Garofalo Health Care SpAMIL:GHC +0.77%86 Interest Coverage is 5.60 as of Mar. 2026, which is 34% below its 10-year median of 8.44. GuruFocus rates MIL:GHC with a GF Score™ of 86/100 and a GF Value™ of €6.06 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 453 Healthcare Providers & Services companies, Garofalo Health Care SpA ranks worse than 62.91% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Garofalo Health Care SpA's
Operating Income
for the
three
months ended in Mar. 2026 was €16.1 Mil. Garofalo Health Care SpA's Interest Expense for the
three
months ended in Mar. 2026 was €-2.9 Mil.
Garofalo Health Care SpA's interest coverage for the quarter that ended in Mar. 2026 was 5.60.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Garofalo Health Care SpA's Interest Coverage or its related term are showing as below:
MIL:GHC'
s Interest Coverage Range Over the Past 10 Years
Min: 3.94 Med: 8.44 Max: 21.75
Current: 5.04
MIL:GHC's Interest Coverage is ranked worse than 62.91% of 453
companies
in the Healthcare Providers & Services industry
Industry Median: 7.98
vs MIL:GHC: 5.04
Garofalo Health Care SpA (MIL:GHC) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Garofalo Health Care SpA Interest Coverage Related Terms
Garofalo Health Care SpA Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
MIL:GHC vs HCA, THC, DVA: Interest Coverage Comparison
For the Medical Care Facilities subindustry, Garofalo Health Care SpA's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Garofalo Health Care SpA Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, Garofalo Health Care SpA's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Garofalo Health Care SpA's Interest Coverage falls into.
Garofalo Health Care SpA Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Garofalo Health Care SpA (MIL:GHC) has a Interest Coverage of 5.60 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Garofalo Health Care SpA and its competitors. This is 34% below median its historical median of 8.44. Over the past decade, Garofalo Health Care SpA's Interest Coverage has ranged from 3.94 to 21.75. According to the industry distribution chart, Garofalo Health Care SpA ranks #285 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 62.9%.
Is Garofalo Health Care SpA's Interest Coverage too high?
Garofalo Health Care SpA's current Interest Coverage of 5.60 is 34% below median its 10-year median of 8.44. Over the past 10 years, this metric has ranged from a low of 3.94 to a high of 21.75. The Healthcare Providers & Services industry median Interest Coverage is 7.98. Garofalo Health Care SpA's value of 5.60 is 29.8% below this industry median. Based on the distribution chart, Garofalo Health Care SpA ranks #285 out of 453 companies in the Healthcare Providers & Services industry, which is below the industry midpoint. Overall, Garofalo Health Care SpA has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Garofalo Health Care SpA's Interest Coverage compare to HCA and THC?
According to the Healthcare Providers & Services industry distribution chart, Garofalo Health Care SpA ranks #285 out of 453 companies for Interest Coverage. This places Garofalo Health Care SpA in the lower half of its industry. The industry median Interest Coverage is 7.98. Garofalo Health Care SpA's value of 5.60 is 29.8% below this benchmark. Historically, Garofalo Health Care SpA's own Interest Coverage has ranged from 3.94 to 21.75 over the past decade. While the company's 10-year median is 8.44 vs. the industry median of 7.98, Garofalo Health Care SpA has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Garofalo Health Care SpA's current Interest Coverage of 5.60 is 29.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Garofalo Health Care SpA and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Garofalo Health Care SpA's current Interest Coverage is 5.60, which is 34% below median its own 10-year median of 8.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Garofalo Health Care SpA stock overvalued right now?
Based on GuruFocus' analysis, Garofalo Health Care SpA (MIL:GHC) is currently considered Modestly Undervalued. The stock's GF Value™ is €6.06, compared to a current price of €5.26 — trading 13.2% below its estimated fair value. The current Interest Coverage is 5.60, which is 34% below median its 10-year median of 8.44 and 29.8% below the Healthcare Providers & Services industry median of 7.98. Garofalo Health Care SpA's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Garofalo Health Care SpA (MIL:GHC), the current Interest Coverage is 5.60 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Garofalo Health Care SpA (MIL:GHC) Overvalued in 2026?
Based on GuruFocus' analysis, Garofalo Health Care SpA stock appears to be undervalued.
The current stock price of €5.26 is trading 13.2% below its estimated GF Value™ of €6.06.
GuruFocus considers Garofalo Health Care SpA to be Modestly Undervalued.
Key valuation signals for MIL:GHC:
Interest Coverage: 5.60 (34% below median its 10-year median of 8.44)
GF Value™: €6.06 vs. price of €5.26 (13.2% below fair value)
Industry Position: 29.8% below the Healthcare Providers & Services median (#285 of 453)
No single metric tells the full story. See the MIL:GHC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Garofalo Health Care SpA is an Italian accredited private healthcare provider offering a comprehensive range of services across various areas of healthcare through diversified specialties, supported by the use of technologies and qualified personnel. The Group mainly operates in regions of northern and central Italy, which have been selected based on their attractiveness in terms of per capita healthcare spending, above-average per capita income, and well-developed internal transport infrastructure.
86GF Score
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