MYGSF (Myer Holdings) Effective Interest Rate on Debt %: 5.59% (As of Jan. 2026)


MYGSF Myer Holdings Ltd MYGSF
38 GF Score
Price $0.97
GF Value $1.58
! 4 Warning Signs
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What is Myer Holdings Effective Interest Rate on Debt %?

Myer Holdings MYGSF 38 Effective Interest Rate on Debt % is 5.59% as of Jan. 2026. GuruFocus rates MYGSF with a GF Score™ of 38/100 and a GF Value™ of $1.58. The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Myer Holdings's annualized positive value of Interest Expense for the quarter that ended in Jan. 2026 was $59 Mil. Myer Holdings's average total debt for the quarter that ended in Jan. 2026 was $1,057 Mil. Therefore, Myer Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 was 5.59%.


Myer Holdings  (OTCPK:MYGSF) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Myer Holdings Effective Interest Rate on Debt % Related Terms


Myer Holdings Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Myer Holdings's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Myer Holdings Effective Interest Rate on Debt % Chart

Myer Holdings Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.29 5.25 5.51 5.54 0.78

Myer Holdings Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.46 5.53 5.36 -4.02 5.59

MYGSF vs DDS, M: Effective Interest Rate on Debt % Comparison

For the Department Stores subindustry, Myer Holdings's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Myer Holdings Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Myer Holdings's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Myer Holdings's Effective Interest Rate on Debt % falls into.


MYGSF
38GF Score
Myer Holdings Ltd MYGSF
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Myer Holdings Effective Interest Rate on Debt % Calculation

Myer Holdings's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Jul. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Jul. 2024 )+Total Debt  (A: Jul. 2025 ))/ count )
=-1  *  -8.431/( (1086.924+1064.706)/ 2 )
=-1  *  -8.431/1075.815
=0.78 %

where

Total Debt  (A: Jul. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=978.919 + 108.005
=1086.924

Total Debt  (A: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=908.889 + 155.817
=1064.706

Myer Holdings's annualized Effective Interest Rate on Debt % for the quarter that ended in Jan. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jul. 2025 )+Total Debt  (Q: Jan. 2026 ))/ count )
=-1  *  -59.104/( (1064.706+1048.913)/ 2 )
=-1  *  -59.104/1056.8095
=5.59 %

where

Total Debt  (Q: Jul. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=908.889 + 155.817
=1064.706

Total Debt  (Q: Jan. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=884.647 + 164.266
=1048.913

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Jan. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 5.59% mean?
Myer Holdings (MYGSF) has a Effective Interest Rate on Debt % of 5.59% as of Jan. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Myer Holdings and its competitors.
Is Myer Holdings' Effective Interest Rate on Debt % too high?
Myer Holdings' current Effective Interest Rate on Debt % is 5.59%. Overall, Myer Holdings has a GF Score™ of 38/100, reflecting its overall financial health beyond just this single metric.
How does Myer Holdings' Effective Interest Rate on Debt % compare to DDS and M?
Myer Holdings' Effective Interest Rate on Debt % of 5.59% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Myer Holdings and its competitors. Myer Holdings's current Effective Interest Rate on Debt % is 5.59%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Myer Holdings stock overvalued right now?
Myer Holdings (MYGSF) has a current Effective Interest Rate on Debt % of 5.59%. The stock's GF Value™ is $1.58, compared to a current price of $0.97 — trading 38.6% below its estimated fair value. The current Effective Interest Rate on Debt % is 5.59%. Myer Holdings' overall GF Score™ is 38/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Myer Holdings (MYGSF), the current Effective Interest Rate on Debt % is 5.59% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Myer Holdings (MYGSF) Overvalued in 2026?

Based on GuruFocus' analysis, Myer Holdings stock appears to be undervalued. The current stock price of $0.97 is trading 38.6% below its estimated GF Value™ of $1.58.

Key valuation signals for MYGSF:

  • Effective Interest Rate on Debt %: 5.59%
  • GF Value™: $1.58 vs. price of $0.97 (38.6% below fair value)
  • GF Score™: 38/100 with 4 warning signs

No single metric tells the full story. See the MYGSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Myer Holdings Business Description

Other Exchanges 30M:GermanyMYR:Australia
Address 1000 La Trobe Street, Level 7, Docklands, Melbourne, VIC, AUS, 3008
Myer is one of Australia's largest fashion and beauty retailers, with some 60 department stores stores and over 700 stores across its five apparel chains: Dotti, Jacquie E, Jay Jays, Just Jeans, and Portmans. Stores are generally located in areas of high foot traffic in major metropolitan shopping centers. Competitive advantages include a well-established brand and scale benefits from a relatively large revenue base. The Myer brand is iconic among Australian domestic consumers, with its loyalty program boasting over 4 million active members.
38GF Score

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Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.97
Price
$1.58
GF Value