GPI SpA (MIL:GPI) Effective Interest Rate on Debt %: 6.83% (As of Dec. 2025)


MIL:GPI GPI SpA MIL:GPI
78 GF Score
Price €14.60
GF Value €16.22
Valuation Modestly Undervalued
! 4 Warning Signs
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What is GPI SpA Effective Interest Rate on Debt %?

GPI SpA MIL:GPI -0.54% 78 Effective Interest Rate on Debt % is 6.83% as of Dec. 2025. GuruFocus rates MIL:GPI with a GF Score™ of 78/100 and a GF Value™ of €16.22 (Modestly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. GPI SpA's annualized positive value of Interest Expense for the quarter that ended in Dec. 2025 was €29.1 Mil. GPI SpA's average total debt for the quarter that ended in Dec. 2025 was €425.9 Mil. Therefore, GPI SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 was 6.83%.


GPI SpA  (MIL:GPI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


GPI SpA Effective Interest Rate on Debt % Related Terms


GPI SpA Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for GPI SpA's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

GPI SpA Effective Interest Rate on Debt % Chart

GPI SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.86 4.01 6.29 7.78 6.80

GPI SpA Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.43 7.46 7.98 6.04 6.83

MIL:GPI vs VEEV, BTSG, TEM: Effective Interest Rate on Debt % Comparison

For the Health Information Services subindustry, GPI SpA's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


GPI SpA Effective Interest Rate on Debt % vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, GPI SpA's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where GPI SpA's Effective Interest Rate on Debt % falls into.


MIL:GPI
78GF Score
GPI SpA MIL:GPI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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GPI SpA Effective Interest Rate on Debt % Calculation

GPI SpA's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2024 )+Total Debt  (A: Dec. 2025 ))/ count )
=-1  *  -25.422/( (307.894+439.683)/ 2 )
=-1  *  -25.422/373.7885
=6.80 %

where

Total Debt  (A: Dec. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=215.652 + 92.242
=307.894

Total Debt  (A: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=349.41 + 90.273
=439.683

GPI SpA's annualized Effective Interest Rate on Debt % for the quarter that ended in Dec. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2025 )+Total Debt  (Q: Dec. 2025 ))/ count )
=-1  *  -29.108/( (412.053+439.683)/ 2 )
=-1  *  -29.108/425.868
=6.83 %

where

Total Debt  (Q: Jun. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=335.663 + 76.39
=412.053

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=349.41 + 90.273
=439.683

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Dec. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 6.83% mean?
GPI SpA (MIL:GPI) has a Effective Interest Rate on Debt % of 6.83% as of Dec. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on GPI SpA and its competitors.
Is GPI SpA's Effective Interest Rate on Debt % too high?
GPI SpA's current Effective Interest Rate on Debt % is 6.83%. Overall, GPI SpA has a GF Score™ of 78/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does GPI SpA's Effective Interest Rate on Debt % compare to VEEV and BTSG?
GPI SpA's Effective Interest Rate on Debt % of 6.83% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Healthcare Providers & Services company?
A good Effective Interest Rate on Debt % depends on the Healthcare Providers & Services industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on GPI SpA and its competitors. GPI SpA's current Effective Interest Rate on Debt % is 6.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GPI SpA stock overvalued right now?
Based on GuruFocus' analysis, GPI SpA (MIL:GPI) is currently considered Modestly Undervalued. The stock's GF Value™ is €16.22, compared to a current price of €14.60 — trading 10% below its estimated fair value. The current Effective Interest Rate on Debt % is 6.83%. GPI SpA's overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For GPI SpA (MIL:GPI), the current Effective Interest Rate on Debt % is 6.83% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GPI SpA (MIL:GPI) Overvalued in 2026?

Based on GuruFocus' analysis, GPI SpA stock appears to be undervalued. The current stock price of €14.60 is trading 10% below its estimated GF Value™ of €16.22. GuruFocus considers GPI SpA to be Modestly Undervalued.

Key valuation signals for MIL:GPI:

  • Effective Interest Rate on Debt %: 6.83%
  • GF Value™: €16.22 vs. price of €14.60 (10% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the MIL:GPI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


GPI SpA Business Description

Address Via Ragazzi del 99, 13, Trento, ITA, 38123
GPI SpA operates in the field of social-healthcare IT services and hi-tech services for health. It provides services in the areas of IT systems, healthcare, pharmacy logistics, electronic payment solutions, and ICT infrastructures and systemic services.
78GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.60
Price
€16.22
GF Value