health Care SpA's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was €11.5 Mil. Garofalo Health Care SpA's average total debt for the quarter that ended in Mar. 2026 was €230.5 Mil. Therefore, Garofalo Health Care SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 5.00%.


Garofalo Health Care SpA  (MIL:GHC) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Garofalo Health Care SpA Effective Interest Rate on Debt % Related Terms


Garofalo Health Care SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Garofalo Health Care SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Garofalo Health Care SpA Effective Interest Rate on Debt % Chart

Garofalo Health Care SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.76 2.34 5.09 6.09 4.77

Garofalo Health Care SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.14 4.69 5.34 3.65 5.00

MIL:GHC vs HCA, THC, DVA: Effective Interest Rate on Debt % Comparison

For the Medical Care Facilities subindustry, Garofalo Health Care SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Garofalo Health Care SpA Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, Garofalo Health Care SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Garofalo Health Care SpA's Effective Interest Rate on Debt % falls into.


MIL:GHC
88GF Score
Garofalo Health Care SpA MIL:GHC
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Garofalo Health Care SpA Effective Interest Rate on Debt % Calculation

Garofalo Health Care SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -10.84/( (229.507+225.415)/ 2 )
=-1  *  -10.84/227.461
=4.77 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=223.34 + 6.167
=229.507

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=219.588 + 5.827
=225.415

Garofalo Health Care SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -11.52/( (225.415+235.54)/ 2 )
=-1  *  -11.52/230.4775
=5.00 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=219.588 + 5.827
=225.415

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=227.661 + 7.879
=235.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.00% mean?
Garofalo Health Care SpA (MIL:GHC) has a Effective Interest Rate on Debt % of 5.00% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Garofalo Health Care SpA and its competitors.
Is Garofalo Health Care SpA's Effective Interest Rate on Debt % too high?
Garofalo Health Care SpA's current Effective Interest Rate on Debt % is 5.00%. Overall, Garofalo Health Care SpA has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Garofalo Health Care SpA's Effective Interest Rate on Debt % compare to HCA and THC?
Garofalo Health Care SpA's Effective Interest Rate on Debt % of 5.00% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Garofalo Health Care SpA and its competitors. Garofalo Health Care SpA's current Effective Interest Rate on Debt % is 5.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Garofalo Health Care SpA stock overvalued right now?
Based on GuruFocus' analysis, Garofalo Health Care SpA (MIL:GHC) is currently considered Modestly Undervalued. The stock's GF Value™ is €6.07, compared to a current price of €5.48 — trading 9.7% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.00%. Garofalo Health Care SpA's overall GF Score™ is 88/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Garofalo Health Care SpA (MIL:GHC), the current Effective Interest Rate on Debt % is 5.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Garofalo Health Care SpA (MIL:GHC) Overvalued in 2026?

Based on GuruFocus' analysis, Garofalo Health Care SpA stock appears to be undervalued. The current stock price of €5.48 is trading 9.7% below its estimated GF Value™ of €6.07. GuruFocus considers Garofalo Health Care SpA to be Modestly Undervalued.

Key valuation signals for MIL:GHC:

  • Effective Interest Rate on Debt %: 5.00%
  • GF Value™: €6.07 vs. price of €5.48 (9.7% below fair value)
  • GF Score™: 88/100 with 5 warning signs

No single metric tells the full story. See the MIL:GHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Garofalo Health Care SpA Business Description

Address Piazzale Belle Arti, 6, Rome, ITA, 00196
Garofalo Health Care SpA is an Italian accredited private healthcare provider offering a comprehensive range of services across various areas of healthcare through diversified specialties, supported by the use of technologies and qualified personnel. The Group mainly operates in regions of northern and central Italy, which have been selected based on their attractiveness in terms of per capita healthcare spending, above-average per capita income, and well-developed internal transport infrastructure.
88GF Score

Get the complete analysis for MIL:GHC

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.48
Price
€6.07
GF Value