Mint (MIMI) Effective Interest Rate on Debt %: 4.71% (As of Sep. 2025)

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MIMI Mint Inc Ltd MIMI
21 GF Score
Price $2.76
! 6 Warning Signs
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What is Mint Effective Interest Rate on Debt %?

Mint MIMI +14.29% 21 Effective Interest Rate on Debt % is 4.71% as of Sep. 2025. GuruFocus rates MIMI with a GF Score™ of 21/100. The stock has 6 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Mint's annualized positive value of Interest Expense for the quarter that ended in Sep. 2025 was $0.03 Mil. Mint's average total debt for the quarter that ended in Sep. 2025 was $0.68 Mil. Therefore, Mint's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 was 4.71%.

Mint  (NAS:MIMI) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.

Mint Effective Interest Rate on Debt % Related Terms

Mint Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Mint's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mint Effective Interest Rate on Debt % Chart

Mint Annual Data
Trend Mar22 Mar23 Mar24 Mar25
Effective Interest Rate on Debt %
0.00 0.00 0.00 28.22

Mint Semi-Annual Data
Mar22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25
Effective Interest Rate on Debt % Get a 7-Day Free Trial 0.00 0.00 5.75 5.08 4.71

MIMI vs FBGL, MSGY, MGN: Effective Interest Rate on Debt % Comparison

For the Engineering & Construction subindustry, Mint's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mint Effective Interest Rate on Debt % vs Construction Industry

For the Construction industry and Industrials sector, Mint's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Mint's Effective Interest Rate on Debt % falls into.


MIMI
21GF Score
Mint Inc Ltd MIMI
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mint Effective Interest Rate on Debt % Calculation

Mint's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -0.034/( (0.042+0.199)/ 2 )
=-1  *  -0.034/0.1205
=28.22 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.042
=0.042

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.199
=0.199

Mint's annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Mar. 2025 )+Total Debt  (Q: Sep. 2025 ))/ count )
=-1  *  -0.032/( (0.199+1.161)/ 2 )
=-1  *  -0.032/0.68
=4.71 %

where

Total Debt  (Q: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0 + 0.199
=0.199

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=0.943 + 0.218
=1.161

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Sep. 2025) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 4.71% mean?
Mint (MIMI) has a Effective Interest Rate on Debt % of 4.71% as of Sep. 2025. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mint and its competitors.
Is Mint's Effective Interest Rate on Debt % too high?
Mint's current Effective Interest Rate on Debt % is 4.71%. Overall, Mint has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Mint's Effective Interest Rate on Debt % compare to FBGL and MSGY?
Mint's Effective Interest Rate on Debt % of 4.71% can be compared against companies in the Construction industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Construction company?
A good Effective Interest Rate on Debt % depends on the Construction industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Mint and its competitors. Mint's current Effective Interest Rate on Debt % is 4.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mint stock overvalued right now?
Mint (MIMI) has a current Effective Interest Rate on Debt % of 4.71%. The current Effective Interest Rate on Debt % is 4.71%. Mint's overall GF Score™ is 21/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Mint (MIMI), the current Effective Interest Rate on Debt % is 4.71% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mint Business Description

Address No.182 Woosung Street, 17th Floor, Wing Kwok Centre, Jordan, Kowloon, Hong Kong, HKG
Mint Inc Ltd is a Hong Kong-based interior design and fit-out works provider. It strategically focuses on providing integrated and industry-specific interior design and fit-out works for commercial properties. The company's work encompasses offices of different industries and various kinds of retail stores to reflect its customers' corporate values and conceptualize its customers' brands. Its commercial projects cover internationally-renowned retail stores, food and beverage outlet chains, offices, and other premises of a charitable organization in Hong Kong. It also provides integrated interior design and fit-out works for luxury residential properties to enhance the interior space's aesthetics and functionality.
21GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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