J-MAX Co (NGO:3422) Effective Interest Rate on Debt %: 2.86% (As of Mar. 2026)

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NGO:3422 J-MAX Co Ltd NGO:3422
66 GF Score
Price 円444.00
GF Value 円400.33
! 10 Warning Signs
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What is J-MAX Co Effective Interest Rate on Debt %?

J-MAX Co NGO:3422 66 Effective Interest Rate on Debt % is 2.86% as of Mar. 2026. GuruFocus rates NGO:3422 with a GF Score™ of 66/100 and a GF Value™ of 円400.33. The stock has 10 warning signs investors should review.

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. J-MAX Co's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was 円718 Mil. J-MAX Co's average total debt for the quarter that ended in Mar. 2026 was 円25,089 Mil. Therefore, J-MAX Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 2.86%.


J-MAX Co  (NGO:3422) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


J-MAX Co Effective Interest Rate on Debt % Related Terms


J-MAX Co Effective Interest Rate on Debt % Historical Data

* Premium members only.

The historical data trend for J-MAX Co's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

J-MAX Co Effective Interest Rate on Debt % Chart

J-MAX Co Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.68 1.57 1.81 2.09 2.58

J-MAX Co Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.91 2.21 2.14 2.35 2.86

NGO:3422 vs ORLY, AZO: Effective Interest Rate on Debt % Comparison

For the Auto Parts subindustry, J-MAX Co's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


J-MAX Co Effective Interest Rate on Debt % vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, J-MAX Co's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where J-MAX Co's Effective Interest Rate on Debt % falls into.


NGO:3422
66GF Score
J-MAX Co Ltd NGO:3422
Effective Interest Rate on Debt % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

J-MAX Co Effective Interest Rate on Debt % Calculation

J-MAX Co's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Mar. 2025 )+Total Debt  (A: Mar. 2026 ))/ count )
=-1  *  -652/( (25077+25373)/ 2 )
=-1  *  -652/25225
=2.58 %

where

Total Debt  (A: Mar. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10083 + 14994
=25077

Total Debt  (A: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10935 + 14438
=25373

J-MAX Co's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Sep. 2025 )+Total Debt  (Q: Mar. 2026 ))/ count )
=-1  *  -718/( (24804+25373)/ 2 )
=-1  *  -718/25088.5
=2.86 %

where

Total Debt  (Q: Sep. 2025 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=11557 + 13247
=24804

Total Debt  (Q: Mar. 2026 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=10935 + 14438
=25373

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is two times the semi-annual (Mar. 2026) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.

What does a Effective Interest Rate on Debt % of 2.86% mean?
J-MAX Co (NGO:3422) has a Effective Interest Rate on Debt % of 2.86% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on J-MAX Co and its competitors.
Is J-MAX Co's Effective Interest Rate on Debt % too high?
J-MAX Co's current Effective Interest Rate on Debt % is 2.86%. Overall, J-MAX Co has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does J-MAX Co's Effective Interest Rate on Debt % compare to ORLY and AZO?
J-MAX Co's Effective Interest Rate on Debt % of 2.86% can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Vehicles & Parts company?
A good Effective Interest Rate on Debt % depends on the Vehicles & Parts industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on J-MAX Co and its competitors. J-MAX Co's current Effective Interest Rate on Debt % is 2.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is J-MAX Co stock overvalued right now?
J-MAX Co (NGO:3422) has a current Effective Interest Rate on Debt % of 2.86%. The stock's GF Value™ is 円400.33, compared to a current price of 円444.00 — trading 10.9% above its estimated fair value. The current Effective Interest Rate on Debt % is 2.86%. J-MAX Co's overall GF Score™ is 66/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For J-MAX Co (NGO:3422), the current Effective Interest Rate on Debt % is 2.86% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is J-MAX Co (NGO:3422) Overvalued in 2026?

Based on GuruFocus' analysis, J-MAX Co stock appears to be overvalued. The current stock price of 円444.00 is trading 10.9% above its estimated GF Value™ of 円400.33.

Key valuation signals for NGO:3422:

  • Effective Interest Rate on Debt %: 2.86%
  • GF Value™: 円400.33 vs. price of 円444.00 (10.9% above fair value)
  • GF Score™: 66/100 with 10 warning signs

No single metric tells the full story. See the NGO:3422 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


J-MAX Co Business Description

Other Exchanges 3422:Japan
Address Gifu Kamiishizu Otosaka 130-1, Ogaki, JPN, 503-1601
J-MAX Co Ltd is engaged in manufacture of automobile body press parts, manufacture of precision parts for automobiles, and design and production of various molds. The company also manufactures press dies, welding jigs, inspection tools, and other equipment.
66GF Score

Get the complete analysis for NGO:3422

Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円444.00
Price
円400.33
GF Value