J Front Retailing Co (NGO:3086) Effective Interest Rate on Debt %: 1.91% (As of May. 2026)

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NGO:3086 J Front Retailing Co Ltd NGO:3086
72 GF Score
Price 円2,910.00
GF Value 円2,011.30
Valuation Significantly Overvalued
! 4 Warning Signs
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What is J Front Retailing Co Effective Interest Rate on Debt %?

J Front Retailing Co NGO:3086 72 Effective Interest Rate on Debt % is 1.91% as of May. 2026. GuruFocus rates NGO:3086 with a GF Score™ of 72/100 and a GF Value™ of 円2,011.30 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. J Front Retailing Co's annualized positive value of Interest Expense for the quarter that ended in May. 2026 was 円6,580 Mil. J Front Retailing Co's average total debt for the quarter that ended in May. 2026 was 円345,055 Mil. Therefore, J Front Retailing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 was 1.91%.


J Front Retailing Co  (NGO:3086) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


J Front Retailing Co Effective Interest Rate on Debt % Related Terms


J Front Retailing Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for J Front Retailing Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J Front Retailing Co Effective Interest Rate on Debt % Chart

J Front Retailing Co Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.11 1.14 1.25 1.17 1.80

J Front Retailing Co Quarterly Data
Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26 May26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.61 1.76 1.79 1.96 1.91

NGO:3086 vs DDS, M: Effective Interest Rate on Debt % Comparison

For the Department Stores subindustry, J Front Retailing Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


J Front Retailing Co Effective Interest Rate on Debt % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, J Front Retailing Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where J Front Retailing Co's Effective Interest Rate on Debt % falls into.


NGO:3086
72GF Score
J Front Retailing Co Ltd NGO:3086
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

J Front Retailing Co Effective Interest Rate on Debt % Calculation

J Front Retailing Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Feb. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Feb. 2025 )+Total Debt  (A: Feb. 2026 ))/ count )
=-1  *  -6294/( (363577+336675)/ 2 )
=-1  *  -6294/350126
=1.80 %

where

Total Debt  (A: Feb. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=284953 + 78624
=363577

Total Debt  (A: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=267395 + 69280
=336675

J Front Retailing Co's annualized Effective Interest Rate on Debt % for the quarter that ended in May. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Feb. 2026 )+Total Debt  (Q: May. 2026 ))/ count )
=-1  *  -6580/( (336675+353435)/ 2 )
=-1  *  -6580/345055
=1.91 %

where

Total Debt  (Q: Feb. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=267395 + 69280
=336675

Total Debt  (Q: May. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=242055 + 111380
=353435

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (May. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 1.91% mean?
J Front Retailing Co (NGO:3086) has a Effective Interest Rate on Debt % of 1.91% as of May. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on J Front Retailing Co and its competitors.
Is J Front Retailing Co's Effective Interest Rate on Debt % too high?
J Front Retailing Co's current Effective Interest Rate on Debt % is 1.91%. Overall, J Front Retailing Co has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does J Front Retailing Co's Effective Interest Rate on Debt % compare to DDS and M?
J Front Retailing Co's Effective Interest Rate on Debt % of 1.91% can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Retail - Cyclical company?
A good Effective Interest Rate on Debt % depends on the Retail - Cyclical industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on J Front Retailing Co and its competitors. J Front Retailing Co's current Effective Interest Rate on Debt % is 1.91%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J Front Retailing Co stock overvalued right now?
Based on GuruFocus' analysis, J Front Retailing Co (NGO:3086) is currently considered Significantly Overvalued. The stock's GF Value™ is 円2,011.30, compared to a current price of 円2,910.00 — trading 44.7% above its estimated fair value. The current Effective Interest Rate on Debt % is 1.91%. J Front Retailing Co's overall GF Score™ is 72/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For J Front Retailing Co (NGO:3086), the current Effective Interest Rate on Debt % is 1.91% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is J Front Retailing Co (NGO:3086) Overvalued in 2026?

Based on GuruFocus' analysis, J Front Retailing Co stock appears to be overvalued. The current stock price of 円2,910.00 is trading 44.7% above its estimated GF Value™ of 円2,011.30. GuruFocus considers J Front Retailing Co to be Significantly Overvalued.

Key valuation signals for NGO:3086:

  • Effective Interest Rate on Debt %: 1.91%
  • GF Value™: 円2,011.30 vs. price of 円2,910.00 (44.7% above fair value)
  • GF Score™: 72/100 with 4 warning signs

No single metric tells the full story. See the NGO:3086 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


J Front Retailing Co Business Description

Other Exchanges 3086:Japan
Address 6-10-1 Ginza, Chuo-ku, Tokyo, JPN, 104-0061
J Front Retailing Co Ltd is a Japanese retail group. The company operates through four segments. The Department Store business sells clothing, household goods, groceries, and miscellaneous items. The Developer segment handles real estate development, sales, management, operations, and interior construction. The Payment and Financial Services segment issues and operates credit cards. The Shopping Center segment develops and manages shopping centers. The Others segment includes wholesale, parking, and leasing businesses. It generates the majority of its revenue from the Department Store Business segment.
72GF Score

Get the complete analysis for NGO:3086

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,910.00
Price
円2,011.30
GF Value