NCLTY (Nitori Holdings Co) Effective Interest Rate on Debt %: 2.91% (As of Mar. 2026)


NCLTY Nitori Holdings Co Ltd NCLTY
86 GF Score
Price $7.39
GF Value $11.25
Valuation Significantly Undervalued
! 4 Warning Signs
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What is Nitori Holdings Co Effective Interest Rate on Debt %?

Nitori Holdings Co NCLTY +3.21% 86 Effective Interest Rate on Debt % is 2.91% as of Mar. 2026. GuruFocus rates NCLTY with a GF Score™ of 86/100 and a GF Value™ of $11.25 (Significantly Undervalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Nitori Holdings Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was $32 Mil. Nitori Holdings Co's average total debt for the quarter that ended in Mar. 2026 was $1,113 Mil. Therefore, Nitori Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.91%.


Nitori Holdings Co  (OTCPK:NCLTY) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Nitori Holdings Co Effective Interest Rate on Debt % Related Terms


Nitori Holdings Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for Nitori Holdings Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nitori Holdings Co Effective Interest Rate on Debt % Chart

Nitori Holdings Co Annual Data
Trend Feb15 Feb16 Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Mar24 Mar25
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.19 0.81 0.49 1.93 1.96

Nitori Holdings Co Quarterly Data
Feb21 May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.17 1.97 2.25 1.96 2.91

NCLTY vs SN, SGI, MHK: Effective Interest Rate on Debt % Comparison

For the Furnishings, Fixtures & Appliances subindustry, Nitori Holdings Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Nitori Holdings Co Effective Interest Rate on Debt % vs Furnishings, Fixtures & Appliances Industry

For the Furnishings, Fixtures & Appliances industry and Consumer Cyclical sector, Nitori Holdings Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Nitori Holdings Co's Effective Interest Rate on Debt % falls into.


NCLTY
86GF Score
Nitori Holdings Co Ltd NCLTY
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
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Nitori Holdings Co Effective Interest Rate on Debt % Calculation

Nitori Holdings Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2025 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2024 )+Total Debt  (A: Mar. 2025 ))/ count )
=-1  *  -21.71/( (918.157+1295.727)/ 2 )
=-1  *  -21.71/1106.942
=1.96 %

where

Total Debt  (A: Mar. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=200.242 + 717.915
=918.157

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=134.176 + 1161.551
=1295.727

Nitori Holdings Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -32.368/( (1218.612+1008.302)/ 2 )
=-1  *  -32.368/1113.457
=2.91 %

where

Total Debt  (Q: Dec. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=96.206 + 1122.406
=1218.612

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=63.019 + 945.283
=1008.302

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.91% mean?
Nitori Holdings Co (NCLTY) has a Effective Interest Rate on Debt % of 2.91% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nitori Holdings Co and its competitors.
Is Nitori Holdings Co's Effective Interest Rate on Debt % too high?
Nitori Holdings Co's current Effective Interest Rate on Debt % is 2.91%. Overall, Nitori Holdings Co has a GF Score™ of 86/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nitori Holdings Co's Effective Interest Rate on Debt % compare to SN and SGI?
Nitori Holdings Co's Effective Interest Rate on Debt % of 2.91% can be compared against companies in the Furnishings, Fixtures & Appliances industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Furnishings, Fixtures & Appliances company?
A good Effective Interest Rate on Debt % depends on the Furnishings, Fixtures & Appliances industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on Nitori Holdings Co and its competitors. Nitori Holdings Co's current Effective Interest Rate on Debt % is 2.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nitori Holdings Co stock overvalued right now?
Based on GuruFocus' analysis, Nitori Holdings Co (NCLTY) is currently considered Significantly Undervalued. The stock's GF Value™ is $11.25, compared to a current price of $7.39 — trading 34.3% below its estimated fair value. The current Effective Interest Rate on Debt % is 2.91%. Nitori Holdings Co's overall GF Score™ is 86/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For Nitori Holdings Co (NCLTY), the current Effective Interest Rate on Debt % is 2.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nitori Holdings Co (NCLTY) Overvalued in 2026?

Based on GuruFocus' analysis, Nitori Holdings Co stock appears to be undervalued. The current stock price of $7.39 is trading 34.3% below its estimated GF Value™ of $11.25. GuruFocus considers Nitori Holdings Co to be Significantly Undervalued.

Key valuation signals for NCLTY:

  • Effective Interest Rate on Debt %: 2.91%
  • GF Value™: $11.25 vs. price of $7.39 (34.3% below fair value)
  • GF Score™: 86/100 with 4 warning signs

No single metric tells the full story. See the NCLTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Nitori Holdings Co Business Description

Other Exchanges NCLTF:USA9843:Japan
Address 6-20 Kamiya 3-chome, Kita-ku, Tokyo, JPN, 115-0043
Nitori Holdings Co Ltd is a Japan-based company engaged in the sale of furniture and interior goods. The company operates through two business segments. The Nitori Business segment is involved in the development, manufacturing, and sale of furniture and interior goods, along with activities such as real estate leasing, advertising, and logistics services. The Shimachu Business segment focuses on the sale of furniture, interior goods, and home center products. It generates the majority of its revenue from the Nitori Business segment.
86GF Score

Get the complete analysis for NCLTY

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$7.39
Price
$11.25
GF Value